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MoneyGram agent location offering money transfer, cash services, and bill payment at a Miami storefront with extended daily hours and legal ID requirement.
Data compiled from public sources
J'S Multiservices, LLC operates as an authorized MoneyGram agent location in Miami's Allapattah neighborhood, providing access to MoneyGram's global money transfer network. The business functions primarily as a cash services hub, enabling customers to send and receive money domestically and internationally through MoneyGram's established platform. The company handles traditional check-cashing and money order services alongside wire transfers and bill payment processing, operating from a walk-in storefront at 515 SW 12th Ave, Suite 509.
The location offers MoneyGram's core services: money sending and receiving for both domestic and international transfers, which cater to customers needing to move funds quickly without bank accounts. The business maintains extended operating hours (9 AM–9 PM weekdays and Saturday, 9 AM–6 PM Sunday), making services accessible for working customers. All transactions require a valid legal form of ID, which is a standard compliance requirement for cash services providers. The specific check-cashing, money order, and bill payment services are inferred from MoneyGram's standard agent offerings at similar locations, though the website content does not explicitly list each individual service.
J'S Multiservices distinguishes itself through convenient location-based access and extended hours in a Miami neighborhood with significant immigrant and underbanked populations who rely on money transfer services. MoneyGram's established infrastructure and global reach provide reliability and rate claims to verify compared to smaller independent operators. The business caters to a specific demographic: customers without traditional banking relationships who need fast, documented fund transfers.
The main limitation is that this is an agent location, not a standalone financial services provider—operations, pricing, and service availability are governed entirely by MoneyGram's corporate policies. The website provides minimal detail on specific fees, exchange rates, transfer speed options, or whether check-cashing services are actually available at this particular location beyond MoneyGram transfers. Customers should verify exact service offerings and pricing directly by phone before visiting.
This is state-level context for Check Cashing & Money Services consumers in Miami, FL. It does not confirm that J'S MULTISERVICES, LLC or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
J'S MULTISERVICES, LLC offers 10 services including MoneyGram domestic money transfers, MoneyGram international money transfers, Money order services, Wire transfers, Bill payment processing, and 5 more.
J'S MULTISERVICES, LLC has profile signals associated with Immigrants and migrant workers sending money to family internationally, Unbanked and underbanked individuals needing documented fund transfers, Customers in SW Miami needing convenient evening or weekend access to money transfer services, People without traditional bank accounts seeking to receive international remittances.
Key strengths: Extended hours: Open 9 AM–9 PM Monday–Saturday, 9 AM–6 PM Sunday for customer convenience; Global money transfer access through MoneyGram's established international network; Online and offline service options available for money transfers. Areas to consider: Agent location only—subject to MoneyGram corporate policies, fees, and service limitations beyond local control; Website does not specify actual fee structure, exchange rates, or transfer speed options available at this location.
In the Check Cashing & Money Services category, comparable providers include Check Cashing Store, Check Cashing USA, Check Cashing USA. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
profile signals for unbanked Miami residents and immigrants needing convenient access to global money transfers, especially outside traditional banking hours. Primary caveat: this is a MoneyGram agent location, so all services, fees, and policies are controlled by MoneyGram corporate—call ahead to confirm exact offerings and pricing, as the website does not specify which traditional check-cashing services are actually available at this particular location.
The Check Cashing Store offers check cashing, payday loans ($100-$1,000), money orders, and MoneyGram services across Florida with over 30 years of operating history.
Profile signals: Consumers needing immediate check cashing with same-day access in the Miami area, Short-term borrowers seeking payday loans with flexible repayment periods (7-90 days) rather than standard 2-week terms
Check Cashing USA Hallandale Beach, Florida — Check Cashing USA offers check cashing, money orders, and wire transfers at their Hallandale Beach, FL loc...
Profile signals: Unbanked and underbanked individuals who are researching short-term cash access without a bank account, Workers with irregular pay schedules who need check cashing outside standard banking hours
Check Cashing USA offers check cashing, payday loans, installment loans, prepaid debit cards, money orders, and wire transfers at their Hialeah, FL location with extended hours.
Profile signals: Unbanked or underbanked workers needing immediate paycheck access without a bank account, Individuals without access to credit who face genuine emergencies requiring short-term cash access
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