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First Cash Pawn in Warr Acres, OK

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Warr Acres, OK's First Cash Pawn at 5700 NW 39th St offers pawn loans, gold buying, and collateral-based lending with quick cash.

Data compiled from public sources

First Cash Pawn Review

Located at 5700 NW 39th St in Warr Acres, OK, First Cash Pawn is a standalone pawn shop serving the local community with fast, collateral-based lending. The store operates Monday through Friday from 9 AM to 7 PM, and Saturday 9 AM to 5 PM, making it convenient for Warr Acres residents who are researching short-term cash access or want to buy and sell items.

At this Warr Acres location, you can apply for pawn loans against jewelry, electronics, musical instruments, and other valuables. The shop also purchases gold, silver, and other precious metals at competitive prices. For questions about loan terms, eligibility, or current inventory, call the store directly at 405-730-6332.

If you are researching short-term cash access in Warr Acres, bring a valid ID and the item you want to pawn or sell. First Cash Pawn evaluates items on the spot and provides loans same-day, making it a practical option for urgent financial needs in the Warr Acres area.

Services & Features

Cash buying of personal property ('we buy almost anything of value')
Gold, silver, and platinum buying for immediate cash
Layaway purchase plans with 10% down payment
Lease-to-own and retail finance solutions through AFF subsidiary and 15,000+ merchant partners
Online inventory browsing and merchandise search
Pawn FAQs and educational content about loan processes
Pawn loans secured by pledged personal property (jewelry, electronics, tools, appliances, instruments, sporting goods)
Point-of-sale payment solutions for technology-driven transactions
Retail sales of used merchandise across multiple categories
Store locator service across 2,500+ North and Latin American locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America for broad accessibility
  • Non-recourse pawn loans mean customers cannot be pursued for deficiency if collateral value falls short
  • short-term cash access payment on the spot—no waiting period or credit checks required
  • Buys and sells diverse merchandise categories (jewelry, electronics, tools, appliances, instruments, sporting goods)
  • Offers gold, silver, and platinum buying for short-term cash access conversion of precious metals
  • Layaway service available with affordable 10% down payment for retail purchases
  • Subsidiary AFF network provides 15,000+ merchant partner locations for additional payment solutions

Cons

  • Risk of losing pledged personal property if unable to repay the pawn loan
  • Pawn loan terms and amounts depend entirely on collateral value, not borrower creditworthiness or need
  • High effective interest rates typical of pawn loans compared to traditional lending—not disclosed on website
  • Retail merchandise prices on secondhand goods may be higher than comparable sources
  • No mention of loan repayment flexibility, extensions, or hardship provisions on the website

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Warr Acres, OK. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Money services context in Oklahoma

Short-term lending status: Legal

General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300

Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 10 services including Pawn loans secured by pledged personal property (jewelry, electronics, tools, appliances, instruments, sporting goods), Retail sales of used merchandise across multiple categories, Gold, silver, and platinum buying for immediate cash, Layaway purchase plans with 10% down payment, Cash buying of personal property ('we buy almost anything of value'), and 5 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Consumers with short-term cash needs and valuable personal property they can temporarily pledge as collateral, People with poor credit or no credit history who may not meet traditional loan criteria, Individuals seeking to buy or sell used merchandise, jewelry, electronics, or gold quickly, Customers needing short-term bridge financing with eligibility and income-verification claims to verify.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America for broad accessibility; Non-recourse pawn loans mean customers cannot be pursued for deficiency if collateral value falls short; short-term cash access payment on the spot—no waiting period or credit checks required. Areas to consider: Risk of losing pledged personal property if unable to repay the pawn loan; Pawn loan terms and amounts depend entirely on collateral value, not borrower creditworthiness or need.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5700 NW 39th St, Warr Acres, OK 73122
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for consumers facing short-term cash access emergencies who own valuable collateral and cannot access traditional credit due to poor or no credit history. The main caveat is that pawn loans come with real risk of losing personal property and typically carry high effective costs—they're suitable only for short-term needs, not ongoing financial management.

Profile Signals

  • Consumers with short-term cash needs and valuable personal property they can temporarily pledge as collateral
  • People with poor credit or no credit history who may not meet traditional loan criteria
  • Individuals seeking to buy or sell used merchandise, jewelry, electronics, or gold quickly
  • Customers needing short-term bridge financing with eligibility and income-verification claims to verify
Updated 2026-05-08

Similar Companies

102 Pawn logo

102 Pawn

102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.

BBB: NR

Profile signals: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions

Big Hill Trading Company and Pawn logo

Big Hill Trading Company and Pawn

Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.

BBB: NR

Profile signals: Individuals researching short-term cash access and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items

Big K Pawn Shop logo

Big K Pawn Shop

Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.

BBB: NR

Profile signals: Consumers who own valuable items and are researching short-term cash access with eligibility claims to verify, People seeking short-term collateral-based loans rather than unsecured debt

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Warr Acres, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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