Jimmy's Jewelry & Pawn III logo

Jimmy's Jewelry & Pawn III in Jacksonville, FL

No stored Google rating available.

Jimmy's Jewelry & Pawn III buys and loans against items of value including precious metals, electronics, vehicles, and tools in Jacksonville, FL.

Data compiled from public sources

Jimmy's Jewelry & Pawn III Review

Jimmy's Jewelry & Pawn III operates as a traditional pawn shop serving the Jacksonville, Florida area via phone at 904-292-1001. The business model centers on three core transactions: pawning items for short-term loans, selling merchandise, and purchasing items of value outright. The company accepts a broad range of collateral and inventory, positioning itself as a general-purpose pawn operation rather than one specializing in a single category like jewelry or electronics alone.

Their service area appears to be primarily local, with customers contacting them directly by phone to discuss transactions. The business has established a web presence with an age-gated website, indicating compliance with age restrictions typical in the pawn industry. Gift certificates are now available, suggesting an effort to expand beyond traditional transaction types.

The website provides minimal operational detail beyond basic service descriptions and contact information. No specific loan terms, rates, hours, address details, or customer reviews are published on the site. The company operates under standard pawn shop regulations, requiring age verification (21+) to access full website content.

Without detailed terms or published rates, consumers would need to contact them directly for pricing and loan structure information.

Services & Features

Gift certificates
Pawn loans against computers
Pawn loans against electronics
Pawn loans against jewelry and precious metals
Pawn loans against tools
Pawn loans against vehicles
Purchase of items of value (non-loan)
Sale of pawned merchandise and inventory

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Accepts a wide variety of collateral types—precious metals, electronics, vehicles, tools, computers, and other valuables
  • Offers three distinct transaction types: pawning (loans), selling, and direct purchase of items
  • Local, established business with direct phone line for immediate customer service
  • Now offers gift certificates, expanding service options beyond traditional pawn transactions
  • Age-gated website indicates compliance with regulatory requirements for pawn operations
  • eligibility claim to verify or financial history required to pawn items

Cons

  • Minimal online information—no published loan rates, terms, or APR disclosed on website
  • No store hours, physical address, or location map provided on the website
  • No customer reviews or ratings visible to evaluate service quality or fairness
  • Age restriction (21+) limits access to full website content without explanation of services
  • Lack of transparency on loan-to-value ratios or redemption policies

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Jacksonville, FL. It does not confirm that Jimmy's Jewelry & Pawn III or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Jimmy's Jewelry & Pawn III offer?

Jimmy's Jewelry & Pawn III offers 8 services including Pawn loans against jewelry and precious metals, Pawn loans against electronics, Pawn loans against vehicles, Pawn loans against tools, Pawn loans against computers, and 3 more.

What profile signals are listed for Jimmy's Jewelry & Pawn III?

Jimmy's Jewelry & Pawn III has profile signals associated with Consumers researching short-term cash access against collateral with eligibility claims to verify, Individuals looking to sell used electronics, tools, vehicles, or precious metals locally, People seeking short-term loans who prefer collateral-based borrowing over traditional lending.

What are the strengths and weaknesses of Jimmy's Jewelry & Pawn III?

Key strengths: Accepts a wide variety of collateral types—precious metals, electronics, vehicles, tools, computers, and other valuables; Offers three distinct transaction types: pawning (loans), selling, and direct purchase of items; Local, established business with direct phone line for immediate customer service. Areas to consider: Minimal online information—no published loan rates, terms, or APR disclosed on website; No store hours, physical address, or location map provided on the website.

How does Jimmy's Jewelry & Pawn III compare to similar companies?

In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
11018 Old St Augustine Rd Suite 117, Jacksonville, FL 32257
BBB Accredited
No
Visit Jimmy's Jewelry & Pawn III

CreditDoc Profile Note

Research Note on Jimmy's Jewelry & Pawn III

Jimmy's Jewelry & Pawn III is best suited for consumers in Jacksonville researching short-term cash access secured by collateral, or those looking to sell valuables locally. The main caveat is the severe lack of online transparency—loan rates, terms, fees, and policies are entirely unavailable on the website, requiring direct phone contact for any financial details.

Profile Signals

  • Consumers researching short-term cash access against collateral with eligibility claims to verify
  • Individuals looking to sell used electronics, tools, vehicles, or precious metals locally
  • People seeking short-term loans who prefer collateral-based borrowing over traditional lending
Updated 2026-05-08

Similar Companies

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.

BBB: A+

Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

Pawn Jewelry - Orlando, FL logo

Pawn Jewelry - Orlando, FL

Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.

BBB: A+

Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer

Pawn Jewelry - Tampa, FL logo

Pawn Jewelry - Tampa, FL

Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.

BBB: A+

Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan

Compare Your Needs With Jimmy's Jewelry & Pawn III

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Jimmy's Jewelry & Pawn III is listed as a Pawn Shops provider in Jacksonville, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Jimmy's Jewelry & Pawn III and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.