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Garland, TX First Cash Pawn on Forest Ln provides fast pawn loans, gold buying, and quick cash advances with convenient hours.
Data compiled from public sources
First Cash Pawn at 3209 Forest Ln in Garland, TX operates as a standalone storefront with consistent hours throughout the week. This Garland pawn shop is open Monday through Saturday from 9AM to 7PM, with Sunday hours from 11AM to 6PM, making it accessible for both weekday and weekend visits.
The Forest Ln location offers a full range of pawn services including cash advances on valuables, gold and jewelry buying, electronics sales, and collateral loans. Call the Garland team at +1 972-272-2766 to inquire about specific items, get quotes on your belongings, or discuss pawn loan terms and approval timelines.
If you're a Garland resident researching short-term cash access, bring a valid government-issued ID and your items for an on-the-spot evaluation. The First Cash Pawn team at this Garland, TX location handles transactions quickly, making it a practical choice for immediate liquidity with eligibility claims to verify.
This is state-level context for Pawn Shops consumers in Garland, TX. It does not confirm that First Cash Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
First Cash Pawn offers 10 services including Pawn loans secured by personal property, Gold and precious metals buying, Retail sales of merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Layaway service with 10% down payment option, Item appraisal and valuation, and 5 more.
First Cash Pawn has profile signals associated with Consumers with short-term cash needs and items of value to pledge, Individuals without access to traditional bank loans or credit, People selling unwanted gold, jewelry, or other merchandise for short-term cash access, Shoppers seeking discounted merchandise or layaway purchasing options.
Key strengths: short-term cash access on the spot with eligibility claim to verify for pawn loans; Non-recourse loans mean no personal liability beyond the pledged item; Operates 3,300+ stores across 29 U.S. states, D.C., UK, Mexico, Guatemala, Colombia, and El Salvador for convenience. Areas to consider: Pawn loans carry high effective interest rates due to short terms and storage/selling costs; Non-recourse nature means the lender bears less risk, but borrower pays for that through higher rates.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for individuals facing short-term cash access emergencies who have items of value to pledge as collateral. The primary caveat is that pawn loans are expensive short-term financing with high effective rates and no credit-building benefit—they should be viewed as emergency cash access, not sustainable debt solutions, and borrowers risk losing pledged items if unable to repay by the deadline.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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