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Farmers Branch, TX pawn shop at 3216 Belt Line Rd — First Cash Pawn buys, sells, and loans on jewelry, electronics, and more.
Data compiled from public sources
First Cash Pawn operates at 3216 Belt Line Rd in Farmers Branch, TX as a standalone storefront. The location serves the Farmers Branch community with direct access on Belt Line Rd, open Monday through Saturday, 10 AM to 6 PM, and closed Sundays.
This Farmers Branch location buys, sells, and loans on jewelry, electronics, musical instruments, tools, and collectibles. Call +1 972-243-0501 to discuss your items, check current inventory, or arrange a quick appraisal before visiting.
If you are researching short-term cash access in Farmers Branch, TX, bring valid ID and your items for an on-the-spot evaluation. First Cash Pawn has been serving Texas communities for decades with fair pricing and honest transactions.
This is state-level context for Pawn Shops consumers in Farmers Branch, TX. It does not confirm that First Cash Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
First Cash Pawn offers 11 services including Pawn loans secured by personal property (jewelry, electronics, tools, instruments, etc.), Retail sales of used and new merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Gold, silver, and platinum buying for immediate cash, Layaway services with 10% down payment option, Lease-to-own and retail finance solutions through AFF subsidiary network (15,000+ merchant partners), and 6 more.
First Cash Pawn has profile signals associated with Consumers with short-term cash needs who lack access to traditional bank credit or do not want credit inquiries, Individuals with valuable items (jewelry, electronics, instruments) they can pledge as collateral for short-term loans, Shoppers seeking affordable used merchandise across electronics, tools, appliances, and sporting goods, People seeking layaway options to purchase items with 10% down and manageable payments.
Key strengths: Largest international pawn operator with 3,300+ locations ensuring accessibility and brand stability; Non-recourse pawn loans require eligibility claim to verify, making loans available to credit-constrained consumers; short-term cash access on the spot for items sold or pawned, addressing emergency financial needs. Areas to consider: Pawn loans result in loss of personal property if not repaid, creating collateral risk absent from unsecured loans; Interest rates on pawn loans typically exceed conventional personal loan rates despite secured nature.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for cash-constrained consumers who own valuable collateral and need immediate funds without credit approval, or bargain shoppers seeking affordable used merchandise. The primary caveat is that pawn loans require surrendering personal property at risk of permanent loss if repayment cannot be made, and interest rates are typically higher than unsecured alternatives—making this a last-resort lending option rather than a primary financial solution.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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