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Health Credit Union is a member-owned financial cooperative chartered in 1955, serving employees of Jefferson County Department of Health and their families with traditional banking services.
Data compiled from public sources
Health Credit Union was established in 1955 with a specific mission to serve employees of the Jefferson County Department of Health and their immediate family members. As a credit union, it operates as a member-owned cooperative rather than a for-profit institution, meaning member interests are prioritized over shareholder returns. The organization has grown to serve 2,079 members and manages over $28.6 million in assets as of April 2025.
The credit union offers standard banking services typical of financial cooperatives, including online banking access, member accounts, and loan products. Members have the ability to access their accounts through the Credit Union Services Center (CUSC) Network, which provides nationwide access to over 30,000 ATMs and shared branch locations across the country. This network membership significantly expands service availability beyond their single Birmingham, Alabama location.
Health Credit Union distinguishes itself through its member-focused cooperative structure and membership eligibility tied to Jefferson County Department of Health employment. This listed membership requirement creates a tight-knit community of members with shared professional backgrounds. The organization operates with limited hours (8 a.m. to 3:45 p.m., Monday-Friday), reflecting its smaller-scale operation compared to major national banks.
As a small, listed credit union, Health Credit Union serves a niche market effectively but has geographic and operational limitations. The single physical location in Birmingham, Alabama may present challenges for members outside the region, though CUSC network access partially mitigates this. The organization provides fundamental banking services but does not appear to offer listed products or competitive advantages in rates or features based on available information. Prospective members should confirm their eligibility through the Jefferson County Department of Health employment requirement before applying.
This is state-level context for Credit Unions consumers in Birmingham, AL. It does not confirm that Health or this specific location is licensed.
State regulator
Alabama State Banking Department
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Health offers 8 services including Online banking platform with login and account management, Member account registration and account access, Password reset and account recovery services, Membership eligibility verification and enrollment, CUSC Network shared branch access nationwide, and 3 more.
Health has profile signals associated with Jefferson County Department of Health employees and their immediate family members, Members seeking local banking relationships with personalized service, Individuals prioritizing cooperative, member-owned financial institutions over traditional banks, Employees needing nationwide ATM and branch access beyond Birmingham through CUSC network.
Key strengths: Member-owned cooperative structure prioritizes member interests over profits; Access to 30,000+ nationwide ATMs and shared branch locations through CUSC Network; Low asset base of $28.6M suggests personalized service for 2,079 members. Areas to consider: Highly restrictive membership limited to Jefferson County Department of Health employees and immediate families; Single physical location in Birmingham, Alabama creates geographic inconvenience for non-local members.
In the Credit Unions category, comparable providers include Acipco, Alabama Postal, Alabama State Employees. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Health Credit Union is best suited for employees of the Jefferson County Department of Health and their immediate families seeking member-owned cooperative banking with nationwide CUSC network access. The primary caveat is strict membership eligibility requirements that exclude the general public, making it inaccessible to most consumers unless they meet employment criteria.
ACIPCO Federal Credit Union is a member-owned credit union serving employees, retirees, and families of American Cast Iron Pipe Company in Birmingham, Alabama, offering checking, savings, loans, and credit cards.
Profile signals: Current and former ACIPCO employees seeking member-owned credit union benefits with lifetime membership, Family members and relatives of ACIPCO employees eligible for membership who want nonprofit financial services
Alabama Credit Union is a member-owned, not-for-profit financial institution serving Alabama and North Florida for 70 years, offering checking, savings, lending, and credit card products.
Profile signals: Alabama and North Florida residents seeking member-owned financial institution with community focus, Borrowers who value local lending relationships and personalized service over online-only banks
ASE Credit Union is a member-owned, not-for-profit financial cooperative chartered under federal law, serving Alabama State Employees and residents of 8 counties around Montgomery.
Profile signals: Alabama residents in the Montgomery 8-county area seeking member-owned financial services, Current and former Alabama State Employees wanting to maintain institutional relationships
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