Fitzsimons logo

Fitzsimons in Aurora, CO

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Fitzsimons Federal Credit Union is a not-for-profit, member-owned financial institution offering checking, savings, auto loans, mortgages, and certificates with competitive rates.

Data compiled from public sources

Fitzsimons Review

Fitzsimons Federal Credit Union is a member-owned, not-for-profit credit union operating as a financial cooperative. The institution has been serving members for decades, with one verified member noting over 40 years of membership. As a federal credit union, deposits are insured by the National Credit Union Administration (NCUA), providing the same deposit protection as FDIC-insured banks.

The organization operates physical branches including an Anschutz Branch and Southlands Branch, alongside digital banking options through their E-Branch and mobile app. The credit union offers a comprehensive range of financial products and services. 00% APY on 7-month certificates), auto loans with refinancing options, mortgage services including purchase and refinance products, home equity lines of credit (HELOC), and fixed equity loans.

Their Rapid Refi Mortgage program is marketed with competitive fixed rates and minimal out-of-pocket costs, including options with no closing costs. Auto loan refinancing features cash back rewards or payment skips. The institution provides mobile banking access for 24/7 account management.

Fitzsimons distinguishes itself through several member-focused initiatives. The credit union emphasizes rate claims to verify and low fees as core profile contexts. They offer free credit monitoring services and financial educational resources.

The institution runs active referral programs offering $100-$125 bonuses for member and loan referrals. As a not-for-profit entity, the credit union explicitly positions itself as supporting local organizations and community members rather than generating shareholder profits. Staff are described as professional and helpful, with personalized service emphasized through appointment scheduling and one-on-one financial planning.

The credit union represents a traditional cooperative financial model with demonstrated member loyalty and community focus. However, the website content does not provide specific information about membership eligibility requirements, fee structures, loan qualification criteria, or competitive rate comparisons. As a regional institution based in Colorado, geographic service area limitations may apply.

Services & Features

Auto loans and auto loan refinancing
Checking accounts
Financial education resources
Fixed rate equity loans
Free credit monitoring
Home equity lines of credit (HELOC)
Member referral program ($100-$125 bonuses)
Mobile banking app with 24/7 access
Mortgage loans (purchase and refinance)
Online account opening (5-minute process)
Share certificates (7-month and other terms)
Share savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Free credit monitoring services included for members
  • Competitive Certificate rates advertised at 4.00% APY for 7-month terms
  • Auto loan refinancing with option for $300 cash back or skip 3 loan payments
  • Rapid Refi Mortgage program with no closing costs on select products
  • Member referral bonuses ($100-$125) for account and loan referrals
  • NCUA deposit insurance protection on all member accounts
  • 24/7 mobile banking access through dedicated mobile app
  • Free checking account option available to new members

Cons

  • Website does not clearly specify membership eligibility requirements or geographic service area restrictions
  • Limited transparency on fee structure, loan qualification criteria, or rate comparisons versus competitors
  • Physical branch access limited to two named locations (Anschutz and Southlands), suggesting limited geographic footprint
  • No specific loan terms, APR ranges, or product-specific eligibility details disclosed on homepage

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Aurora, CO. It does not confirm that Fitzsimons or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Fitzsimons offer?

Fitzsimons offers 12 services including Checking accounts, Share savings accounts, Share certificates (7-month and other terms), Auto loans and auto loan refinancing, Mortgage loans (purchase and refinance), and 7 more.

What profile signals are listed for Fitzsimons?

Fitzsimons has profile signals associated with Colorado residents seeking a local, not-for-profit financial institution with personal service, Existing members with 40+ year tenure or strong community ties looking for stability, Borrowers interested in auto loan refinancing with cash incentives or payment relief options, Homeowners seeking mortgage refinancing with minimal closing costs.

What are the strengths and weaknesses of Fitzsimons?

Key strengths: Free credit monitoring services included for members; Competitive Certificate rates advertised at 4.00% APY for 7-month terms; Auto loan refinancing with option for $300 cash back or skip 3 loan payments. Areas to consider: Website does not clearly specify membership eligibility requirements or geographic service area restrictions; Limited transparency on fee structure, loan qualification criteria, or rate comparisons versus competitors.

How does Fitzsimons compare to similar companies?

In the Credit Unions category, comparable providers include Affidian Credit Union, Colorado Credit Union, The District Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1955
Headquarters
Aurora, CO
BBB Accredited
No
Certifications
NCUA Insured Charter #10572
Visit Fitzsimons

CreditDoc Profile Note

Research Note on Fitzsimons

Fitzsimons is profile signals for Colorado residents or member-eligible individuals seeking traditional credit union services with personalized service, rate claims to verify, and community reinvestment focus. The main caveat is that membership eligibility requirements and geographic service restrictions are not clearly defined on their website, requiring direct contact to confirm access.

Profile Signals

  • Colorado residents seeking a local, not-for-profit financial institution with personal service
  • Existing members with 40+ year tenure or strong community ties looking for stability
  • Borrowers interested in auto loan refinancing with cash incentives or payment relief options
  • Homeowners seeking mortgage refinancing with minimal closing costs
Updated 2026-05-14

Similar Companies

Affidian Credit Union logo

Affidian Credit Union

Member-owned credit union serving Colorado government employees and families since 1938, offering competitive loan rates, savings products, and digital banking services.

4.2/5

Google rating from 120 reviews

BBB: NR

Profile signals: Current and retired Colorado state and city/county government employees seeking member-owned banking, Families of eligible government employees looking for relationship banking with rate claims to verify

Colorado Credit Union logo

Colorado Credit Union

Colorado Credit Union is a member-owned financial cooperative serving 8 Colorado counties with rate claims to verify on mortgages, auto loans, and savings products.

4.2/5

Google rating from 45 reviews

BBB: NR

Profile signals: Colorado residents in the 8-county service area (Adams, Douglas, Jefferson, Arapahoe, Weld, Denver, Broomfield, Boulder) seeking competitive mortgage or auto loan rates, Members prioritizing free checking with no minimums and free mobile banking/deposit capabilities

The District Credit Union logo

The District Credit Union

Review this provider profile and compare source-linked details before choosing what to do next.

4.8/5

Google rating from 130 reviews

BBB: NR

Profile signals: Consumers in Aurora, Colorado looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

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Quick Summary

  • Fitzsimons is listed as a Credit Unions provider in Aurora, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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