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First Cash Pawn in Colorado Springs, CO

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Colorado Springs, CO: First Cash Pawn at 3255 E Platte Ave offers fast cash for jewelry, electronics, and more Mon-Sat 10AM-6PM.

Data compiled from public sources

First Cash Pawn Review

First Cash Pawn in Colorado Springs, CO operates at 3255 E Platte Ave, a convenient east-side location for local residents seeking short-term cash access or pawn services. The shop is open Monday through Saturday from 10 AM to 6 PM, closed Sundays. This standalone location provides easy access to Colorado Springs shoppers with flexible hours for weekday visits.

At this Colorado Springs location, First Cash Pawn accepts jewelry, electronics, tools, musical instruments, and other items for short-term cash access or short-term loans. Call +1 719-578-0657 to discuss your items, ask about current rates, or confirm availability before visiting. The team here is ready to evaluate what you bring and complete transactions quickly.

Colorado Springs residents use this E Platte Ave location when they are researching short-term cash access or temporary financing—bring valid ID and the item(s) you want to pawn or sell. Whether you're local or passing through, First Cash Pawn provides a straightforward alternative to traditional lending for those in a pinch.

Services & Features

Cash-for-items buying service
Consumer lending products
Gold and precious metal buying services with on-the-spot cash payment
Layaway plans with 10% down payment option
Lease-to-own payment solutions through AFF subsidiary (15,000+ merchant partners)
Online inventory browsing and shopping
Pawn loans secured by personal property collateral
Point-of-sale payment solutions
Retail finance payment solutions for consumer goods and services
Retail merchandise inventory sales
Retail sales of used jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator tool for finding nearest pawn shop location

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Largest international pawn shop operator with 3,300+ locations providing unmatched geographic accessibility
  • Instant cash availability with eligibility claims to verify or lengthy approval processes
  • Non-recourse loans mean only collateral is at risk, not additional collection action or credit damage
  • Accepts wide variety of items (jewelry, electronics, tools, musical instruments, sporting goods, appliances)
  • Gold and precious metal buying service with cash on-the-spot payment
  • Layaway service option with only 10% down payment required for merchandise purchases
  • S&P MidCap 400 and Russell 2000 listing indicates institutional credibility and financial stability

Cons

  • Interest rates and loan-to-value ratios not disclosed on website, requiring in-store inquiry
  • Defaulting results in loss of pledged personal property with no recovery option
  • Targets primarily cash-constrained and credit-limited populations, indicating higher-cost alternative to traditional lending
  • Service fees and terms of non-recourse loans not transparently disclosed online
  • Layaway requires multiple visits/payments and ties up capital for uncertain periods

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Colorado Springs, CO. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Money services context in Colorado

Short-term lending status: Restricted

General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 12 services including Pawn loans secured by personal property collateral, Retail sales of used jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold and precious metal buying services with on-the-spot cash payment, Layaway plans with 10% down payment option, Lease-to-own payment solutions through AFF subsidiary (15,000+ merchant partners), and 7 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Consumers researching short-term cash access ($100-$5,000 range) with eligibility and bank-account claims to verify, People with items of value but poor credit history who are researching short-term liquidity, Individuals looking to buy discounted used merchandise (jewelry, electronics, tools) at reduced prices, Those seeking to sell gold, silver, or platinum jewelry for short-term cash access.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: Largest international pawn shop operator with 3,300+ locations providing unmatched geographic accessibility; Instant cash availability with eligibility claims to verify or lengthy approval processes; Non-recourse loans mean only collateral is at risk, not additional collection action or credit damage. Areas to consider: Interest rates and loan-to-value ratios not disclosed on website, requiring in-store inquiry; Defaulting results in loss of pledged personal property with no recovery option.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Acme Pawn North, Acme Pawn Original, Atlantic Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
3255 E Platte Ave, Colorado Springs, CO 80909
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for unbanked or underbanked consumers who are researching short-term cash access with no-credit-qualification claims to verify and have items of personal value to pledge as collateral. The key caveat is that while pawn loans are non-recourse (no credit damage), defaulting results in permanent loss of the pledged item, and the actual interest rates/terms are not disclosed on the website, so borrowers must visit a store for pricing details before committing.

Profile Signals

  • Consumers researching short-term cash access ($100-$5,000 range) with eligibility and bank-account claims to verify
  • People with items of value but poor credit history who are researching short-term liquidity
  • Individuals looking to buy discounted used merchandise (jewelry, electronics, tools) at reduced prices
  • Those seeking to sell gold, silver, or platinum jewelry for short-term cash access
Updated 2026-05-08

Similar Companies

Acme Pawn North logo

Acme Pawn North

Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.

BBB: NR

Profile signals: Individuals researching short-term cash access who have valuable collateral (jewelry, electronics, instruments, firearms), Bargain hunters seeking discounted used merchandise across multiple categories

Acme Pawn Original logo

Acme Pawn Original

Family-owned Colorado Springs pawn shop since 1976 offering collateral-based cash loans and buying/selling used merchandise across jewelry, firearms, electronics, and collectibles.

BBB: NR

Profile signals: Individuals researching short-term cash access loans against collateral they own (jewelry, firearms, instruments, electronics), Budget-conscious shoppers looking for discounted used merchandise across multiple categories

Atlantic Jewelry & Loan logo

Atlantic Jewelry & Loan

Atlantic Jewelry & Loan is a Denver pawn shop offering collateral-based loans, jewelry sales, repairs, and secondary services like check cashing and computer sales since 1991.

BBB: NR

Profile signals: Denver residents researching short-term cash access against jewelry or electronics collateral, Customers with broken jewelry who want on-site repair combined with pawn options

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Colorado Springs, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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