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Houston, TX's First Cash Pawn at 1640 Gessner Rd offers fast cash through pawn loans and buy-sell-trade for jewelry and electronics.
Data compiled from public sources
First Cash Pawn's location at 1640 Gessner Rd in Houston, TX stands as a convenient destination for residents seeking short-term cash access solutions. This standalone Houston pawn shop operates Monday through Friday from 10 AM to 7 PM, and Saturday 10 AM to 6 PM, with closed Sundays. The store welcomes both pawn customers and those browsing pre-owned merchandise for sale.
At this Houston location, the team handles pawn loans and buys items across jewelry, electronics, tools, musical instruments, and collectibles. For inquiries about item values or quick loan options, call 713-454-7009. The straightforward process means published application timing and short-term cash access for short-term cash research.
If you're a Houston resident needing immediate funds, this pawn shop provides a reliable alternative to traditional loans. Bring a valid photo ID and the item you wish to pawn or sell, and the experienced staff handles the valuation and paperwork. First Cash Pawn builds its reputation on listed valuations and fair terms.
This is state-level context for Pawn Shops consumers in Houston, TX. It does not confirm that First Cash Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
First Cash Pawn offers 10 services including Pawn loans secured by pledged personal property (non-recourse), Retail sales of pre-owned jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and platinum buying with immediate cash payment, Layaway services with 10% down payment option, Lease-to-own and retail finance payment solutions through AFF subsidiary, and 5 more.
First Cash Pawn has profile signals associated with Consumers with poor or no credit history researching short-term cash access with eligibility claims to verify, People with valuable items (jewelry, electronics, instruments) they're willing to pledge temporarily for short-term cash needs, Individuals seeking short-term cash access transactions without lengthy application processes or approval timelines, Those interested in purchasing pre-owned merchandise at discounted prices through retail pawn inventory.
Key strengths: Over 3,300 locations providing accessibility across 29 U.S. states, D.C., UK, and Latin America; eligibility claim to verify for pawn loans, serving credit-constrained consumers; Buys diverse items including jewelry, electronics, tools, appliances, sporting goods, and musical instruments. Areas to consider: Risk of losing pledged personal property if pawn loans are not repaid on time; Pawn loans are short-term solutions and not suitable for long-term financial needs.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for cash-constrained consumers with poor or no credit who need immediate liquidity and are willing to pledge valuable personal property as collateral. The critical caveat is that pawn loans involve losing possession of items if the loan isn't repaid—this is fundamentally different from traditional lending and should only be used for short-term cash emergencies, not ongoing financial needs.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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