Miami-based high-end pawnbroker specializing in luxury watches (Rolex, Cartier, Patek Philippe) and fine jewelry. Offers collateralized loans, sales, and watch repair since 1986.
Data compiled from public sources · Google rating shown when a stored review count is available
Gables Pawn & Jewelry has operated as a listed pawnbroker in Miami since 1986, establishing itself as a niche player focused exclusively on luxury goods rather than general merchandise. Located at 1734 S. Red Road in Miami (10 minutes from Miami International Airport), the company has built a 37-year track record serving South Florida residents seeking loans and sales of high-end timepieces and jewelry.
The company offers three primary services: collateralized pawn loans ($200–$1,000,000) on watches, diamonds, and gold; buying and selling of pre-owned luxury items; and expert watch repair and refinishing. They maintain an inventory of over 200 pre-owned watches (primarily Rolex) and GIA-certified diamonds, and specialize in signed jewelry from brands like Cartier, Van Cleef & Arpels, Tiffany & Co., and Bulgari. Loan amounts range from small to seven figures, with immediate payment options via cash, check, or wire transfer.
What distinguishes Gables from typical pawn shops is their focus on ultra-premium items and experience context infrastructure. They employ on-site watchmakers, jewelers, and gemologists, and are members of the International Watch & Jewelry Guild (IWJG) and the Polygon Network—both recognized industry credentials. Their website emphasizes a clean, professional environment (explicitly contrasted with stereotypical pawn shop aesthetics in customer testimonials) and confidentiality. They also provide written insurance appraisals and specialize in brands like Rolex, Omega, Breitling, and Patek Philippe.
However, this is fundamentally a pawn operation: customers pledging collateral receive short-term loans at terms not disclosed on the website, and rates/terms are negotiated individually. No interest rates, loan terms, or fee structures are published. The business model is transactional and item-dependent, not suitable for consumers seeking listed, fixed-rate financing. Customers must visit in person or call for quotes.
This is state-level context for Pawn Shops consumers in Miami, FL. It does not confirm that Gables Pawn & Jewelry or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Gables Pawn & Jewelry offers 10 services including Pawn loans on luxury watches, diamonds, and gold ($200–$1,000,000), Buy pre-owned luxury watches (Rolex, Cartier, Omega, Breitling, Patek Philippe, etc.), Sell pre-owned watches and estate jewelry from inventory, Buy certified GIA diamonds (over 1.00 carat), Buy signed fine jewelry (Cartier, Van Cleef & Arpels, Harry Winston, Tiffany & Co., Bulgari), and 5 more.
Gables Pawn & Jewelry has profile signals associated with High-net-worth individuals needing emergency liquidity without selling luxury watches or jewelry, Collectors or estate liquidators buying/selling pre-owned Rolex, Cartier, or Patek Philippe watches, Owners of certified diamonds or signed fine jewelry seeking short-term cash access loans or fair-market sales.
Key strengths: Specializes in ultra-high-value items ($200–$1,000,000 loans) with on-site expert appraisers (watchmaker, jeweler, gemologist); Over 37-year operating history in same Miami location; member of International Watch & Jewelry Guild and Polygon Network; Immediate payment via cash, check, or wire transfer with no apparent waiting period. Areas to consider: No published interest rates, fees, or loan terms—all pricing negotiated individually with no transparency; Requires in-person visit or phone consultation; no online loan calculator or rate quotes available.
In the Pawn Shops category, comparable providers include Gems N' Loans - Escondido, Money Mizer Pawns and Jewelers of Jacksonville, FL (ACME), We Buy Everything - Philadelphia. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Gables Pawn & Jewelry is profile signals for affluent consumers with luxury collateral who are researching short-term liquidity and value experience context and discretion over listed pricing. The critical caveat is that this is a pawn operation—loans are collateralized, short-term, and come with unstated interest rates and terms; it is not a substitute for personal loans or credit products and should only be used when selling items is not viable.
Gems N' Loans Escondido is a local pawn and gold buyer offering collateral-based loans, gold sales, and merchandise purchases with professional service in Escondido, CA.
Google rating from 1,191 reviews
Profile signals: Customers with short-term cash needs who own gold, jewelry, or other valuable collateral, People seeking to sell gold or jewelry without retail intermediaries
Money Mizer Pawns and Jewelers operates two Jacksonville locations offering collateral-based loans, jewelry sales, and firearms dealing through licensed FFL status.
Google rating from 108 reviews
Profile signals: Consumers with valuable personal items (jewelry, electronics, firearms) seeking short-term cash access, Customers looking to purchase discounted used merchandise via eBay or in-store
Multi-location pawn shop across NJ, PA, and DE buying gold, diamonds, electronics, tools, and collectibles for instant cash.
Google rating from 452 reviews
Profile signals: Consumers researching short-term cash access and willing to sell items outright, People with gold, diamonds, or precious metals to compare liquidation options
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