Freeman Check Cashing Inc logo

Freeman Check Cashing Inc in New York, NY

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Freeman Check Cashing Inc is a check-cashing and money services provider in Manhattan's Upper West Side, open 24/7 with wheelchair accessibility.

Data compiled from public sources

Freeman Check Cashing Inc Review

Freeman Check Cashing Inc operates as a check-cashing and travelers checks services provider located at 3346 Broadway in New York, NY 10031, positioned at the intersection of W 136th St and W 135th St. The company appears to be part of a larger Freeman Check Cashing network with multiple locations across New York City, based on directory listings showing other Freeman-branded branches at different addresses. The business has established a presence in the financial services community serving the Upper Manhattan area.

Freeman Check Cashing Inc primarily offers check-cashing services, travelers checks services, and money transfer capabilities to customers in the New York metropolitan area. According to directory listings, the company accepts major credit cards (MasterCard and Visa) for transactions and positions itself as accessible to individuals researching short-term cash access conversion from checks. The company operates as a travelers checks services provider, which indicates capacity to handle international payment instruments and related financial transactions.

What distinguishes Freeman Check Cashing Inc is its 24-hour, 7-day-per-week operating schedule, providing round-the-clock access to check-cashing services—a significant advantage for customers with non-standard working hours or urgent financial needs. The location is wheelchair accessible, indicating commitment to serving customers with mobility considerations. The 24/7 availability sets it apart from many competitors in the check-cashing industry that operate limited hours.

From an honest assessment perspective, the company has generated 139 visits in its listing period but maintains a neutral rating with zero customer reviews available on the directory platform. The lack of online presence (no website or email listed) and absence of customer feedback makes it difficult for prospective customers to evaluate service quality, fees, or customer satisfaction independently. The business operates in a competitive landscape with numerous other check-cashing providers in the same geographic area, some with established customer review histories.

Without published pricing information, fee structures, or online verification capabilities, customers would need to call directly for service details.

Services & Features

Bill payment services
Check cashing
Credit card payments (MasterCard acceptance)
Credit card payments (Visa acceptance)
Money orders
Travelers checks services
Wheelchair-accessible financial services
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 24-hour, 7-day-per-week operation provides round-the-clock access to check-cashing services
  • Wheelchair accessible location accommodates customers with mobility needs
  • Located on Broadway corridor in Manhattan with established foot traffic area
  • Accepts major credit cards (MasterCard and Visa) for customer convenience
  • Part of established Freeman Check Cashing network with multiple NYC locations
  • Direct phone contact available for immediate service inquiries

Cons

  • Zero customer reviews available on directory—no public feedback on service quality or fees
  • No online presence or website; cannot verify current operations, fees, or hours independently
  • No email contact option limits customer communication methods to phone only
  • Competitive local market with 32+ other check-cashing providers in New York City
  • Fees and service terms not publicly disclosed, requiring in-person or phone inquiry

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in New York, NY. It does not confirm that Freeman Check Cashing Inc or this specific location is licensed.

State regulator

New York Department of Financial Services

Money services context in New York

Short-term lending status: Banned

General rate context: 16% civil usury; 25% criminal usury; payday lending banned

New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Key state rules to check

  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Freeman Check Cashing Inc offer?

Freeman Check Cashing Inc offers 8 services including Check cashing, Travelers checks services, Money orders, Wire transfers, Bill payment services, and 3 more.

What profile signals are listed for Freeman Check Cashing Inc?

Freeman Check Cashing Inc has profile signals associated with Night shift and third-shift workers needing 24/7 check-cashing access, Customers in Upper Manhattan/Upper West Side seeking immediate check conversion, Individuals with mobility considerations requiring wheelchair-accessible service locations, People handling international payments via travelers checks.

What are the strengths and weaknesses of Freeman Check Cashing Inc?

Key strengths: 24-hour, 7-day-per-week operation provides round-the-clock access to check-cashing services; Wheelchair accessible location accommodates customers with mobility needs; Located on Broadway corridor in Manhattan with established foot traffic area. Areas to consider: Zero customer reviews available on directory—no public feedback on service quality or fees; No online presence or website; cannot verify current operations, fees, or hours independently.

How does Freeman Check Cashing Inc compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
3346 Broadway, New York, NY 10031
BBB Accredited
No

No Website Currently Available

CreditDoc Profile Note

Research Note on Freeman Check Cashing Inc

Freeman Check Cashing Inc is best suited for New York residents needing urgent, after-hours check-cashing services with accessible facilities in Upper Manhattan. The main caveat is the complete absence of online information, customer reviews, or publicly listed fees—making it impossible to assess service quality or pricing before calling directly.

Profile Signals

  • Night shift and third-shift workers needing 24/7 check-cashing access
  • Customers in Upper Manhattan/Upper West Side seeking immediate check conversion
  • Individuals with mobility considerations requiring wheelchair-accessible service locations
  • People handling international payments via travelers checks
Updated 2026-05-08

Similar Companies

10th Avenue Check Cashing Corporation logo

10th Avenue Check Cashing Corporation

10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.

BBB: NR

Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop

A & S Foreign Exchange Inc logo

A & S Foreign Exchange Inc

A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.

BBB: NR

Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions

E Z Money LLC logo

E Z Money LLC

Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.

BBB: NR

Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances

Compare Your Needs With Freeman Check Cashing Inc

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Quick Summary

  • Freeman Check Cashing Inc is listed as a Check Cashing & Money Services provider in New York, NY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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