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First Cash Pawn in Baltimore, MD

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In Baltimore, MD, First Cash Pawn at 3517 Eastern Ave offers quick cash loans on valuables with convenient Saturday hours.

Data compiled from public sources

First Cash Pawn Review

Located at 3517 Eastern Ave in Baltimore, MD, First Cash Pawn serves the community with convenient access and extended operating hours. The storefront is open Monday through Saturday from 10 AM to 6 PM, closed Sundays, making it accessible for weekday workers and weekend shoppers in the Baltimore area. This standalone location provides a straightforward space for pawn transactions.

The Baltimore location specializes in pawning valuables including jewelry, electronics, musical instruments, and collectibles in exchange for cash-advance profile details. You can reach the location directly at 410-732-1133 to inquire about specific items or get a preliminary estimate. Staff can explain terms and help you understand how the pawn transaction works.

For Baltimore residents facing unexpected expenses or looking to liquidate valuables, First Cash Pawn on Eastern Ave offers a quick alternative to traditional lending. Bring a valid government-issued ID and the items you wish to pawn or sell. Walk-ins are welcome during posted business hours.

Services & Features

Gold, silver, and platinum buying for immediate cash
In-store inventory browsing and purchasing
Layaway plan with 10% down payment
Lease-to-own payment solutions (via AFF subsidiary)
Non-recourse pawn loans secured by personal property
Purchase of used jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Retail finance/point-of-sale payment solutions through merchant partners (via AFF)
Retail sale of used merchandise across all product categories
Store locator for 2,500+ North and Latin American locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • eligibility claim to verify — loan approval based solely on the pledged item's value
  • Non-recourse loans mean forfeiting collateral does not result in debt collection, lawsuits, or credit damage
  • 3,300+ locations across 29 U.S. states, UK, and Latin America — among the most accessible lenders in the country
  • Same-day cash — loans are funded immediately after in-store appraisal, no waiting period
  • Buys gold, silver, and platinum for short-term cash access payout
  • Layaway available on retail purchases with just 10% down
  • Publicly traded (NASDAQ: FCFS) with SEC oversight — more accountable than independent pawn operators

Cons

  • Pawn loan fees translate to very high effective APRs (commonly 100–300%+), varying by state law
  • Loan amounts are limited to a fraction of the item's retail value — stores control appraisal offers
  • Forfeiting unredeemed collateral means permanently losing the item, including sentimental property
  • No online loan application — must visit a physical store in person
  • AFF lease-to-own products (through merchant partners) carry their own high costs and are separate from pawn loans

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Baltimore, MD. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Maryland Office of the Commissioner of Financial Regulation

Money services context in Maryland

Short-term lending status: Banned

General rate context: 24% for consumer loans under $6,000 (33% for under $1,000); payday lending banned

Maryland effectively bans payday lending through strict interest rate caps that make the business model impractical. The state has strong consumer protection laws including the Maryland Consumer Protection Act. Consumers can file complaints with the Commissioner of Financial Regulation or the Attorney General.

Key state rules to check

  • Payday lending is effectively banned through interest rate caps that make the business model unviable.
  • Consumer loans under $6,000 capped at 2% per month (24% APR); under $1,000 at 2.75% per month.
  • The Maryland Consumer Protection Act provides strong anti-predatory lending protections.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 9 services including Non-recourse pawn loans secured by personal property, Purchase of used jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Retail sale of used merchandise across all product categories, Gold, silver, and platinum buying for immediate cash, Layaway plan with 10% down payment, and 4 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Consumers with no credit history or damaged credit who are researching short-term cash access with eligibility claims to verify, People with valuable personal property — jewelry, electronics, tools — who are researching short-term liquidity, Bargain shoppers looking for used merchandise at below-retail prices, Individuals who want to sell gold, silver, or platinum for short-term cash access payment.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: eligibility claim to verify — loan approval based solely on the pledged item's value; Non-recourse loans mean forfeiting collateral does not result in debt collection, lawsuits, or credit damage; 3,300+ locations across 29 U.S. states, UK, and Latin America — among the most accessible lenders in the country. Areas to consider: Pawn loan fees translate to very high effective APRs (commonly 100–300%+), varying by state law; Loan amounts are limited to a fraction of the item's retail value — stores control appraisal offers.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 5 Mile Pawnbrokers, Arundel Firearms & Pawn, Best Pawn Shop. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
3517 Eastern Ave, Baltimore, MD 21224
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for consumers who have no credit access and own valuable personal property they can pledge as collateral for a fast, no-questions-asked loan. The key caveat is cost — pawn loan fees are higher in listed context than conventional credit products, and items not redeemed within the loan period are permanently forfeited, making this a true last-resort option rather than a routine borrowing strategy.

Profile Signals

  • Consumers with no credit history or damaged credit who are researching short-term cash access with eligibility claims to verify
  • People with valuable personal property — jewelry, electronics, tools — who are researching short-term liquidity
  • Bargain shoppers looking for used merchandise at below-retail prices
  • Individuals who want to sell gold, silver, or platinum for short-term cash access payment
Updated 2026-05-08

Similar Companies

5 Mile Pawnbrokers logo

5 Mile Pawnbrokers

5 Mile Pawnbrokers is a pawn shop in Jessup, MD offering fast collateral-based loans, gold buying, and resale of used merchandise with over 25 years of experience.

BBB: NR

Profile signals: Consumers who are researching short-term cash access and have valuable items to use as collateral, Individuals with poor credit who may not meet traditional personal-loan criteria

Arundel Firearms & Pawn logo

Arundel Firearms & Pawn

Arundel Firearms & Pawn is a Maryland-based retailer specializing in firearms, ammunition, tactical gear, and pawn services. Located in Glen Burnie, they offer an extensive inventory of handguns, rifles, shotguns, and accessories.

BBB: NR

Profile signals: Firearms enthusiasts and hunters seeking specific gun models, ammunition, and tactical accessories in the Glen Burnie area, Customers with valuable items (firearms, optics, collectibles) needing quick short-term loans against collateral

Best Pawn Shop logo

Best Pawn Shop

Family-owned pawn shop chain operating since 1995 across DC, Maryland, and Virginia. Buys, sells, and loans against jewelry, electronics, tools, and musical instruments.

BBB: NR

Profile signals: Individuals who need short-term cash and have collateral (jewelry, electronics, tools, instruments) they can temporarily part with, People buying secondhand electronics, musical instruments, or tools who want to save money vs. retail prices

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Baltimore, MD on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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