Part of the First Cash Pawn chain · locations
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First Cash Pawn in Louisville, KY

3.9/5

Louisville's First Cash Pawn on Taylorsville Rd offers quick pawn loans and buying services.

Data compiled from public sources · Rating from CreditDoc methodology

First Cash Pawn Review

First Cash Pawn's Taylorsville Road location in Louisville, KY operates as a standalone pawn shop ready to serve the local community. Located at 9808 Taylorsville Rd, this Louisville store is open Monday through Friday from 10 AM to 7 PM, and Saturday from 10 AM to 5:30 PM, with Sunday closures. The convenient hours make it accessible for weekday and weekend shopping.

At this Louisville First Cash Pawn location, you can get quick pawn loans, sell items for cash, and buy pre-owned merchandise including jewelry, electronics, and collectibles. Call 502-261-0088 to ask about current inventory, pawn terms, or to discuss what items you're looking to sell or pawn. The staff can provide instant quotes over the phone.

Whether you need fast cash, want to sell items you no longer need, or are hunting for deals on quality used goods, this Taylorsville Rd pawn shop serves Louisville residents and visitors. Bring a valid government ID and the items you want to pawn or sell. First Cash Pawn specializes in turning your possessions into immediate cash when you need it most.

Services & Features

Gold and precious metal buying with on-the-spot cash payment
Layaway service with 10% down payment option
Lease-to-own and retail finance solutions through AFF subsidiary (15,000+ merchant partners)
Merchandise buying across multiple categories
Pawn loans secured by personal property with non-recourse structure
Point-of-sale payment solutions for merchants
Retail sales of merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Store locator and inventory browsing online

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, UK, and Latin America provide exceptional convenience and accessibility
  • No credit check required for pawn loans—serves cash and credit-constrained consumers effectively
  • Non-recourse loans mean borrowers have no personal liability beyond the pledged collateral
  • Fast cash on-the-spot for gold, jewelry, and merchandise sales
  • Layaway service available with affordable 10% down payment option
  • Wide variety of merchandise purchased (jewelry, electronics, tools, appliances, musical instruments, sporting goods)
  • Publicly-traded company (S&P MidCap 400, Russell 2000) indicates financial stability and regulatory oversight

Cons

  • Forfeiture of pledged items if pawn loans aren't repaid—loss of personal property with sentimental or functional value
  • Pawn loans don't build credit history, offering no credit-building benefit for consumers
  • Interest rates and loan terms vary significantly by location and state regulations, creating unpredictable costs
  • Limited to consumers with valuable personal property to pledge; not accessible to those without collateral
  • Pawn transactions are short-term cash solutions, not suitable for consumers needing sustained financial assistance

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is First Cash Pawn legitimate?

Yes. First Cash Pawn is a registered company, headquartered in 9808 Taylorsville Rd, Louisville, KY 40299.

Quick Facts

Headquarters
9808 Taylorsville Rd, Louisville, KY 40299
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit First Cash Pawn

CreditDoc Diagnosis

Doctor's Verdict on First Cash Pawn

FirstCash is best for consumers with valuable personal property who need immediate cash and can afford redemption, or those seeking to sell merchandise for fast payment. The critical caveat is that pawn loans result in permanent loss of items if not repaid—they are short-term collateral-based transactions, not credit products, and offer no credit-building benefit.

Best For

  • Consumers with valuable personal property (jewelry, electronics, instruments) who need immediate cash and can afford to reclaim items
  • Credit-constrained individuals who cannot qualify for traditional personal loans but need quick access to funds
  • People seeking to sell gold, jewelry, or other merchandise for immediate cash without negotiating with private buyers
  • Shoppers looking for bargain merchandise on FirstCash's shelves or seeking layaway purchase options
Updated 2026-04-29

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