No stored Google rating available.
Austin, TX – First Cash Pawn at Research Blvd offers quick loans on jewelry, electronics, and valuables with flexible terms.
Data compiled from public sources
First Cash Pawn on Research Blvd in Austin serves customers Monday through Saturday (10AM–7PM weekdays, 10AM–6PM Saturday; closed Sunday). Located in north Austin, TX, this standalone pawn shop is easily accessible for quick transactions.
This Research Blvd location in Austin offers the full range of pawn services: short-term cash access loans against jewelry, electronics, musical instruments, and collectibles. Call +1 512-506-8415 to discuss terms or ask about specific items before visiting.
Austin residents appreciate First Cash Pawn for listed lending terms and fair valuations. Bring photo ID and the item you're pawning; most transactions complete in minutes. Whether you are researching emergency-cash options or want to buy discounted items, this Austin shop delivers straightforward service without fees to verify.
This is state-level context for Pawn Shops consumers in Austin, TX. It does not confirm that First Cash Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
First Cash Pawn offers 9 services including Pawn loans secured by personal property (non-recourse, no credit check), Gold, silver, and precious metal buying at cash-on-spot rates, Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Layaway plans with 10% down payment option, Merchandise buying (they purchase items of value from consumers), and 4 more.
First Cash Pawn has profile signals associated with Consumers with urgent short-term cash needs ($100-$5,000) who lack access to traditional credit or loans, People with items of value (jewelry, electronics, instruments) they're willing to temporarily pledge as collateral, Credit-constrained borrowers who want to avoid payday loans and debt obligations that impact credit scores, Individuals seeking to buy discounted merchandise or use layaway services for planned purchases.
Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America provide extensive accessibility; Non-recourse loans mean no debt collection or credit impact if collateral is not reclaimed; eligibility claim to verify; serves credit-constrained consumers who cannot qualify elsewhere. Areas to consider: Risk of losing valuable personal property permanently if unable to repay pawn loan within agreed timeframe; Pawn loan interest rates can be high; final cost depends on state-by-state regulations and individual store rates.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for credit-constrained consumers with valuable personal property who are researching short-term cash access and want to avoid payday loans or credit damage. The main caveat is that pawn loans carry the risk of permanently losing pledged items if unable to repay, and effective interest rates vary significantly by state and individual store policies. This is a legitimate alternative to high-cost lending, but not a debt solution for those without collateral.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Learn exactly how credit score tiers work, what range you fall into, and the specific steps to move up to the next tier where better rates and approvals wait.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →A plain-language breakdown of every factor that goes into your credit score, with specific steps to improve each one even if you're starting from a tough spot.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to First Cash Pawn and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.