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I.L.A. Local 1235 is a member-owned credit union serving Newark, NJ with a corporate office on Chestnut Street offering standard credit union services.
Data compiled from public sources
A. Local 1235 is a federally-chartered credit union (FCU) based in Newark, New Jersey. The organization operates as a member-owned, not-for-profit financial institution serving the local community.
The credit union maintains its corporate headquarters at 201 Chestnut Street in Newark's Essex County, indicating a long-standing presence in the area. The credit union offers standard NCUA-insured financial services typical of credit unions, including share accounts and share certificates. Members can access services through their Newark branch location and utilize the credit union's routing numbers for domestic financial transactions including direct deposits, ACH transfers, and wire transfers.
The organization maintains both ACH and Fedwire capabilities for electronic fund movement. A. ) based on the name convention.
The credit union has established itself as part of the broader Newark credit union community, which includes numerous other listed financial cooperatives serving different professional groups and communities. Prospective members should contact the credit union directly at 973-344-8660 to discuss membership eligibility, account options, interest rates, and fees. The lack of a robust web presence limits transparency about modern digital banking capabilities and current service offerings.
This is state-level context for Credit Unions consumers in Newark, NJ. It does not confirm that I.L.A. Local 1235 or this specific location is licensed.
State regulator
New Jersey Department of Banking and Insurance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
I.L.A. Local 1235 offers 8 services including Share accounts (savings accounts), Share certificates (CDs), ACH routing and electronic transfers, Direct deposit services, Wire transfers via Fedwire, and 3 more.
I.L.A. Local 1235 has profile signals associated with International Longshoremen's Association (I.L.A.) members and their families seeking member-owned financial services, Newark-area residents with existing family or employment connections to the credit union, Members prioritizing NCUA insurance protection and community-based financial institutions over large banks.
Key strengths: NCUA-insured member accounts providing federal protection up to $250,000; Established local presence in Newark since serving the community with a corporate office; Member-owned, not-for-profit structure returns profits to members rather than shareholders. Areas to consider: Limited online presence and minimal information about current products, rates, or digital banking capabilities; Membership eligibility unclear—may be restricted to I.L.A. affiliated individuals, limiting accessibility.
In the Credit Unions category, comparable providers include Affinity, Atlantic Health Employees, Xcel Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
I.L.A. Local 1235 is best suited for members with I.L.A. affiliation or existing relationships who prioritize member-owned, NCUA-insured banking. The primary caveat is the lack of listed information about current offerings, membership requirements, and digital capabilities—interested parties must contact the credit union directly at 973-344-8660 to determine eligibility and compare services.
Affinity Federal Credit Union offers checking, savings, certificates, credit cards, auto loans, and mortgages to members. Membership requires a $5 deposit to an eligibility account.
Profile signals: Members seeking high-yield deposit accounts with competitive APY and nationwide ATM access, Families and youth looking for comprehensive financial products plus dedicated financial education and wellbeing support
Atlantic Health Employees Federal Credit Union is a member-owned, NCUA-insured credit union serving Atlantic Health System employees with deposit accounts, loans, and financial services.
Profile signals: Current Atlantic Health System employees seeking member-owned banking with personalized service, Retired Atlantic Health System employees managing transition finances with NCUA protections
XCEL Federal Credit Union is a member-owned financial institution serving New Jersey, New York, and nationwide members with loans, deposit accounts, and insurance products through partnerships.
Google rating from 160 reviews
Profile signals: New Jersey and New York residents seeking affordable personal loans and debt consolidation from a credit union, Credit union members interested in bundled life, disability, and critical illness insurance with educational financial planning resources
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