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HealthPlus Federal Credit Union is a member-owned financial institution serving Mississippi State Department of Health employees and their families with NCUA-insured deposit accounts and lending services.
Data compiled from public sources
HealthPlus Federal Credit Union (HealthPlus FCU) is a federally insured credit union operating under the motto "Committed to Your Financial Health." The institution serves a specific membership base: employees and contract workers of the Mississippi State Department of Health, their family members, retirees from that employment, credit union employees and their families, and related organizations. This defined field of membership reflects HealthPlus FCU's roots as a mission-driven financial cooperative designed to serve a particular professional community rather than the general public.
HealthPlus FCU offers a comprehensive suite of consumer financial products and services typical of modern credit unions. Members can access checking accounts with debit and ATM cards, overdraft protection on checking accounts, credit cards (balance information available through ezcardinfo.com), savings vehicles including Christmas Club accounts, and various loan products. The credit union partners with Sallie Mae to offer student loans, and members can view loan rates and savings rates through the institution's online platform. Online banking is available 24/7 for account management, loan payments, and bill payments. All member deposits are protected up to $250,000 per account type by the National Credit Union Administration (NCUA) Share Insurance Fund.
What distinguishes HealthPlus FCU is its exclusive membership model tied to Mississippi State Department of Health employment, which creates a tight-knit member community with aligned financial needs. The institution emphasizes the safety and stability of member deposits through NCUA insurance and positions itself as a stable, reliable investment option. The credit union operates with a fiduciary duty to members and encourages adoption of online banking as the primary service channel. Their partnership with established third-party providers (Sallie Mae for student loans, EZCardInfo for credit card management) suggests integration with broader financial ecosystems.
As a smaller regional credit union with a restricted membership base, HealthPlus FCU is best suited for its specific eligible population rather than the general public. Members benefit from the security of NCUA insurance and personalized service, but prospective borrowers should understand that membership eligibility is limited and geographic/employment-based. The institution provides solid foundational banking services but does not appear to offer listed products like mortgages, business loans, or advanced investment vehicles based on available website information.
This is state-level context for Credit Unions consumers in Jackson, MS. It does not confirm that Healthplus or this specific location is licensed.
State regulator
Mississippi Department of Banking and Consumer Finance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Healthplus offers 11 services including Checking accounts with debit and ATM cards, Overdraft protection on checking accounts, Credit cards with online balance management (ezcardinfo.com), Savings accounts with NCUA insurance up to $250,000 per account type, Christmas Club savings accounts, and 6 more.
Healthplus has profile signals associated with Mississippi State Department of Health employees and their immediate family members, Retirees from Mississippi State Department of Health seeking stable, insured savings, Students of eligible members seeking Sallie Mae-partnered student loan options, Credit union members prioritizing NCUA-insured deposits and personalized member service.
Key strengths: NCUA deposit insurance covers up to $250,000 per account type, protecting member savings; 24/7 online banking platform for account management, bill pay, and loan payments; Overdraft protection available on checking accounts to prevent overdraft fees. Areas to consider: Membership restricted to Mississippi State Department of Health employees and families—not open to general public; Limited online information about specific interest rates, APRs, or fee schedules requires calling 601-354-6633.
In the Credit Unions category, comparable providers include Citizens Choice, Community Partners, Ecm. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
HealthPlus FCU is exclusively designed for Mississippi State Department of Health employees, retirees, and their families—it is not accessible to the general public. This credit union is profile signals for eligible members seeking NCUA-insured deposit accounts and basic consumer lending in a member-owned cooperative environment, but prospective customers must verify employment or family eligibility before applying.
Citizens Choice Federal Credit Union is a federally insured credit union offering traditional banking products including savings accounts, auto loans, and signature loans, with referral partnerships for additional lending options.
Profile signals: Credit union members seeking federally insured deposit accounts and basic banking services, Individuals needing auto financing through a credit union lender
Community Partners FCU is a member-owned federal credit union in Newton, MS, offering auto loans, personal loans, savings accounts, and retirement IRAs since 1971.
Profile signals: East Central Mississippi residents seeking personal relationship-based banking with competitive auto loan rates, Community members looking for simple, straightforward savings and checking accounts with NCUA protection
ECM Federal Credit Union is a member-owned, not-for-profit credit union offering savings accounts, loans, and online banking services.
Profile signals: Individuals seeking member-owned financial institution with non-profit governance, Members already in their service area looking to consolidate banking services
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