Jimmy's Jewelry & Pawn III logo

Jimmy's Jewelry & Pawn III in Jacksonville, FL

3.9/5

Jimmy's Jewelry & Pawn III buys and loans against items of value including precious metals, electronics, vehicles, and tools in Jacksonville, FL.

Data compiled from public sources · Rating from CreditDoc methodology

Jimmy's Jewelry & Pawn III Review

Jimmy's Jewelry & Pawn III operates as a traditional pawn shop serving the Jacksonville, Florida area via phone at 904-292-1001. The business model centers on three core transactions: pawning items for short-term loans, selling merchandise, and purchasing items of value outright. The company accepts a broad range of collateral and inventory, positioning itself as a general-purpose pawn operation rather than one specializing in a single category like jewelry or electronics alone.

Their service area appears to be primarily local, with customers contacting them directly by phone to discuss transactions. The business has established a web presence with an age-gated website, indicating compliance with age restrictions typical in the pawn industry. Gift certificates are now available, suggesting an effort to expand beyond traditional transaction types.

The website provides minimal operational detail beyond basic service descriptions and contact information. No specific loan terms, rates, hours, address details, or customer reviews are published on the site. The company operates under standard pawn shop regulations, requiring age verification (21+) to access full website content.

Without detailed terms or published rates, consumers would need to contact them directly for pricing and loan structure information.

Services & Features

Gift certificates
Pawn loans against computers
Pawn loans against electronics
Pawn loans against jewelry and precious metals
Pawn loans against tools
Pawn loans against vehicles
Purchase of items of value (non-loan)
Sale of pawned merchandise and inventory

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Accepts a wide variety of collateral types—precious metals, electronics, vehicles, tools, computers, and other valuables
  • Offers three distinct transaction types: pawning (loans), selling, and direct purchase of items
  • Local, established business with direct phone line for immediate customer service
  • Now offers gift certificates, expanding service options beyond traditional pawn transactions
  • Age-gated website indicates compliance with regulatory requirements for pawn operations
  • No credit check or financial history required to pawn items

Cons

  • Minimal online information—no published loan rates, terms, or APR disclosed on website
  • No store hours, physical address, or location map provided on the website
  • No customer reviews or ratings visible to evaluate service quality or fairness
  • Age restriction (21+) limits access to full website content without explanation of services
  • Lack of transparency on loan-to-value ratios or redemption policies

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Jimmy's Jewelry & Pawn III legitimate?

Yes. Jimmy's Jewelry & Pawn III is a registered company, headquartered in 11018 Old St Augustine Rd Suite 117, Jacksonville, FL 32257.

Quick Facts

Headquarters
11018 Old St Augustine Rd Suite 117, Jacksonville, FL 32257
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Jimmy's Jewelry & Pawn III

CreditDoc Diagnosis

Doctor's Verdict on Jimmy's Jewelry & Pawn III

Jimmy's Jewelry & Pawn III is best suited for consumers in Jacksonville needing quick cash secured by collateral, or those looking to sell valuables locally. The main caveat is the severe lack of online transparency—loan rates, terms, fees, and policies are entirely unavailable on the website, requiring direct phone contact for any financial details.

Best For

  • Consumers needing immediate cash against collateral without credit checks
  • Individuals looking to sell used electronics, tools, vehicles, or precious metals locally
  • People seeking short-term loans who prefer collateral-based borrowing over traditional lending
Updated 2026-04-29

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