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Part of the First Cash Pawn chain · locations
First Cash Pawn in Baltimore, MD
In Baltimore, MD, First Cash Pawn at 3517 Eastern Ave offers quick cash loans on valuables with convenient Saturday hours.
Data compiled from public sources · Rating from CreditDoc methodology
First Cash Pawn Review
Located at 3517 Eastern Ave in Baltimore, MD, First Cash Pawn serves the community with convenient access and extended operating hours. The storefront is open Monday through Saturday from 10 AM to 6 PM, closed Sundays, making it accessible for weekday workers and weekend shoppers in the Baltimore area. This standalone location provides a straightforward space for pawn transactions.
The Baltimore location specializes in pawning valuables including jewelry, electronics, musical instruments, and collectibles in exchange for quick cash advances. You can reach the location directly at 410-732-1133 to inquire about specific items or get a preliminary estimate. Staff can explain terms and help you understand how the pawn transaction works.
For Baltimore residents facing unexpected expenses or looking to liquidate valuables, First Cash Pawn on Eastern Ave offers a quick alternative to traditional lending. Bring a valid government-issued ID and the items you wish to pawn or sell. Walk-ins are welcome during posted business hours.
Services & Features
Gold, silver, and platinum buying for immediate cash
In-store inventory browsing and purchasing
Layaway plan with 10% down payment
Lease-to-own payment solutions (via AFF subsidiary)
Non-recourse pawn loans secured by personal property
Purchase of used jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Retail finance/point-of-sale payment solutions through merchant partners (via AFF)
Retail sale of used merchandise across all product categories
Store locator for 2,500+ North and Latin American locations
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- No credit check required — loan approval based solely on the pledged item's value
- Non-recourse loans mean forfeiting collateral does not result in debt collection, lawsuits, or credit damage
- 3,300+ locations across 29 U.S. states, UK, and Latin America — among the most accessible lenders in the country
- Same-day cash — loans are funded immediately after in-store appraisal, no waiting period
- Buys gold, silver, and platinum for immediate cash payout
- Layaway available on retail purchases with just 10% down
- Publicly traded (NASDAQ: FCFS) with SEC oversight — more accountable than independent pawn operators
Cons
- Pawn loan fees translate to very high effective APRs (commonly 100–300%+), varying by state law
- Loan amounts are limited to a fraction of the item's retail value — stores control appraisal offers
- Forfeiting unredeemed collateral means permanently losing the item, including sentimental property
- No online loan application — must visit a physical store in person
- AFF lease-to-own products (through merchant partners) carry their own high costs and are separate from pawn loans
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is First Cash Pawn legitimate?
Yes. First Cash Pawn is a registered company, headquartered in 3517 Eastern Ave, Baltimore, MD 21224.
Quick Facts
- Headquarters
- 3517 Eastern Ave, Baltimore, MD 21224
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on First Cash Pawn
FirstCash is best for consumers who have no credit access and own valuable personal property they can pledge as collateral for a fast, no-questions-asked loan. The key caveat is cost — pawn loan fees are substantially higher than conventional credit products, and items not redeemed within the loan period are permanently forfeited, making this a true last-resort option rather than a routine borrowing strategy.
Best For
- Consumers with no credit history or damaged credit who need fast cash without a credit check
- People with valuable personal property — jewelry, electronics, tools — who need short-term liquidity
- Bargain shoppers looking for used merchandise at below-retail prices
- Individuals who want to sell gold, silver, or platinum for immediate cash payment
Updated 2026-04-29
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