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First Cash Pawn in Arlington, TX

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Arlington, TX First Cash Pawn at 831 E Pioneer Pkwy offers quick pawn loans and buying on-site.

Data compiled from public sources

First Cash Pawn Review

First Cash Pawn in Arlington, TX operates at 831 E Pioneer Pkwy, a standalone storefront on the city's east side. The store opens at 10AM most weekdays and Saturdays, extending to 7PM for your convenience, with weekend Sunday hours from 11AM to 6PM. This location serves Arlington residents and visitors looking for a straightforward pawn or selling experience.

This Arlington pawn shop accepts jewelry, electronics, tools, musical instruments, gaming systems, and similar items for immediate payment. Whether you want to pawn collateral for a short-term loan or sell items outright, the team works directly with you to evaluate what you bring in and offer fair pricing. For specific questions about rates, loan terms, or what's currently in stock, call (817) 265-9775.

If you're an Arlington resident with items to compare liquidation options or are researching emergency-cash options on collateral, bring a valid ID and your items—the transaction typically takes 15–30 minutes. The process is listed and designed for people who value speed and fair treatment. First Cash Pawn handles everyday lending and buying locally rather than online, so you get short-term cash access in hand.

Services & Features

Alternative collateral-based financing without credit bureau reporting
Cash purchases of jewelry and precious metals (gold, silver, platinum)
Consumer lending without employment verification
Gold buying services
Item valuation and on-the-spot cash payments
Layaway service with 10% down payment option
Lease-to-own financing through subsidiary AFF (15,000+ merchant partners)
Multi-location liquidity for customers across geographic footprint
Pawn loans secured by personal property (non-recourse)
Retail finance payment solutions through AFF
Retail sales of pawn merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Store locator and inventory search tools

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, D.C., UK, Mexico, Guatemala, Colombia, and El Salvador provides high listed accessibility
  • eligibility claim to verify or employment verification required for pawn loans, enabling access for credit-constrained consumers
  • short-term cash access-on-the-spot payments for items sold and fast pawn loan funding
  • Non-recourse loans mean no personal liability beyond losing the pledged item
  • Diverse merchandise inventory (jewelry, electronics, tools, appliances, sporting goods, instruments) creates retail shopping options
  • Layaway service with affordable 10% down payment provides alternative to credit for purchase financing
  • Subsidiary AFF operates 15,000+ retail merchant partnerships for lease-to-own and finance solutions
  • Publicly traded company (S&P MidCap 400, Russell 2000) providing corporate stability and transparency

Cons

  • Pawn loans carry high implicit interest rates when annualized, making them expensive relative to traditional lending
  • Requires surrender of personal property as collateral with risk of permanent loss if loan not repaid
  • Retail markups on resold pledged items create additional economic burden beyond loan interest
  • Limited transparency on website regarding specific interest rates, terms, fees, and loan terms by location
  • Pawn model incentivizes default through merchandise resale rather than repayment, creating perverse economics

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Arlington, TX. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 12 services including Pawn loans secured by personal property (non-recourse), Cash purchases of jewelry and precious metals (gold, silver, platinum), Retail sales of pawn merchandise (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Layaway service with 10% down payment option, Item valuation and on-the-spot cash payments, and 7 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Consumers researching emergency-cash options ($100-$5,000) with eligibility claim to verify within 24-48 hours, Individuals with poor/no credit history who may not meet traditional personal-loan criteria or payday loans, People with valuable items (jewelry, electronics, instruments, tools) willing to temporarily surrender property, Bargain hunters seeking discounted retail merchandise from resold or unclaimed pawn items.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, Mexico, Guatemala, Colombia, and El Salvador provides high listed accessibility; eligibility claim to verify or employment verification required for pawn loans, enabling access for credit-constrained consumers; short-term cash access-on-the-spot payments for items sold and fast pawn loan funding. Areas to consider: Pawn loans carry high implicit interest rates when annualized, making them expensive relative to traditional lending; Requires surrender of personal property as collateral with risk of permanent loss if loan not repaid.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
831 E Pioneer Pkwy, Arlington, TX 76010
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for consumers experiencing genuine financial emergencies who have valuable items to pledge and cannot access traditional credit, offering short-term cash access with eligibility claims to verify. The critical caveat is that pawn loans are fundamentally expensive financing when costs are annualized, and the non-recourse structure means borrowers risk permanent loss of property; this should be a last resort, not a primary lending source.

Profile Signals

  • Consumers researching emergency-cash options ($100-$5,000) with eligibility claim to verify within 24-48 hours
  • Individuals with poor/no credit history who may not meet traditional personal-loan criteria or payday loans
  • People with valuable items (jewelry, electronics, instruments, tools) willing to temporarily surrender property
  • Bargain hunters seeking discounted retail merchandise from resold or unclaimed pawn items
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Arlington, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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