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Kiri Jewelry Inc is a pawn shop located in Miami, FL that buys, sells, and loans against jewelry and precious metals during extended weekday hours.
Data compiled from public sources
Kiri Jewelry Inc operates as a traditional pawn shop in the Flagler Street area of Miami, Florida. The business is positioned in a neighborhood with significant foot traffic and serves the local community's immediate financial and jewelry needs. Based on available information, the company functions as a collateral-based lending operation typical of pawn shops, accepting jewelry and precious metals as security for loans.
The business maintains consistent operating hours throughout the week, opening at 9:30 AM on weekdays and 9:00 AM on Saturdays, closing at 5:30 PM and 5:00 PM respectively, indicating a retail-focused model serving daytime customers. Kiri Jewelry Inc distinguishes itself through its focus on jewelry and precious metals specifically, rather than general merchandise pawning. The company is reachable by phone at (305) 264-3621 for inquiries regarding loan terms, appraisals, or purchase offers on jewelry items.
The primary caveat is that pawn loans involve surrendering personal items as collateral, and failure to repay results in loss of the item—making this a high-cost short-term financing option compared to traditional lending. Customers should understand that pawn loans typically carry interest rates significantly higher than personal loans or credit alternatives, though they offer faster access to cash with eligibility claims to verify.
This is state-level context for Pawn Shops consumers in Miami, FL. It does not confirm that Kiri Jewelry Inc or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Kiri Jewelry Inc offers 9 services including Pawn loans against jewelry, Pawn loans against precious metals, Jewelry buying and appraisal, Precious metals buying and appraisal, In-person item evaluation, and 4 more.
Kiri Jewelry Inc has profile signals associated with Individuals researching short-term cash access ($100-$5,000 range) and willing to pledge jewelry or watches, People with poor credit or no credit history unable to qualify for traditional personal loans, Those seeking short-term bridge financing while waiting for paychecks or other income.
Key strengths: Located at accessible address on W Flagler St in Miami with established phone line (305) 264-3621; Consistent 5-day-per-week operating schedule (Mon-Fri 9:30 AM-5:30 PM) provides reliable access; Saturday hours (9:00 AM-5:00 PM) offer weekend service option. Areas to consider: Website is a Waze directions page with minimal company information—no details about loan terms, interest rates, or fees; Pawn loans require surrendering personal items as collateral, risking permanent loss if unable to repay.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Kiri Jewelry Inc is profile signals for consumers who are researching short-term cash access and have jewelry or precious metals to pledge as collateral, especially those unable to qualify for traditional loans due to poor credit. The primary caveat is that pawn loans carry very high interest rates and risk permanent loss of personal items—this should only be considered when traditional lending options are unavailable and the borrower is confident in their ability to repay within the redemption period.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.
Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
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