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First Cash Pawn in Haltom City, TX

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Haltom City, TX is home to First Cash Pawn at 4636 Denton Hwy, your local pawn shop offering fast loans and pre-owned merchandise.

Data compiled from public sources

First Cash Pawn Review

First Cash Pawn operates at 4636 Denton Hwy in Haltom City, TX as a standalone pawn shop serving the local community. The location is open Monday through Saturday from 10AM to 7PM, and Sunday from 12PM to 6PM, providing convenient access for your pawn needs throughout the week.

At this Haltom City location, First Cash Pawn offers fast loans based on personal valuables, sells pre-owned merchandise, and buys items customers no longer need. Contact the store at +1 817-281-3848 for questions about loan terms, merchandise availability, or to get a quote on items you'd like to pawn or sell.

If you are researching short-term cash access in Haltom City, TX, bring a valid ID and the item you'd like to pawn or sell. First Cash Pawn is a reported local choice for when you need fast lending solutions.

Services & Features

Cash purchases of items of value from customers
Gold, silver, and platinum buying with immediate cash payment
Layaway purchase plans with 10% down payment option
Lease-to-own and retail finance payment solutions through subsidiary AFF network
Online inventory browsing and merchandise discovery
Online store locator to find nearest FirstCash location
Pawn loan FAQs and educational resources on pawn process
Pawn loans secured by personal property pledged as collateral
Retail sales of pre-owned merchandise (jewelry, electronics, tools, appliances, sporting goods, instruments)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states and international markets provide extensive accessibility
  • Non-recourse pawn loans mean no debt obligation—if you don't reclaim items, you simply lose the collateral
  • short-term cash access funding with eligibility and income-verification claims to verify required
  • Accepts virtually any item of value (jewelry, electronics, tools, instruments, appliances, sporting goods)
  • Layaway service available with only 10% down payment for customers preferring installment purchases
  • Publicly traded company (S&P 400, Russell 2000) indicates regulatory compliance and operational stability
  • Buys gold, silver, and platinum on-the-spot with short-term cash access payment

Cons

  • Pawn loans are short-term emergency solutions, not sustainable financing—losing collateral is a real financial loss
  • Interest rates and fees on pawn loans are not disclosed on website; loan terms and rates vary by state and location
  • Non-recourse structure means customers forfeit personal property of sentimental or practical value if unable to reclaim
  • Layaway service charges 10% upfront and likely additional fees, making it more expensive than direct purchase
  • Primarily targets cash and credit-constrained consumers, indicating customer base has limited financial alternatives

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Haltom City, TX. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 9 services including Pawn loans secured by personal property pledged as collateral, Gold, silver, and platinum buying with immediate cash payment, Retail sales of pre-owned merchandise (jewelry, electronics, tools, appliances, sporting goods, instruments), Layaway purchase plans with 10% down payment option, Online store locator to find nearest FirstCash location, and 4 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Individuals needing immediate emergency cash ($100-$5,000+) without credit requirements or waiting periods, People with items of value they can temporarily pledge (jewelry, electronics, tools) but intend to retrieve, Consumers who prefer not to carry debt and are willing to lose collateral rather than face loan obligations, Buyers seeking discounted pre-owned merchandise through FirstCash retail locations.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: 3,300+ locations across 29 U.S. states and international markets provide extensive accessibility; Non-recourse pawn loans mean no debt obligation—if you don't reclaim items, you simply lose the collateral; short-term cash access funding with eligibility and income-verification claims to verify required. Areas to consider: Pawn loans are short-term emergency solutions, not sustainable financing—losing collateral is a real financial loss; Interest rates and fees on pawn loans are not disclosed on website; loan terms and rates vary by state and location.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
4636 Denton Hwy, Haltom City, TX 76117
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for individuals facing genuine financial emergencies who have items of value to pledge and are researching short-term cash access with eligibility claims to verify or debt obligations. The primary caveat is that pawn loans result in loss of personal property if not redeemed within the loan period—this is not a sustainable financial solution and should only be considered when all other emergency funding options are exhausted.

Profile Signals

  • Individuals needing immediate emergency cash ($100-$5,000+) without credit requirements or waiting periods
  • People with items of value they can temporarily pledge (jewelry, electronics, tools) but intend to retrieve
  • Consumers who prefer not to carry debt and are willing to lose collateral rather than face loan obligations
  • Buyers seeking discounted pre-owned merchandise through FirstCash retail locations
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Haltom City, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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