No stored Google rating available.
Graham Sales is a pawn shop in Baltimore, Maryland offering collateral-based loans in exchange for personal items. Located on Pinkney Rd with a 5-star customer rating.
Data compiled from public sources
Graham Sales operates as a pawn shop in Baltimore, Maryland, serving the local community's short-term lending needs. The business is positioned within the collateral-based lending market, where customers can exchange personal valuables for short-term cash access without traditional credit checks. Based on available information, the shop maintains a physical location at 3401 Pinkney Rd in the 21215 zip code area.
As a pawn shop, Graham Sales likely offers loans secured by personal collateral such as jewelry, electronics, musical instruments, tools, or other items of value. Customers can pawn items temporarily to receive cash, with the option to reclaim their goods by repaying the loan plus interest and fees within a specified timeframe. The business model allows for quick access to funds without requiring a credit history or credit score evaluation.
The company distinguishes itself through customer satisfaction, evidenced by a 5-star rating on Google based on documented reviews. This rating suggests positive customer experiences, though the limited review volume (1 review) means the rating represents a small sample size. The business serves Baltimore residents seeking immediate liquidity through collateral-based lending.
Graham Sales is appropriate for consumers who own valuable items and are comparing emergency-cash timing without undergoing credit checks or lengthy approval processes. However, pawn transactions typically involve interest rates and fees that can be substantial, and customers risk losing their collateral if they cannot repay within the agreed timeframe. The limited publicly available information suggests this is a local operation focused on serving its Baltimore community.
This is state-level context for Pawn Shops consumers in Baltimore, MD. It does not confirm that Graham Sales or this specific location is licensed.
State regulator
Maryland Office of the Commissioner of Financial Regulation
Consumer protection
Short-term lending status: Banned
General rate context: 24% for consumer loans under $6,000 (33% for under $1,000); payday lending banned
Maryland effectively bans payday lending through strict interest rate caps that make the business model impractical. The state has strong consumer protection laws including the Maryland Consumer Protection Act. Consumers can file complaints with the Commissioner of Financial Regulation or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Graham Sales offers 8 services including Pawn loans secured by personal collateral, Cash loans in exchange for jewelry, Cash loans in exchange for electronics, Collateral-based short-term lending, Item valuation and appraisal services, and 3 more.
Graham Sales has profile signals associated with Consumers with poor or no credit history researching emergency-cash options with eligibility claims to verify, Individuals with valuable items they're willing to temporarily exchange for immediate funds, People seeking quick short-term liquidity without loan applications or approval delays, Baltimore residents needing local, in-person collateral-based lending services.
Key strengths: 5-star Google customer rating indicates positive customer satisfaction and service quality; eligibility claim to verify — accessible to consumers with poor or no credit history; short-term cash access — funds available upon transaction completion without waiting periods. Areas to consider: Limited public reviews (only 1 documented Google review) provides insufficient feedback for comprehensive assessment; Pawn transactions typically involve high interest rates and fees that can exceed 200% APR equivalent.
In the Pawn Shops category, comparable providers include 5 Mile Pawnbrokers, Arundel Firearms & Pawn, Best Pawn Shop. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Graham Sales is best suited for Baltimore residents who own valuable items and are researching emergency-cash options immediately with eligibility claims to verify or lengthy approval processes. The primary caveat is that pawn transactions involve significant costs through interest and fees, and borrowers risk permanent loss of their items if unable to repay within the agreed timeframe.
5 Mile Pawnbrokers is a pawn shop in Jessup, MD offering fast collateral-based loans, gold buying, and resale of used merchandise with over 25 years of experience.
Profile signals: Consumers who are researching short-term cash access and have valuable items to use as collateral, Individuals with poor credit who may not meet traditional personal-loan criteria
Arundel Firearms & Pawn is a Maryland-based retailer specializing in firearms, ammunition, tactical gear, and pawn services. Located in Glen Burnie, they offer an extensive inventory of handguns, rifles, shotguns, and accessories.
Profile signals: Firearms enthusiasts and hunters seeking specific gun models, ammunition, and tactical accessories in the Glen Burnie area, Customers with valuable items (firearms, optics, collectibles) needing quick short-term loans against collateral
Family-owned pawn shop chain operating since 1995 across DC, Maryland, and Virginia. Buys, sells, and loans against jewelry, electronics, tools, and musical instruments.
Profile signals: Individuals who need short-term cash and have collateral (jewelry, electronics, tools, instruments) they can temporarily part with, People buying secondhand electronics, musical instruments, or tools who want to save money vs. retail prices
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