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First Cash Pawn in Warr Acres, OK

3.9/5

Warr Acres, OK's First Cash Pawn at 5700 NW 39th St offers pawn loans, gold buying, and collateral-based lending with quick cash.

Data compiled from public sources · Rating from CreditDoc methodology

First Cash Pawn Review

Located at 5700 NW 39th St in Warr Acres, OK, First Cash Pawn is a standalone pawn shop serving the local community with fast, collateral-based lending. The store operates Monday through Friday from 9 AM to 7 PM, and Saturday 9 AM to 5 PM, making it convenient for Warr Acres residents who need immediate cash or want to buy and sell items.

At this Warr Acres location, you can apply for pawn loans against jewelry, electronics, musical instruments, and other valuables. The shop also purchases gold, silver, and other precious metals at competitive prices. For questions about loan terms, eligibility, or current inventory, call the store directly at 405-730-6332.

If you need quick cash in Warr Acres, bring a valid ID and the item you want to pawn or sell. First Cash Pawn evaluates items on the spot and provides loans same-day, making it a practical option for urgent financial needs in the Warr Acres area.

Services & Features

Cash buying of personal property ('we buy almost anything of value')
Gold, silver, and platinum buying for immediate cash
Layaway purchase plans with 10% down payment
Lease-to-own and retail finance solutions through AFF subsidiary and 15,000+ merchant partners
Online inventory browsing and merchandise search
Pawn FAQs and educational content about loan processes
Pawn loans secured by pledged personal property (jewelry, electronics, tools, appliances, instruments, sporting goods)
Point-of-sale payment solutions for technology-driven transactions
Retail sales of used merchandise across multiple categories
Store locator service across 2,500+ North and Latin American locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America for broad accessibility
  • Non-recourse pawn loans mean customers cannot be pursued for deficiency if collateral value falls short
  • Immediate cash payment on the spot—no waiting period or credit checks required
  • Buys and sells diverse merchandise categories (jewelry, electronics, tools, appliances, instruments, sporting goods)
  • Offers gold, silver, and platinum buying for quick cash conversion of precious metals
  • Layaway service available with affordable 10% down payment for retail purchases
  • Subsidiary AFF network provides 15,000+ merchant partner locations for additional payment solutions

Cons

  • Risk of losing pledged personal property if unable to repay the pawn loan
  • Pawn loan terms and amounts depend entirely on collateral value, not borrower creditworthiness or need
  • High effective interest rates typical of pawn loans compared to traditional lending—not disclosed on website
  • Retail merchandise prices on secondhand goods may be higher than comparable sources
  • No mention of loan repayment flexibility, extensions, or hardship provisions on the website

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is First Cash Pawn legitimate?

Yes. First Cash Pawn is a registered company, headquartered in 5700 NW 39th St, Warr Acres, OK 73122.

Quick Facts

Headquarters
5700 NW 39th St, Warr Acres, OK 73122
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit First Cash Pawn

CreditDoc Diagnosis

Doctor's Verdict on First Cash Pawn

FirstCash is best for consumers facing immediate cash emergencies who own valuable collateral and cannot access traditional credit due to poor or no credit history. The main caveat is that pawn loans come with real risk of losing personal property and typically carry high effective costs—they're suitable only for short-term needs, not ongoing financial management.

Best For

  • Consumers with immediate cash needs and valuable personal property they can temporarily pledge as collateral
  • People with poor credit or no credit history who cannot qualify for traditional loans
  • Individuals seeking to buy or sell used merchandise, jewelry, electronics, or gold quickly
  • Customers needing short-term bridge financing without credit checks or income verification
Updated 2026-04-29

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