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First Cash Pawn at 3110 Buckner Blvd, Dallas, TX 75227 in the Riverway Estates/Bruton Terrace neighborhood is Mon-Fri 10:00 AM – 7:00 PM. Google reviewers rate the branch 3.1 stars across 55 reviews. Call +1 214-381-0188.
Data compiled from public sources
FirstCash, Inc. is headquartered in Fort Worth, Texas and operates as the leading international pawn store chain with over 3,300 retail locations across 29 U.S. states, Washington D.C., the United Kingdom, and Latin America (Mexico, Guatemala, Colombia, and El Salvador). The company employs approximately 22,000 people and is listed in both the S&P MidCap 400 Index and Russell 2000 Index, indicating its scale as a publicly-traded enterprise.
FirstCash's primary business model centers on serving cash and credit-constrained consumers through pawn loans—non-recourse loans secured by pledged personal property—and retail merchandise sales. Customers can pawn items including jewelry, electronics, tools, appliances, sporting goods, and musical instruments for short-term cash access. The company also buys and sells merchandise directly, offers gold and precious metals purchasing, provides layaway services (with 10% down payment options), and through its subsidiary AFF, offers lease-to-own and retail finance payment solutions across 15,000+ merchant partner locations.
FirstCash distinguishes itself through its massive geographic footprint (over 2,500 stores mentioned in store locator content), making it accessible to underserved populations in multiple countries. The company explicitly targets credit-constrained and cash-constrained consumers who may not qualify for traditional lending. Its subsidiary payment solutions division (AFF) expands beyond pawn into broader financial services, creating a diversified model around alternative consumer finance.
As a pawn lender, FirstCash fills a legitimate gap in consumer finance for those researching short-term cash access with eligibility claims to verify. However, pawn loans carry inherent costs through interest rates and the risk of losing pledged items. While the company provides listed services and operates legally across all jurisdictions, consumers should understand that pawn loans are not debt-reduction solutions and losing items of sentimental value is a real consequence of default.
This is state-level context for Pawn Shops consumers in Dallas, TX. It does not confirm that First Cash Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
First Cash Pawn offers 11 services including Pawn loans secured by personal property, Gold and precious metals buying, Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, instruments), Layaway service with 10% down payment, Item appraisal and valuation, and 6 more.
First Cash Pawn has profile signals associated with Consumers researching short-term cash access with eligibility claims to verify or lengthy approval processes, Individuals with items of value (jewelry, electronics, instruments) willing to temporarily part with them for a loan, Cash-strapped consumers unable to qualify for traditional personal loans or credit products, People seeking layaway purchases with minimal down payment instead of financing through credit.
Key strengths: Over 3,300 retail locations across 29 U.S. states, UK, and Latin America provides wide accessibility; eligibility claim to verify for pawn loans—serves cash-constrained consumers excluded from traditional lending; Non-recourse loans mean customers aren't pursued for deficiency if item sells for less than loan amount. Areas to consider: Pawn loans carry interest rates and fees that can be expensive depending on state regulations and loan terms; Risk of permanent loss of personal property if unable to repay loan by maturity date.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for cash-constrained consumers in immediate need of funds who have items of personal property to pledge as collateral and may not meet traditional credit criteria. The critical caveat is that pawn loans are not suitable for long-term financial needs, do not build credit, and result in permanent loss of items if loans are not repaid by the maturity date—making them appropriate only for temporary cash shortfalls where the pledged item is not essential or irreplaceable.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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