Frank's Check Cashing logo

Frank's Check Cashing in Denver, CO

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Frank's Check Cashing offers check cashing, payday loans, and cash services at their Denver location. Open Monday-Saturday with extended Friday hours.

Data compiled from public sources

Frank's Check Cashing Review

Frank's Check Cashing operates from a single location in Denver, Colorado at 3420 W Alameda Ave Unit B in the 80219 zip code. The business is positioned as a check-cashing and payday loan provider serving the Denver metropolitan area. According to the website listing, the company maintains standard business hours (9AM-8PM most days, with 9AM-9PM on Fridays) and is closed Sundays, making it accessible during typical business hours plus extended evening availability. The company maintains a 2.7-star rating based on 15 customer reviews on their listing platform.

Frank's Check Cashing advertises check cashing services as their primary offering, alongside payday loans and emergency cash services. The website indicates they can provide loan amounts ranging from $100 to $2,500, positioning themselves as a quick-access lending option for consumers needing immediate funds. They emphasize online application forms and claim fast access to capital as a key service feature. The company also references alternative lending options and competitors in their service area, suggesting they operate in a competitive market.

The business distinguishes itself by maintaining physical storefront accessibility with phone support (303-935-9227) and claims to provide customer service during operating hours. The website emphasizes data security for personal information submitted through their online forms. Customer testimonials on the platform are mixed, with some referencing experience with related services like pawn shops, while others note service quality concerns.

The company's actual track record is mixed. While they maintain a physical location and listed phone number, the 2.7-star rating reflects inconsistent customer experiences. Mixed reviews specifically mention service quality and staff courtesy as variable factors. For consumers seeking check-cashing services in Denver with extended evening access, Frank's Check Cashing provides a local option, though the rating suggests reviewing recent feedback before using their payday loan products.

Services & Features

Check cashing
Emergency cash loans ($100-$2,500)
In-person loan processing at physical location
Money transfer services (referenced as alternative service)
Online loan applications
Payday loans
Phone-based customer support
Same-day or fast funding

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended evening hours until 9PM on Fridays for working customers
  • Physical storefront location in Denver with direct phone access
  • Claims same-day or fast loan funding through online application process
  • Offers loan amounts up to $2,500 for flexible emergency needs
  • Multiple service options including check cashing and payday loans in one location
  • Open Saturdays (9AM-8PM) for weekend access
  • Claims data security protections for personal information

Cons

  • Low 2.7-star rating across 15 reviews indicates mixed customer satisfaction
  • Customer feedback specifically mentions rude staff and poor service experiences
  • Limited to single Denver location with no apparent expansion or additional branches
  • No information provided about APR rates, fees, or loan terms on website
  • Mixed testimonials suggest inconsistent service quality between visits

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Denver, CO. It does not confirm that Frank's Check Cashing or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Money services context in Colorado

Short-term lending status: Restricted

General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Frank's Check Cashing offer?

Frank's Check Cashing offers 8 services including Check cashing, Payday loans, Emergency cash loans ($100-$2,500), Online loan applications, Same-day or fast funding, and 3 more.

What profile signals are listed for Frank's Check Cashing?

Frank's Check Cashing has profile signals associated with Denver residents needing check cashing services with evening or Saturday access, Workers seeking payday-loan profile details during non-traditional business hours, Consumers in the 80219 zip code wanting local in-person service.

What are the strengths and weaknesses of Frank's Check Cashing?

Key strengths: Extended evening hours until 9PM on Fridays for working customers; Physical storefront location in Denver with direct phone access; Claims same-day or fast loan funding through online application process. Areas to consider: Low 2.7-star rating across 15 reviews indicates mixed customer satisfaction; Customer feedback specifically mentions rude staff and poor service experiences.

How does Frank's Check Cashing compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Checkmate, Currency Exchange International, dHispanos Inc. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
3420 W Alameda Ave Unit B, Denver, CO 80219
BBB Accredited
No
Visit Frank's Check Cashing

CreditDoc Profile Note

Research Note on Frank's Check Cashing

Frank's Check Cashing is profile signals for Denver-area residents who need check cashing or payday-loan profile details and require evening/weekend hours for in-person access. However, the 2.7-star rating and specific complaints about staff rudeness and service quality suggest checking recent reviews and comparing rates with credit unions or bank alternatives before committing to a payday loan.

Profile Signals

  • Denver residents needing check cashing services with evening or Saturday access
  • Workers seeking payday-loan profile details during non-traditional business hours
  • Consumers in the 80219 zip code wanting local in-person service
Updated 2026-05-08

Similar Companies

Checkmate logo

Checkmate

Checkmate Aurora, Colorado — Checkmate provides check cashing and loan services, offering customers quick access to funds through multiple financial pro...

BBB: NR

Profile signals: Customers who need immediate check cashing services without a bank account, Borrowers seeking quick loans bundled with check cashing convenience

Currency Exchange International logo

Currency Exchange International

Foreign currency exchange service at Cherry Creek Shopping Center specializing in 80+ currencies, gold bullion, and rate claims to verify for international travelers.

BBB: NR

Profile signals: International travelers needing foreign currency before departure, Last-minute travel planners seeking same-day or quick currency access

dHispanos Inc logo

dHispanos Inc

dHispanos Inc is a check-cashing and money transfer service offering same-day cash access, bill payments, and fast domestic transfers without requiring a bank account.

BBB: NR

Profile signals: Unbanked individuals who need immediate check-cashing without a bank account, Workers (payroll, gig economy) needing same-day cash access without bank delays

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Quick Summary

  • Frank's Check Cashing is listed as a Check Cashing & Money Services provider in Denver, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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