Gun Outlet & Pawn logo

Gun Outlet & Pawn in Charlotte, NC

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Gun Outlet & Pawn is a firearms retailer and pawn shop in Charlotte, NC offering FFL transfers, gun sales, pawning services, and extensive shooting accessories.

Data compiled from public sources

Gun Outlet & Pawn Review

Gun Outlet & Pawn operates as a brick-and-mortar firearms retailer and pawn shop located at 5115 N Tryon St in Charlotte, North Carolina. The business combines traditional pawn shop services with listed gun retail, serving the local shooting community and collectors. The company maintains a physical storefront open Monday-Friday 10 AM-6 PM, Saturday 11 AM-5 PM, with online e-commerce capabilities through their website gunoutletnc.com.

The company offers three primary service lines: FFL transfer services for $50 per transaction, gun pawning services, and retail sales of firearms and shooting-related products. Their retail inventory spans handguns (semi-automatic, revolvers, bolt action, derringers), rifles (bolt action, lever action, pump action, semi-automatic), shotguns (over-under, side-by-side, pump action), ammunition across calibers, optics (scopes, red dots, night vision, thermal), holsters, magazines, gun storage (safes, cases, locks), cleaning equipment, gunsmithing parts, reloading supplies, and tactical accessories. Featured products visible include models from Sig Sauer, Ruger, Smith & Wesson, Citadel, Century Arms, and Radical Firearms at price points ranging from $348.99 to $899.99.

What distinguishes Gun Outlet & Pawn is their combination of retail and pawn services under one roof—allowing customers to buy, sell, or pawn firearms directly. The company clearly caters to serious shooters and gun enthusiasts with comprehensive categories including gunsmithing parts, reloading supplies, optics, and listed accessories. Their e-commerce platform with warehouse fulfillment indicates infrastructure for both local and remote customers. The $50 FFL transfer fee is transparently advertised as a core service.

As a pawn shop and firearms retailer, Gun Outlet & Pawn is subject to federal firearms licensing requirements and state regulations. Their primary function is retail gun sales and pawn lending (collateral-based loans), not consumer finance for general expenses. They do not offer the traditional personal loans, debt solutions, or credit services typically associated with consumer finance platforms. This is appropriately categorized as a pawn shop that specializes in firearms rather than a general consumer lending operation.

Services & Features

Ammunition sales (handgun, rifle, rimfire, shotgun ammo)
Cleaning equipment and maintenance supplies
FFL firearms transfers ($50 per transaction)
Gun pawning and collateral-based lending
Gun storage solutions (safes, hard cases, soft cases, locks, security accessories)
Gunsmithing parts and tools (barrels, triggers, rails, handguards, grips)
Handgun retail sales (semi-automatic, revolvers, derringers, bolt action)
Holsters, magazines, and tactical accessories
Optics and sighting equipment sales (scopes, red dots, night vision, thermal optics, rangefinders)
Reloading supplies (ammunition boxes, cases, presses, dies, projectiles)
Rifle retail sales (bolt action, lever action, pump action, semi-automatic)
Shotgun retail sales (over-under, side-by-side, pump action, lever action)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • listed FFL transfer pricing at $50 per transfer clearly displayed on homepage
  • Combined retail and pawn services allow customers to buy, sell, or pawn firearms in one location
  • Extensive inventory of firearms across multiple categories and price points ($348-$899 range visible)
  • Comprehensive selection of shooting accessories including optics, ammunition, reloading supplies, and gunsmithing parts
  • Established physical location in Charlotte with consistent business hours and contact information
  • Online e-commerce platform with warehouse fulfillment capability for remote customers
  • listed knowledge base evident through detailed product categorization (e.g., optics types, reloading supplies)

Cons

  • As a pawn shop, collateral-based lending terms and rates are not disclosed on website—borrowers must contact in person
  • Limited to firearms and shooting-related products; cannot serve general pawn or collateral loan needs outside this niche
  • No information about pawn loan terms, interest rates, redemption periods, or lending policies available online
  • Subject to federal and state firearms regulations which may limit accessibility for some consumers
  • Physical location in Charlotte limits in-person accessibility for customers outside the area; primarily serves local market

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Charlotte, NC. It does not confirm that Gun Outlet & Pawn or this specific location is licensed.

State regulator

North Carolina Commissioner of Banks

Money services context in North Carolina

Short-term lending status: Banned

General rate context: 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001

North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending banned since 2001 when the Check Cashers Act authorization expired.
  • Consumer finance companies limited to 30% APR on loans under $10,000.
  • The North Carolina Consumer Finance Act regulates all licensed consumer lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Gun Outlet & Pawn offer?

Gun Outlet & Pawn offers 12 services including FFL firearms transfers ($50 per transaction), Gun pawning and collateral-based lending, Handgun retail sales (semi-automatic, revolvers, derringers, bolt action), Rifle retail sales (bolt action, lever action, pump action, semi-automatic), Shotgun retail sales (over-under, side-by-side, pump action, lever action), and 7 more.

What profile signals are listed for Gun Outlet & Pawn?

Gun Outlet & Pawn has profile signals associated with Firearms owners and shooting enthusiasts seeking to buy, sell, or pawn guns locally in Charlotte, Gun collectors and competitive shooters needing listed accessories, optics, and gunsmithing parts, FFL transfer customers needing licensed firearms transfers at listed fixed pricing, Individuals needing fast collateral-based loans secured by firearms or other valuables.

What are the strengths and weaknesses of Gun Outlet & Pawn?

Key strengths: listed FFL transfer pricing at $50 per transfer clearly displayed on homepage; Combined retail and pawn services allow customers to buy, sell, or pawn firearms in one location; Extensive inventory of firearms across multiple categories and price points ($348-$899 range visible). Areas to consider: As a pawn shop, collateral-based lending terms and rates are not disclosed on website—borrowers must contact in person; Limited to firearms and shooting-related products; cannot serve general pawn or collateral loan needs outside this niche.

How does Gun Outlet & Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include All Seasons Outdoor & Pawn, American Gold Exchange & Pawn, Beltway Gun & Pawn. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5115 N Tryon St, Charlotte, NC 28213
BBB Accredited
No
Visit Gun Outlet & Pawn

CreditDoc Profile Note

Research Note on Gun Outlet & Pawn

Gun Outlet & Pawn is profile signals for firearms owners and shooting enthusiasts in the Charlotte area seeking to buy, sell, or pawn guns, or who need FFL transfer services at listed pricing. The primary caveat is that this is a listed pawn shop focused exclusively on firearms—not a general consumer lending platform—and pawn loan terms, rates, and policies are not disclosed online and require in-person consultation.

Profile Signals

  • Firearms owners and shooting enthusiasts seeking to buy, sell, or pawn guns locally in Charlotte
  • Gun collectors and competitive shooters needing listed accessories, optics, and gunsmithing parts
  • FFL transfer customers needing licensed firearms transfers at listed fixed pricing
  • Individuals needing fast collateral-based loans secured by firearms or other valuables
Updated 2026-05-08

Similar Companies

All Seasons Outdoor & Pawn logo

All Seasons Outdoor & Pawn

All Seasons Outdoor & Pawn is a pawn shop located in Locust, NC that provides collateral-based loans and buys/sells outdoor equipment and merchandise.

BBB: NR

Profile signals: Hunters and outdoor enthusiasts researching short-term cash access against firearms or outdoor gear, Individuals with poor credit who need immediate liquidity with eligibility claims to verify

American Gold Exchange & Pawn logo

American Gold Exchange & Pawn

Family-owned pawn shop in Raleigh, NC since 1994 offering short-term cash access loans, precious metal buying, and retail sales with no middlemen and A+ BBB rating.

BBB: NR

Profile signals: Customers researching short-term cash access who own valuable items and prefer to avoid credit checks, Local Raleigh residents seeking to buy used merchandise at discounted prices with warranty protection

Beltway Gun & Pawn logo

Beltway Gun & Pawn

Beltway Gun & Pawn specializes in used and new firearms, tactical weapons, and ammunition sales with both in-store and online inventory. Located in Matthews, NC, they operate as a pawn shop with a primary focus on firearms and related accessories.

BBB: NR

Profile signals: Firearms enthusiasts and collectors seeking used or new weapons from major manufacturers, Tactical weapon buyers looking for AR rifles, tactical handguns, and modern platforms

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Quick Summary

  • Gun Outlet & Pawn is listed as a Pawn Shops provider in Charlotte, NC on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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