Part of the First Cash Pawn chain · locations
First Cash Pawn logo

First Cash Pawn in Baltimore, MD

No stored Google rating available.

In Baltimore, MD at 424 E 33rd Street, First Cash Pawn offers quick pawn loans and gold buying.

Data compiled from public sources

First Cash Pawn Review

First Cash Pawn's Baltimore location sits at 424 E 33rd Street in Baltimore, MD, operating as a standalone pawn shop serving the east Baltimore community. The shop is open Monday through Saturday from 10 AM to 6 PM, making it convenient for weekday visits and Saturday errands.

This Baltimore pawn shop offers flexible cash loans on jewelry, electronics, tools, and other valuables, as well as buying gold and silver directly. Call (410) 235-7296 to discuss your items, get a quote, or ask about current rates—the team is ready to work with you on competitive terms.

If you are researching short-term cash access in Baltimore with eligibility claims to verify, bring a valid photo ID and the item you'd like to pawn or sell. First Cash Pawn handles pawn loans fairly and lets you reclaim items within the agreed timeframe.

Services & Features

Consumer privacy protection and terms of service documentation
Gold, silver, and precious metal buying with cash payment on the spot
Layaway services with 10% down payment option
Lease-to-own payment solutions through 15,000+ retail merchant partners (AFF subsidiary)
Merchandise buying across diverse categories (sporting goods, musical instruments, etc.)
Pawn FAQs and educational resources about pawn loan processes
Pawn loans secured by personal property (jewelry, electronics, tools, appliances, instruments)
Retail finance payment solutions through merchant partner networks
Retail sales of used merchandise from pawn operations
Store locator and inventory search services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Massive network of 3,300+ locations across 29 states and international markets, making services widely accessible
  • short-term cash access with eligibility claims to verify, suitable for credit-constrained consumers
  • Non-recourse pawn loans mean creditors cannot pursue personal assets beyond the pledged collateral
  • Diverse merchandise buying program (jewelry, electronics, tools, appliances, instruments, sporting goods)
  • Publicly traded company (S&P MidCap 400, Russell 2000) with regulatory oversight and financial transparency
  • Additional services beyond pawn loans including gold buying, layaway plans, and retail merchandise sales
  • Technology-driven operations through subsidiary AFF providing 15,000+ retail partner payment solutions

Cons

  • Risk of losing pledged items if pawn loans are not repaid by the redemption deadline
  • Interest rates and fees vary by state regulation, potentially creating inconsistent borrowing costs across locations
  • Requires physical collateral of sufficient value, excluding consumers without valuable assets to pledge
  • Pawn loans may have shorter terms than traditional personal loans, creating pressure to repay quickly
  • Limited transparency on the website regarding specific APR rates, fees, and redemption periods

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Baltimore, MD. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Maryland Office of the Commissioner of Financial Regulation

Money services context in Maryland

Short-term lending status: Banned

General rate context: 24% for consumer loans under $6,000 (33% for under $1,000); payday lending banned

Maryland effectively bans payday lending through strict interest rate caps that make the business model impractical. The state has strong consumer protection laws including the Maryland Consumer Protection Act. Consumers can file complaints with the Commissioner of Financial Regulation or the Attorney General.

Key state rules to check

  • Payday lending is effectively banned through interest rate caps that make the business model unviable.
  • Consumer loans under $6,000 capped at 2% per month (24% APR); under $1,000 at 2.75% per month.
  • The Maryland Consumer Protection Act provides strong anti-predatory lending protections.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 10 services including Pawn loans secured by personal property (jewelry, electronics, tools, appliances, instruments), Retail sales of used merchandise from pawn operations, Gold, silver, and precious metal buying with cash payment on the spot, Layaway services with 10% down payment option, Lease-to-own payment solutions through 15,000+ retail merchant partners (AFF subsidiary), and 5 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Credit-constrained consumers researching emergency-cash options with eligibility and income-verification claims to verify, Individuals with valuable personal items (jewelry, electronics, instruments) willing to pledge collateral temporarily, People seeking fast same-day or next-day cash without the lengthy approval process of traditional lenders, Consumers who may resell items or have items they don't immediately need and can afford to lose temporarily.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: Massive network of 3,300+ locations across 29 states and international markets, making services widely accessible; short-term cash access with eligibility claims to verify, suitable for credit-constrained consumers; Non-recourse pawn loans mean creditors cannot pursue personal assets beyond the pledged collateral. Areas to consider: Risk of losing pledged items if pawn loans are not repaid by the redemption deadline; Interest rates and fees vary by state regulation, potentially creating inconsistent borrowing costs across locations.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 5 Mile Pawnbrokers, Arundel Firearms & Pawn, Best Pawn Shop. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
424 E 33rd St, Baltimore, MD 21218
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for credit-constrained consumers comparing emergency-cash timing and have valuable personal items to pledge as collateral. The main caveat is that failure to repay the pawn loan by the redemption deadline results in loss of the pledged item, and customers should carefully understand state-specific terms, interest rates, and fees before entering into any loan agreement.

Profile Signals

  • Credit-constrained consumers researching emergency-cash options with eligibility and income-verification claims to verify
  • Individuals with valuable personal items (jewelry, electronics, instruments) willing to pledge collateral temporarily
  • People seeking fast same-day or next-day cash without the lengthy approval process of traditional lenders
  • Consumers who may resell items or have items they don't immediately need and can afford to lose temporarily
Updated 2026-05-08

Similar Companies

5 Mile Pawnbrokers logo

5 Mile Pawnbrokers

5 Mile Pawnbrokers is a pawn shop in Jessup, MD offering fast collateral-based loans, gold buying, and resale of used merchandise with over 25 years of experience.

BBB: NR

Profile signals: Consumers who are researching short-term cash access and have valuable items to use as collateral, Individuals with poor credit who may not meet traditional personal-loan criteria

Arundel Firearms & Pawn logo

Arundel Firearms & Pawn

Arundel Firearms & Pawn is a Maryland-based retailer specializing in firearms, ammunition, tactical gear, and pawn services. Located in Glen Burnie, they offer an extensive inventory of handguns, rifles, shotguns, and accessories.

BBB: NR

Profile signals: Firearms enthusiasts and hunters seeking specific gun models, ammunition, and tactical accessories in the Glen Burnie area, Customers with valuable items (firearms, optics, collectibles) needing quick short-term loans against collateral

Best Pawn Shop logo

Best Pawn Shop

Family-owned pawn shop chain operating since 1995 across DC, Maryland, and Virginia. Buys, sells, and loans against jewelry, electronics, tools, and musical instruments.

BBB: NR

Profile signals: Individuals who need short-term cash and have collateral (jewelry, electronics, tools, instruments) they can temporarily part with, People buying secondhand electronics, musical instruments, or tools who want to save money vs. retail prices

Compare Your Needs With First Cash Pawn

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Baltimore, MD on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to First Cash Pawn and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.