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First Cash Pawn in Garland, TX

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At 4025 Broadway Blvd in Garland, TX, First Cash Pawn offers quick cash loans on jewelry, electronics, and valuables.

Data compiled from public sources

First Cash Pawn Review

Located at 4025 Broadway Blvd in Garland, TX, First Cash Pawn is a standalone pawn shop offering short-term cash access loans. The Garland location is open Monday through Saturday from 10 AM to 7 PM, making it convenient for area residents seeking quick pawn services. This Texas shop provides a welcoming environment for anyone needing to convert valuables into short-term cash access.

The Garland pawn shop specializes in short-term loans secured by jewelry, electronics, musical instruments, tools, and other valuables. Customers can contact the location at +1 972-303-3190 to discuss items, check rates, or ask about the loan process. Professional staff members can typically complete transactions the same day, giving borrowers fast access to funds with eligibility claims to verify.

Bring valid identification and your item when you visit the Garland, TX location to streamline the appraisal process. First Cash Pawn handles standard pawn transactions professionally and quickly, allowing you to decide on the loan terms that work profile signals for your situation. Many Garland residents rely on this shop for emergency cash needs without the delays or credit requirements of traditional lending.

Services & Features

Cash payment for merchandise sales
Consumer lending focused on cash-constrained populations
Gold, silver, and precious metal buying and evaluation
Item appraisal and valuation services
Layaway plans with 10% down payment option
Lease-to-own and retail finance solutions through AFF subsidiary
Online inventory browsing
Pawn loans secured by personal property pledges
Retail payment financing across 15,000+ merchant partner locations
Retail sales of pawned merchandise (jewelry, electronics, tools, appliances, instruments, sporting goods)
Store locator tool for finding nearby locations
Technology-driven point-of-sale payment solutions (through AFF subsidiary)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, DC, UK, and Latin America providing convenient access
  • Non-recourse pawn loans require eligibility claim to verify or income verification
  • Immediate same-day cash claims to verify upon item evaluation
  • No debt obligation if pawned item isn't redeemed—you lose collateral but don't owe money
  • Buys and sells diverse merchandise (jewelry, electronics, tools, instruments, appliances)
  • Gold and precious metal buying service for instant cash conversion
  • Layaway service available with 10% down payment option for retail purchases
  • Publicly traded company (S&P MidCap 400, Russell 2000) indicating stability and regulatory oversight

Cons

  • Pawn loans carry risk of losing pledged personal property if loan cannot be repaid
  • Website does not disclose interest rates, fees, or loan terms—consumers must visit store for pricing
  • Not a substitute for traditional credit; does not help build credit history or improve credit score
  • Loan amounts are limited by the resale value of pledged items, not borrower's actual financial capacity
  • Retail inventory varies by location and availability is not guaranteed, limiting merchandise purchasing options

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Garland, TX. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 12 services including Pawn loans secured by personal property pledges, Gold, silver, and precious metal buying and evaluation, Retail sales of pawned merchandise (jewelry, electronics, tools, appliances, instruments, sporting goods), Layaway plans with 10% down payment option, Item appraisal and valuation services, and 7 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Consumers with poor or no credit history who are researching short-term cash access without credit evaluation, Individuals with valuable personal property (electronics, jewelry, instruments) they can temporarily pledge, People seeking short-term short-term funds who prefer not taking on debt obligations, Budget-conscious shoppers looking for discounted used electronics, tools, or jewelry.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, DC, UK, and Latin America providing convenient access; Non-recourse pawn loans require eligibility claim to verify or income verification; Immediate same-day cash claims to verify upon item evaluation. Areas to consider: Pawn loans carry risk of losing pledged personal property if loan cannot be repaid; Website does not disclose interest rates, fees, or loan terms—consumers must visit store for pricing.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
4025 Broadway Blvd, Garland, TX 75043
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for individuals with poor or no credit who are researching short-term cash access and have valuable personal property to pledge as collateral. The main caveat is that pawn loans require surrendering physical assets—if you cannot repay, you lose your collateral—and the website provides no pricing transparency on interest rates or fees, making it essential to visit a location to understand actual loan costs before committing.

Profile Signals

  • Consumers with poor or no credit history who are researching short-term cash access without credit evaluation
  • Individuals with valuable personal property (electronics, jewelry, instruments) they can temporarily pledge
  • People seeking short-term short-term funds who prefer not taking on debt obligations
  • Budget-conscious shoppers looking for discounted used electronics, tools, or jewelry
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Garland, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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