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IBEW 317 Federal Credit Union is a member-owned financial institution serving IBEW members and their families with savings accounts, debit cards, online banking, and credit union services.
Data compiled from public sources
IBEW 317 Federal Credit Union is a federally chartered credit union serving members of the International Brotherhood of Electrical Workers Local 317 and their families. As a not-for-profit, member-owned institution regulated by the NCUA (National Credit Union Administration), it operates under the cooperative banking model where members are both customers and owners. The credit union has established itself as a reported financial resource within the electrical workers' community, offering a range of consumer financial services.
The institution provides core banking services including savings and share accounts, debit cards, online banking platforms, bill payment services, and wire transfers. Members can also access payroll deduction options for convenient automatic savings and loan payment features such as skip-a-payment options during financial hardship. The credit union emphasizes accessibility through multiple service channels, including digital banking solutions and traditional member support services, with a documented team presence and FAQ resources available to members.
IBEW 317 distinguishes itself by serving a specific membership base—electrical workers and their families—rather than the general public. This membership focus allows the credit union to tailor services to the needs of union workers, including payroll deduction partnerships and membership-based lending. The organization also demonstrates community commitment through scholarship programs available to members' families, showing investment beyond basic financial services.
The credit union's primary limitation is membership restriction; only IBEW members and their immediate families can open accounts, which significantly limits accessibility compared to community banks. The website provides limited detail on specific loan products, interest rates, or competitive terms, making it difficult for prospective members to evaluate pricing. As a smaller credit union, IBEW 317 may have fewer physical branches and ATM networks compared to larger financial institutions, though member access through shared branching networks (common in credit unions) may mitigate this.
This is state-level context for Credit Unions consumers in Huntington, WV. It does not confirm that Ibew 317 or this specific location is licensed.
State regulator
West Virginia Division of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Ibew 317 offers 10 services including Share savings accounts (member deposit accounts), Debit cards with online access, Online banking platform, Bill pay services, Wire transfers, and 5 more.
Ibew 317 has profile signals associated with IBEW Local 317 union members seeking member-owned financial institution with community benefits, Electrical workers wanting payroll deduction integration for automatic savings and loan management, Families of IBEW members looking for credit union accounts with scholarship program eligibility, Union members prioritizing not-for-profit structure where earnings benefit member-owners rather than external shareholders.
Key strengths: Member-owned, not-for-profit structure means profits return to members rather than shareholders; NCUA insurance protection up to $250,000 on deposits provides security comparable to FDIC banks; Payroll deduction options allow automatic savings and loan payments directly from union member paychecks. Areas to consider: Membership is restricted to IBEW Local 317 members and immediate family, excluding general public access; Limited transparency on website regarding specific loan products, interest rates, and APR terms.
In the Credit Unions category, comparable providers include 167th Tfr, Berkeley County Public Schools, C C M H. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
IBEW 317 Federal Credit Union is profile signals for IBEW Local 317 members and their families seeking a member-owned alternative to traditional banks, with integrated payroll services and community benefits. The primary caveat is strict membership eligibility—only union members and immediate family can access accounts, making it inaccessible to the general public.
167th TFR Federal Credit Union is a member-owned credit union offering mortgages, auto loans, credit cards, and savings accounts with competitive APRs.
Profile signals: Members eligible for the credit union's field of membership seeking competitive auto and mortgage rates, Local consumers in the credit union's service area wanting personalized financial service
Berkeley County Public Schools Federal Credit Union is a member-owned, non-profit financial cooperative serving Berkeley County employees and their families since 1973.
Profile signals: Berkeley County Public Schools employees seeking safe, federally-insured savings and basic lending, Families of school district employees wanting low-cost checking and vehicle financing
CCMH Federal Credit Union is a member-owned nonprofit serving healthcare workers and their families in West Virginia with savings accounts, checking, and personal loans.
Profile signals: Camden Clark Memorial Hospital employees and medical staff in Parkersburg, WV, Employees of affiliated medical practices listed in membership criteria (Ernest Miller Jr., D.O.; Fred Jay Krieg, Ph.D.; F.G. Powderly, M.D., etc.)
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