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First Cash Pawn in Oklahoma City, OK

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Oklahoma City, OK's First Cash Pawn at 6444 Northwest Expy offers fast pawn loans on jewelry, electronics, tools, and valuables with no credit check required.

Data compiled from public sources

First Cash Pawn Review

Located at 6444 Northwest Expy in Oklahoma City, OK, this First Cash Pawn store provides pawn loans and quick cash advances for residents throughout the Northwest area. The location is open Monday through Friday from 9 AM to 7 PM and Saturday from 9 AM to 5 PM, making it accessible for Oklahoma City customers to visit during convenient hours.

This Oklahoma City, OK First Cash Pawn branch specializes in fast evaluations and loans on jewelry, electronics, power tools, sporting goods, and other valuable items. For specific questions about current pawn rates, item appraisals, or available services, contact the store directly at +1 405-728-5020.

When you need quick cash in Oklahoma City, OK, bring a valid government-issued ID and your items to this Northwest location for an immediate appraisal and loan offer. Pawn loans require no credit check and no employment verification—just your valuables and identification to get started.

Services & Features

Gold, silver, and precious metals buying with same-day cash payment
Inventory browsing and merchandise discovery
Item valuation and appraisal services
Layaway purchasing plans with 10% down payment option
Lease-to-own solutions through AFF subsidiary network
Non-recourse collateral-based lending
Online store locator for finding nearby FirstCash locations
Pawn loans secured by personal property pledges
Retail finance payment solutions through merchant partners
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Largest international pawn network with 3,300+ locations across multiple countries, ensuring widespread accessibility
  • Instant same-day cash payment for items bought or pawned, with no credit check required
  • Non-recourse loans mean borrowers cannot be pursued for deficiency if collateral is sold
  • Diverse merchandise buying includes gold, jewelry, electronics, tools, and musical instruments—broad item acceptance
  • Layaway service available with just 10% down payment, offering alternative purchase flexibility
  • Operates AFF subsidiary providing lease-to-own options through 15,000+ merchant partners for additional credit flexibility
  • S&P MidCap 400 and Russell 2000 Index component indicates institutional stability and scale

Cons

  • Pawn loan repayment typically requires full repayment to retrieve items, creating high barriers to asset recovery
  • Forfeited collateral represents a permanent loss of personal property if loans cannot be repaid
  • Geographic availability limited to 29 U.S. states plus D.C., UK, and Latin America—many consumers lack local access
  • Website does not disclose interest rates, loan terms, or specific holding periods, limiting transparency
  • Non-recourse structure means borrowers have limited recourse if items are undervalued or sold without fair assessment

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Oklahoma City, OK. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Money services context in Oklahoma

Short-term lending status: Legal

General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300

Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 10 services including Pawn loans secured by personal property pledges, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and precious metals buying with same-day cash payment, Layaway purchasing plans with 10% down payment option, Item valuation and appraisal services, and 5 more.

Who is First Cash Pawn best suited for?

First Cash Pawn is best suited for Consumers needing immediate cash without credit checks or approval delays, Individuals with items of value seeking instant liquidity without credit impact, Underbanked or cash-constrained consumers unable to access traditional lending, Bargain hunters looking to purchase discounted jewelry, electronics, and specialty items.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: Largest international pawn network with 3,300+ locations across multiple countries, ensuring widespread accessibility; Instant same-day cash payment for items bought or pawned, with no credit check required; Non-recourse loans mean borrowers cannot be pursued for deficiency if collateral is sold. Areas to consider: Pawn loan repayment typically requires full repayment to retrieve items, creating high barriers to asset recovery; Forfeited collateral represents a permanent loss of personal property if loans cannot be repaid.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Headquarters
6444 Northwest Expy, Oklahoma City, OK 73132
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Diagnosis

Doctor's Verdict on First Cash Pawn

FirstCash is best for consumers in immediate financial need who have valuable items to pledge or sell and lack access to traditional credit. The critical caveat is that pawn loans require repayment of the full borrowed amount to retrieve items, and defaulting results in permanent loss of collateral—making this a short-term emergency solution rather than sustainable long-term financing.

Best For

  • Consumers needing immediate cash without credit checks or approval delays
  • Individuals with items of value seeking instant liquidity without credit impact
  • Underbanked or cash-constrained consumers unable to access traditional lending
  • Bargain hunters looking to purchase discounted jewelry, electronics, and specialty items
Updated 2026-05-08

Similar Companies

102 Pawn logo

102 Pawn

102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.

BBB: NR

Best for: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions

Big Hill Trading Company and Pawn logo

Big Hill Trading Company and Pawn

Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.

BBB: NR

Best for: Individuals needing immediate cash and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items

Big K Pawn Shop logo

Big K Pawn Shop

Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.

BBB: NR

Best for: Consumers who own valuable items and need immediate cash without credit checks, People seeking short-term collateral-based loans rather than unsecured debt

Is First Cash Pawn Right for You?

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Oklahoma City, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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