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Part of the First Cash Pawn chain · locations
First Cash Pawn in Colorado Springs, CO
Colorado Springs, CO's First Cash Pawn at 348 Main Street provides pawn loans and buys gold, jewelry, and electronics.
Data compiled from public sources · Rating from CreditDoc methodology
First Cash Pawn Review
First Cash Pawn at 348 Main Street in downtown Colorado Springs is open Monday through Saturday, 10 AM to 6 PM (closed Sundays). Located in the heart of Colorado Springs, this pawn shop handles everything from jewelry and watches to electronics, musical instruments, and collectibles. The Colorado Springs branch welcomes both first-time customers and regulars seeking fair valuations and fast cash.
The 348 Main Street location specializes in pawn loans, gold and jewelry buying, electronics purchases, watch appraisals, and collectible valuations. Whether you're looking to pawn an item temporarily or sell outright, the team here provides transparent pricing and knowledgeable assessments. Call 719-390-8706 to discuss your items or ask about current inventory before you visit.
First Cash Pawn in Colorado Springs, CO serves residents and visitors needing quick cash access without the hassle of traditional loans. Bring a valid photo ID and any documentation (receipts, certificates of authenticity, or proof of purchase) to help with fair valuation of your items. This Main Street location offers a straightforward alternative to typical financing when you need money fast.
Services & Features
Cash-on-spot payment for items sold to FirstCash
Consumer privacy and terms of use documentation
FAQ and educational resources about pawn loans
Gold, silver, and precious metals buying (immediate cash payment)
In-store inventory browsing and purchasing
Layaway plans with 10% down payment option
Lease-to-own and retail finance solutions through subsidiary AFF (15,000+ merchant partners)
Online store locator to find nearest location
Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Retail sales of bought and sold merchandise
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- No credit check required—immediate approval based on collateral value, not creditworthiness
- Non-recourse loans—you don't lose more than the pledged item; no wage garnishment or collection activity
- Instant cash in hand—same-day funding without the multi-day processing of traditional loans
- Massive store network of 3,300+ locations ensures accessibility across 29 U.S. states and international markets
- Publicly traded company (S&P MidCap 400, Russell 2000) provides regulatory oversight and financial stability
- Buy/sell marketplace for merchandise offers alternative to traditional retail and secondhand options
- Gold and precious metals buying service provides immediate conversion of assets to cash
- Layaway service with affordable 10% down offers installment purchasing without traditional credit
Cons
- Pawn loan interest rates and fees are significantly higher than personal loans, credit union PALs, or payday alternatives—making them expensive for borrowing
- Loss of personal property—if you cannot repay, you permanently lose the item; emotional value not considered
- Limited loan amounts tied to item appraisal value—not suitable for large cash needs beyond collateral worth
- No credit building—pawn loans do not report to credit bureaus, so borrowing doesn't improve credit scores
- Retail merchandise prices may exceed fair market value compared to online retailers or direct sales
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is First Cash Pawn legitimate?
Yes. First Cash Pawn is a registered company, headquartered in 348 Main St, Colorado Springs, CO 80911.
Quick Facts
- Headquarters
- 348 Main St, Colorado Springs, CO 80911
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on First Cash Pawn
FirstCash is best for individuals with immediate cash needs, no access to credit, and valuable personal property to pledge as collateral. The primary caveat is that pawn loans are expensive compared to alternatives like personal loans, credit union PALs, or payday alternatives, and losing collateral creates permanent loss rather than debt recovery options available with traditional lending.
Best For
- Consumers with immediate cash needs and valuable collateral (jewelry, electronics, instruments) who lack traditional credit
- Individuals who need quick liquidity without credit checks or multi-day approval processes
- People shopping for discounted secondhand merchandise or seeking to buy/sell valuables in-person
- Consumers with poor credit who cannot qualify for personal loans or payday alternatives
Updated 2026-04-29
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