Part of the First Cash Pawn chain · locations
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First Cash Pawn in Aurora, CO

3.9/5

Aurora, CO's First Cash Pawn at 2648 S Parker Rd offers quick cash loans, buying, and selling with fast in-person service.

Data compiled from public sources · Rating from CreditDoc methodology

First Cash Pawn Review

First Cash Pawn operates at 2648 S Parker Rd Suite 5 in Aurora, CO. As a standalone pawn shop in this South Aurora location, it serves the local community with a focus on quick, accessible financial services. The shop is open Monday through Friday from 10AM to 7PM, Saturday from 10AM to 6PM, and closed on Sundays.

At the Aurora, CO location, First Cash Pawn buys and sells jewelry, electronics, musical instruments, and sporting goods. The shop also offers pawn loans—a way to get quick cash without a credit check by using personal items as collateral. For questions about current inventory or loan rates, customers can call this location directly at 303-337-7518.

If you're in Aurora looking for immediate cash or want to sell unused items, this location is convenient for walk-in service. Bring a photo ID and the item you'd like to pawn or sell; the staff can complete most transactions quickly. First Cash Pawn provides a straightforward alternative to traditional lending for Aurora residents.

Services & Features

Cash payment for merchandise and valuables
Gold and precious metal buying
Inventory browsing online
Layaway service with 10% down payment
Lease-to-own payment solutions (via AFF subsidiary)
Merchandise valuation and buying services
Pawn loans secured by personal property
Point-of-sale payment solutions
Retail finance payment solutions (via AFF subsidiary)
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator service

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Massive national and international footprint with 3,300+ locations for convenience and accessibility
  • No credit check required—serves consumers with poor or no credit history
  • Instant cash on the spot for pawn loans and gold/merchandise sales
  • Non-recourse loans mean no debt collection if you cannot repay (collateral is the only recourse)
  • Layaway service available with affordable 10% down payment option
  • Wide variety of merchandise available for purchase at discounted prices
  • Publicly traded company (S&P MidCap 400, Russell 2000) indicating operational transparency and stability

Cons

  • Pawn loans are high-cost borrowing—interest rates annualize to rates significantly exceeding payday loans and personal loans
  • Loss of personal property if unable to repay the pawn loan within the specified timeframe
  • Layaway service requires upfront 10% down payment with additional fees embedded in the final purchase price
  • Limited by nature to small loans secured by physical collateral, not suitable for large financial needs
  • Merchandise quality and selection varies significantly by location; no guarantees on availability of specific items

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is First Cash Pawn legitimate?

Yes. First Cash Pawn is a registered company, headquartered in 2648 S Parker Rd Suite 5, Aurora, CO 80014.

Quick Facts

Headquarters
2648 S Parker Rd Suite 5, Aurora, CO 80014
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit First Cash Pawn

CreditDoc Diagnosis

Doctor's Verdict on First Cash Pawn

FirstCash is best for unbanked or credit-constrained consumers who own valuable personal property and need immediate cash without credit verification or formal lending processes. The critical caveat is that pawn loans are fundamentally collateral-based with high annualized costs; they work best as emergency short-term solutions, not ongoing borrowing, and require the consumer to accept losing their pledged items if unable to repay within the loan term.

Best For

  • Cash-constrained consumers with valuable personal property who need immediate liquidity without credit verification
  • Individuals seeking to buy discounted merchandise or jewelry without financing
  • Those looking for layaway options to purchase items with minimal upfront commitment
  • Consumers who value keeping collateral risk localized rather than facing debt collection
Updated 2026-04-29

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