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MoneyGram location operating at Kwik Stop Check Cashing II in Miami offering check cashing, money transfers, and cash-related financial services.
Data compiled from public sources
Kwik Stop Check Cashing II is a check cashing service provider located in Miami, Florida that operates as a MoneyGram agent location. The business is situated at 2200 SW 8th Street in the Miami area and serves customers seeking basic financial transaction services. As a MoneyGram partner, the location leverages the broader MoneyGram network infrastructure for money transfer capabilities.
The location offers cash-related services including check cashing, money transfers through MoneyGram, and related financial services. All services require a legal form of identification, which is standard practice in the check cashing and money transfer industry for compliance and fraud prevention purposes. The business operates extended hours seven days a week, making services accessible during evenings and weekends.
The primary distinguishing factor of this location is its integration with the MoneyGram network, one of the largest money transfer service providers globally. This affiliation provides customers access to both local check cashing services and international or domestic money transfer capabilities through a single location. The extended operating hours (7 AM to 9 PM daily) differentiate it from many traditional banking institutions.
For consumers seeking check cashing services, this location provides a straightforward alternative to bank-dependent financial transactions. However, customers should be aware that check cashing services typically involve fees that reduce the net cash received, and the company's specific fee structure is not disclosed on the available website content. The service is most useful for those without traditional bank accounts or those needing rapid cash access.
This is state-level context for Check Cashing & Money Services consumers in Miami, FL. It does not confirm that Kwik Stop Check Cashing or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Kwik Stop Check Cashing offers 5 services including Check cashing, MoneyGram money transfers, Cash services requiring valid legal ID, Domestic money transfers, In-person financial transactions.
Kwik Stop Check Cashing has profile signals associated with Unbanked consumers without traditional checking or savings accounts needing check cashing, Customers sending money domestically or internationally via MoneyGram network, Miami-area residents needing evening or weekend cash access outside standard banking hours.
Key strengths: Extended hours of operation every day (7 AM - 9 PM), including weekends and holidays; MoneyGram integration provides access to national and international money transfer services; Legal form of ID requirement aligns with anti-fraud and AML compliance standards. Areas to consider: Specific fee structure and check cashing rates not disclosed on website, preventing fee comparison; Limited service description available; website does not detail fee amounts, APRs, or service charges.
In the Check Cashing & Money Services category, comparable providers include Check Cashing Store, Check Cashing USA, Check Cashing USA. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
This location is profile signals for unbanked or underbanked consumers in Miami who need check cashing and money transfer services outside traditional banking hours. The main caveat is that specific fees, exchange rates, and service charges are not disclosed online, requiring customers to visit the location or call (305) 392-0741 for pricing information before using services.
The Check Cashing Store offers check cashing, payday loans ($100-$1,000), money orders, and MoneyGram services across Florida with over 30 years of operating history.
Profile signals: Consumers needing immediate check cashing with same-day access in the Miami area, Short-term borrowers seeking payday loans with flexible repayment periods (7-90 days) rather than standard 2-week terms
Check Cashing USA Hallandale Beach, Florida — Check Cashing USA offers check cashing, money orders, and wire transfers at their Hallandale Beach, FL loc...
Profile signals: Unbanked and underbanked individuals who are researching short-term cash access without a bank account, Workers with irregular pay schedules who need check cashing outside standard banking hours
Check Cashing USA offers check cashing, payday loans, installment loans, prepaid debit cards, money orders, and wire transfers at their Hialeah, FL location with extended hours.
Profile signals: Unbanked or underbanked workers needing immediate paycheck access without a bank account, Individuals without access to credit who face genuine emergencies requiring short-term cash access
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