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Golden Smile Pawnshop INC is a pawn shop located in Harlem, New York offering collateral-based loans and jewelry/gold buying services.
Data compiled from public sources
Golden Smile Pawnshop INC operates as a traditional pawn shop in the Harlem neighborhood of Manhattan, specifically located at 29 West 125th Street. The business has established itself as a local financial services provider for consumers seeking quick access to cash through collateral-based lending. Like other pawn shops, the company provides immediate liquidity by accepting personal items of value as collateral.
The business maintains consistent operating hours throughout the week, suggesting a stable, established operation serving the local community. Golden Smile Pawnshop INC appears to focus on serving customers in the upper Manhattan area who need short-term cash-access services with eligibility claims to verify or lengthy approval processes. What distinguishes this pawn shop is its prominent location in a densely populated urban area with high foot traffic, making it accessible to walk-in customers.
The business is reachable by phone at (212) 831-2519 during operating hours, providing direct customer service. The company maintains regular weekday and Saturday hours, accommodating various consumer schedules. Operating pawn shops require state licensing and compliance with local regulations governing collateral loans, pawn transactions, and redemption rights.
Golden Smile Pawnshop INC serves customers who are researching short-term cash access and have items of value to pledge. This is best suited for consumers facing short-term financial needs, those without access to traditional credit, and individuals looking for a quick transaction without application processes. However, pawn loans involve surrendering personal possessions and come with redemption deadlines.
Customers should understand that failure to reclaim items within the specified period results in forfeiture of those assets.
This is state-level context for Pawn Shops consumers in New York, NY. It does not confirm that Golden Smile Pawnshop Inc or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Golden Smile Pawnshop Inc offers 8 services including Pawn loans secured by personal collateral, Gold and jewelry buying, Collateral-based short-term loans, Walk-in pawn transactions, Item redemption services, and 3 more.
Golden Smile Pawnshop Inc has profile signals associated with Consumers researching short-term cash access without credit approval, Individuals with valuable items seeking quick collateral-based loans, Local Harlem residents requiring fast, same-day cash access.
Key strengths: Consistent operating hours from 9:30 AM to 6:30 PM seven days a week, including Saturday service; Convenient Harlem location at 29 W 125th Street accessible by public transportation; Direct phone contact available at (212) 831-2519 for customer inquiries. Areas to consider: Limited information available on the website about specific loan terms, interest rates, or redemption periods; No details provided about accepted collateral types or loan amount ranges.
In the Pawn Shops category, comparable providers include 24hr pawn shop, A-1 Pawn Brokers, Abe Mor Diamonds. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
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CreditDoc Profile Note
Golden Smile Pawnshop INC is profile signals for consumers in the Harlem area who are researching short-term cash access and own items of value they can pledge as collateral. The main caveat is that pawning involves surrendering personal possessions with the risk of permanent loss if redemption deadlines are missed, and detailed information about terms, rates, and fees is not available online.
NYC-based pawn shop offering same-day cash for luxury watches, jewelry, diamonds, and electronics with extended hours until 2 AM on weekdays.
Profile signals: Individuals researching short-term cash access for luxury items (watches, jewelry, diamonds) without appointment hassles, Night-shift or late-evening workers who need pawn services outside standard business hours
A-1 Pawn Brokers offers collateral-based loans and direct purchases of valuables including gold, silver, diamonds, and watches with 35+ years of experience.
Profile signals: Consumers with poor or no credit history who are researching short-term cash access and may not meet traditional loan criteria, Individuals with valuable items (jewelry, watches, coins) they're willing to pledge short-term for liquidity
Family-owned diamond and jewelry buyer/seller in NYC since 1954, offering both retail purchases and consignment sales through their online platform.
Profile signals: Jewelry store owners and retailers seeking wholesale diamond inventory with personalized supplier relationships, NYC-based consumers selling inherited diamonds or jewelry who prefer local in-person evaluation
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