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First Cash Pawn in Aurora, CO

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Aurora, CO's First Cash Pawn at 2648 S Parker Rd offers quick cash loans, buying, and selling with fast in-person service.

Data compiled from public sources

First Cash Pawn Review

First Cash Pawn operates at 2648 S Parker Rd Suite 5 in Aurora, CO. As a standalone pawn shop in this South Aurora location, it serves the local community with a focus on quick, accessible financial services. The shop is open Monday through Friday from 10AM to 7PM, Saturday from 10AM to 6PM, and closed on Sundays.

At the Aurora, CO location, First Cash Pawn buys and sells jewelry, electronics, musical instruments, and sporting goods. The shop also offers pawn loans—a way to get short-term cash access with eligibility claims to verify by using personal items as collateral. For questions about current inventory or loan rates, customers can call this location directly at 303-337-7518.

If you're in Aurora looking for short-term cash access or want to sell unused items, this location is convenient for walk-in service. Bring a photo ID and the item you'd like to pawn or sell; the staff can complete most transactions quickly. First Cash Pawn provides a straightforward alternative to traditional lending for Aurora residents.

Services & Features

Cash payment for merchandise and valuables
Gold and precious metal buying
Inventory browsing online
Layaway service with 10% down payment
Lease-to-own payment solutions (via AFF subsidiary)
Merchandise valuation and buying services
Pawn loans secured by personal property
Point-of-sale payment solutions
Retail finance payment solutions (via AFF subsidiary)
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator service

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Massive national and international footprint with 3,300+ locations for convenience and accessibility
  • eligibility claim to verify—serves consumers with poor or no credit history
  • Instant cash on the spot for pawn loans and gold/merchandise sales
  • Non-recourse loans mean no debt collection if you cannot repay (collateral is the only recourse)
  • Layaway service available with affordable 10% down payment option
  • Wide variety of merchandise available for purchase at discounted prices
  • Publicly traded company (S&P MidCap 400, Russell 2000) indicating operational transparency and stability

Cons

  • Pawn loans are high-cost borrowing—interest rates annualize to rates significantly exceeding payday loans and personal loans
  • Loss of personal property if unable to repay the pawn loan within the specified timeframe
  • Layaway service requires upfront 10% down payment with additional fees embedded in the final purchase price
  • Limited by nature to small loans secured by physical collateral, not suitable for large financial needs
  • Merchandise quality and selection varies significantly by location; no stated terms on availability of specific items

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Aurora, CO. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Money services context in Colorado

Short-term lending status: Restricted

General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 11 services including Pawn loans secured by personal property, Gold and precious metal buying, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Layaway service with 10% down payment, Cash payment for merchandise and valuables, and 6 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Cash-constrained consumers with valuable personal property who need immediate liquidity without credit verification, Individuals seeking to buy discounted merchandise or jewelry without financing, Those looking for layaway options to purchase items with minimal upfront commitment, Consumers who value keeping collateral risk localized rather than facing debt collection.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: Massive national and international footprint with 3,300+ locations for convenience and accessibility; eligibility claim to verify—serves consumers with poor or no credit history; Instant cash on the spot for pawn loans and gold/merchandise sales. Areas to consider: Pawn loans are high-cost borrowing—interest rates annualize to rates significantly exceeding payday loans and personal loans; Loss of personal property if unable to repay the pawn loan within the specified timeframe.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Acme Pawn North, Acme Pawn Original, Atlantic Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2648 S Parker Rd Suite 5, Aurora, CO 80014
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for unbanked or credit-constrained consumers who own valuable personal property and are researching short-term cash access without credit verification or formal lending processes. The critical caveat is that pawn loans are fundamentally collateral-based with high annualized costs; they work best as emergency short-term solutions, not ongoing borrowing, and require the consumer to accept losing their pledged items if unable to repay within the loan term.

Profile Signals

  • Cash-constrained consumers with valuable personal property who need immediate liquidity without credit verification
  • Individuals seeking to buy discounted merchandise or jewelry without financing
  • Those looking for layaway options to purchase items with minimal upfront commitment
  • Consumers who value keeping collateral risk localized rather than facing debt collection
Updated 2026-05-08

Similar Companies

Acme Pawn North logo

Acme Pawn North

Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.

BBB: NR

Profile signals: Individuals researching short-term cash access who have valuable collateral (jewelry, electronics, instruments, firearms), Bargain hunters seeking discounted used merchandise across multiple categories

Acme Pawn Original logo

Acme Pawn Original

Family-owned Colorado Springs pawn shop since 1976 offering collateral-based cash loans and buying/selling used merchandise across jewelry, firearms, electronics, and collectibles.

BBB: NR

Profile signals: Individuals researching short-term cash access loans against collateral they own (jewelry, firearms, instruments, electronics), Budget-conscious shoppers looking for discounted used merchandise across multiple categories

Atlantic Jewelry & Loan logo

Atlantic Jewelry & Loan

Atlantic Jewelry & Loan is a Denver pawn shop offering collateral-based loans, jewelry sales, repairs, and secondary services like check cashing and computer sales since 1991.

BBB: NR

Profile signals: Denver residents researching short-term cash access against jewelry or electronics collateral, Customers with broken jewelry who want on-site repair combined with pawn options

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Aurora, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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