Gundersen Credit Union is a member-owned, not-for-profit credit union based in La Crosse, Wisconsin. The institution is federally insured by the NCUA and operates as a traditional credit union serving its membership community. As of April 1st, 2026, Gundersen Credit Union merged with Dairyland Power Credit Union, expanding its member base and service capabilities.
The credit union has been operating long enough to celebrate its 55th Annual Meeting, indicating decades of community presence and stability. Gundersen Credit Union offers a comprehensive suite of financial products including checking and savings accounts, auto loans, personal loans, mortgage services, and home loans. 64% APR.
Members have access to deposit products like share accounts and share certificates (traditional credit union terminology), online banking, mobile app services, eStatements, and courtesy pay features. The credit union also offers shared branching access, expanding member convenience beyond their physical locations. Gundersen's recent digital banking infrastructure upgrade distinguishes them from legacy competitors.
They have invested in modernizing their online banking platform and launched a new mobile app designed for contemporary user experience. The credit union actively communicates with members through multiple channels and maintains multilingual support (English and Spanish). Their recent merger with Dairyland Power Credit Union suggests growth and organizational confidence.
As a credit union, Gundersen operates under different regulatory frameworks than banks and typically returns profits to members rather than shareholders. However, membership eligibility may be restricted to specific communities or employer groups, which is typical for credit unions but limits accessibility.