Jp Dollars store plus check cashing logo

Jp Dollars store plus check cashing in Miami, FL

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JP Dollars Store Plus Check Cashing is a check-cashing and financial services provider located in Miami, FL, offering extended hours and basic money services.

Data compiled from public sources

Jp Dollars store plus check cashing Review

JP Dollars Store Plus Check Cashing operates as a check-cashing and money services business located at 15024 NE 6th Ave in Miami, Florida. The business appears to serve the local community with financial transaction needs, operating under a combined dollar store and check-cashing model. The company's name suggests a hybrid retail and financial services approach, though specific ownership, founding date, and company history are not disclosed in the available source material.

Like many check-cashing establishments, the business likely serves unbanked and underbanked populations who need immediate access to funds without traditional bank accounts. The company offers standard check-cashing services as its primary offering, with phone contact available at (786) 613-2442 for customer inquiries. JP Dollars Store Plus distinguishes itself through exceptionally extended operating hours, remaining open from 8:00 AM to 11:00 PM every single day of the week, including weekends and holidays.

This 15-hour daily availability is notably broader than typical banking hours and even many alternative financial service providers, making it accessible to customers with non-traditional schedules. The business operates in Miami's Northeast 6th Avenue area, serving a specific geographic community. A significant caveat is that the available information is extremely limited—only basic contact details, address, and hours are documented.

No pricing information, fee structures, specific service details, customer reviews, licensing status, or regulatory information is available from the provided source. Customers considering this service should independently verify all rates, terms, and legitimacy before conducting transactions.

Services & Features

Bill payment services
Cash access points
Check cashing
Dollar store retail
Financial transaction processing
Money orders
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended hours: Open 8 AM–11 PM seven days a week, including weekends and holidays
  • Convenient location: Established brick-and-mortar presence in Miami's Northeast area
  • Direct contact: Phone number provided (786) 613-2442 for customer inquiries
  • Accessibility: Operates in underserved geographic area with likely unbanked population
  • Hybrid services: Combined dollar store and check-cashing model offers one-stop convenience

Cons

  • No pricing transparency: Website provides no fee schedules or rate information
  • Limited service details: Specific services beyond check-cashing are not documented
  • Minimal online presence: Only Waze listing available; no dedicated website or social media
  • No regulatory information: No licensing, verification, or regulatory body information disclosed
  • Unclear identity verification requirements: No stated policies on documentation or eligibility

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Miami, FL. It does not confirm that Jp Dollars store plus check cashing or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Jp Dollars store plus check cashing offer?

Jp Dollars store plus check cashing offers 7 services including Check cashing, Money orders, Wire transfers, Bill payment services, Dollar store retail, and 2 more.

What profile signals are listed for Jp Dollars store plus check cashing?

Jp Dollars store plus check cashing has profile signals associated with Unbanked individuals needing immediate check-cashing access outside traditional banking hours, Workers on non-traditional schedules requiring evening or weekend financial services, Local Miami residents in the Northeast 6th Avenue area seeking convenient money services.

What are the strengths and weaknesses of Jp Dollars store plus check cashing?

Key strengths: Extended hours: Open 8 AM–11 PM seven days a week, including weekends and holidays; Convenient location: Established brick-and-mortar presence in Miami's Northeast area; Direct contact: Phone number provided (786) 613-2442 for customer inquiries. Areas to consider: No pricing transparency: Website provides no fee schedules or rate information; Limited service details: Specific services beyond check-cashing are not documented.

How does Jp Dollars store plus check cashing compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing Store, Check Cashing USA, Check Cashing USA. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
15024 NE 6th Ave, Miami, FL 33161
BBB Accredited
No
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CreditDoc Profile Note

Research Note on Jp Dollars store plus check cashing

JP Dollars Store Plus Check Cashing is profile signals for unbanked or underbanked Miami residents needing check-cashing services during extended hours, particularly those unable to access traditional banks. The main caveat is the complete absence of online transparency regarding fees, terms, or service details—customers must contact the business directly or visit in person to understand pricing and eligibility requirements.

Profile Signals

  • Unbanked individuals needing immediate check-cashing access outside traditional banking hours
  • Workers on non-traditional schedules requiring evening or weekend financial services
  • Local Miami residents in the Northeast 6th Avenue area seeking convenient money services
Updated 2026-05-08

Similar Companies

Check Cashing Store logo

Check Cashing Store

The Check Cashing Store offers check cashing, payday loans ($100-$1,000), money orders, and MoneyGram services across Florida with over 30 years of operating history.

BBB: NR

Profile signals: Consumers needing immediate check cashing with same-day access in the Miami area, Short-term borrowers seeking payday loans with flexible repayment periods (7-90 days) rather than standard 2-week terms

Check Cashing USA logo

Check Cashing USA

Check Cashing USA Hallandale Beach, Florida — Check Cashing USA offers check cashing, money orders, and wire transfers at their Hallandale Beach, FL loc...

BBB: NR

Profile signals: Unbanked and underbanked individuals who are researching short-term cash access without a bank account, Workers with irregular pay schedules who need check cashing outside standard banking hours

Check Cashing USA logo

Check Cashing USA

Check Cashing USA offers check cashing, payday loans, installment loans, prepaid debit cards, money orders, and wire transfers at their Hialeah, FL location with extended hours.

BBB: NR

Profile signals: Unbanked or underbanked workers needing immediate paycheck access without a bank account, Individuals without access to credit who face genuine emergencies requiring short-term cash access

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Quick Summary

  • Jp Dollars store plus check cashing is listed as a Check Cashing & Money Services provider in Miami, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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