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First Cash Pawn in Louisville, KY

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Louisville's First Cash Pawn on Taylorsville Rd offers quick pawn loans and buying services.

Data compiled from public sources

First Cash Pawn Review

First Cash Pawn's Taylorsville Road location in Louisville, KY operates as a standalone pawn shop ready to serve the local community. Located at 9808 Taylorsville Rd, this Louisville store is open Monday through Friday from 10 AM to 7 PM, and Saturday from 10 AM to 5:30 PM, with Sunday closures. The convenient hours make it accessible for weekday and weekend shopping.

At this Louisville First Cash Pawn location, you can get quick pawn loans, sell items for cash, and buy pre-owned merchandise including jewelry, electronics, and collectibles. Call 502-261-0088 to ask about current inventory, pawn terms, or to discuss what items you're looking to sell or pawn. The staff can provide instant quotes over the phone.

Whether you are researching short-term cash access, want to sell items you no longer need, or are hunting for deals on quality used goods, this Taylorsville Rd pawn shop serves Louisville residents and visitors. Bring a valid government ID and the items you want to pawn or sell. First Cash Pawn specializes in turning your possessions into short-term cash access for short-term cash research most.

Services & Features

Gold and precious metal buying with on-the-spot cash payment
Layaway service with 10% down payment option
Lease-to-own and retail finance solutions through AFF subsidiary (15,000+ merchant partners)
Merchandise buying across multiple categories
Pawn loans secured by personal property with non-recourse structure
Point-of-sale payment solutions for merchants
Retail sales of merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Store locator and inventory browsing online

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, UK, and Latin America provide high listed convenience and accessibility
  • eligibility claim to verify for pawn loans—serves cash and credit-constrained consumers effectively
  • Non-recourse loans mean borrowers have no personal liability beyond the pledged collateral
  • short-term cash access on-the-spot for gold, jewelry, and merchandise sales
  • Layaway service available with affordable 10% down payment option
  • Wide variety of merchandise purchased (jewelry, electronics, tools, appliances, musical instruments, sporting goods)
  • Publicly-traded company (S&P MidCap 400, Russell 2000) indicates financial stability and regulatory oversight

Cons

  • Forfeiture of pledged items if pawn loans aren't repaid—loss of personal property with sentimental or functional value
  • Pawn loans don't build credit history, offering no credit-building benefit for consumers
  • Interest rates and loan terms vary significantly by location and state regulations, creating unpredictable costs
  • Limited to consumers with valuable personal property to pledge; not accessible to those without collateral
  • Pawn transactions are short-term cash solutions, not suitable for consumers needing sustained financial assistance

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Louisville, KY. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Kentucky Department of Financial Institutions

Money services context in Kentucky

Short-term lending status: Legal

General rate context: 19% for consumer loans over $15,000; payday loans capped at $500 with $15 per $100 fee

Kentucky allows payday lending with a $500 cap, $15 per $100 fee limit, and a statewide tracking database. Borrowers are limited to two loans at a time with a cooling-off period. Consumers can file complaints with the Department of Financial Institutions or the Attorney General.

Key state rules to check

  • Payday loans (deferred deposit transactions) capped at $500 with maximum $15 per $100 fee.
  • Borrowers limited to two outstanding payday loans at a time tracked via statewide database.
  • A mandatory 24-hour cooling-off period applies after the second consecutive loan.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 8 services including Pawn loans secured by personal property with non-recourse structure, Gold and precious metal buying with on-the-spot cash payment, Retail sales of merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Layaway service with 10% down payment option, Merchandise buying across multiple categories, and 3 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Consumers with valuable personal property (jewelry, electronics, instruments) who are researching short-term cash access and can afford to reclaim items, Credit-constrained individuals who may not meet traditional personal-loan criteria but need quick access to funds, People seeking to sell gold, jewelry, or other merchandise for short-term cash access without negotiating with private buyers, Shoppers looking for bargain merchandise on FirstCash's shelves or seeking layaway purchase options.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, UK, and Latin America provide high listed convenience and accessibility; eligibility claim to verify for pawn loans—serves cash and credit-constrained consumers effectively; Non-recourse loans mean borrowers have no personal liability beyond the pledged collateral. Areas to consider: Forfeiture of pledged items if pawn loans aren't repaid—loss of personal property with sentimental or functional value; Pawn loans don't build credit history, offering no credit-building benefit for consumers.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Berkley Jewelers and Pawn, Bill's Pawn Shop LLC, Cash America Pawn. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
9808 Taylorsville Rd, Louisville, KY 40299
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for consumers with valuable personal property who are researching short-term cash access and can verify redemption terms, or those seeking to sell merchandise for fast payment. The critical caveat is that pawn loans result in permanent loss of items if not repaid—they are short-term collateral-based transactions, not credit products, and offer no credit-building benefit.

Profile Signals

  • Consumers with valuable personal property (jewelry, electronics, instruments) who are researching short-term cash access and can afford to reclaim items
  • Credit-constrained individuals who may not meet traditional personal-loan criteria but need quick access to funds
  • People seeking to sell gold, jewelry, or other merchandise for short-term cash access without negotiating with private buyers
  • Shoppers looking for bargain merchandise on FirstCash's shelves or seeking layaway purchase options
Updated 2026-05-08

Similar Companies

Berkley Jewelers and Pawn logo

Berkley Jewelers and Pawn

Family-run jewelry and pawn shop in Louisville offering jewelry sales, repairs, custom design, and pawn services with emphasis on fair pricing and personalized customer care.

BBB: NR

Profile signals: Customers seeking jewelry repairs and custom design services from a local, personalized business, Individuals looking to buy or sell jewelry with preference for fair pricing and listed dealing

Bill's Pawn Shop LLC logo

Bill's Pawn Shop LLC

Bill's Pawn Shop LLC in Louisville, KY offers collateral-based loans and buys jewelry and other items. Located on North Preston Highway with extended weekday hours.

BBB: NR

Profile signals: Customers researching short-term cash access loans secured by jewelry or other valuables, Buyers seeking discounted used jewelry or secondhand items

Cash America Pawn logo

Cash America Pawn

Louisville, KY pawn shop at Cash America Pawn on New Cut Rd offers short-term cash access loans against jewelry, electronics, and valuables.

BBB: NR

Profile signals: Cash-constrained or credit-constrained consumers who need fast access to money with eligibility claims to verify or documentation, Individuals with items of value (gold, jewelry, electronics) who need immediate liquidity and want to retain redemption options

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Louisville, KY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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