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First Cash Pawn in Arlington, TX

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Arlington, TX's First Cash Pawn at 2916 S Cooper St offers quick cash loans, jewelry sales, and electronics pawn services at a standalone location open 7 days a week.

Data compiled from public sources

First Cash Pawn Review

First Cash Pawn operates at 2916 S Cooper St in Arlington, TX, offering pawn loans and sales of jewelry, electronics, and collectibles from a standalone storefront. This Arlington location is open Monday through Saturday from 9:30 AM to 7 PM and Sunday from 11 AM to 6 PM, making it convenient to visit whenever you have items to pawn or inventory to browse.

At this First Cash Pawn location in Arlington, TX, you can secure short-term cash access through a pawn loan on jewelry, electronics, tools, or other valuables, or sell items outright for cash on the spot. The team evaluates merchandise fairly and works with customers on flexible loan terms. Call +1 817-467-4466 to discuss specific items, ask about current inventory, or confirm hours.

Arlington residents looking for quick, straightforward pawn services should bring a government-issued ID and the item itself for an instant evaluation. Whether you need emergency funding or are looking for deals on quality pre-owned goods, First Cash Pawn provides a practical alternative to traditional lending. The store's consistent hours throughout the week make it an accessible option for your pawn needs in Arlington, TX.

Services & Features

Buy and sell general merchandise and collateral items
Consumer privacy protections and terms of use disclosures
Gold, silver, and platinum buying for immediate cash
In-store cash transactions and immediate payment
Layaway service with 10% down payment
Lease-to-own and retail finance solutions (via subsidiary AFF through 15,000+ merchant partners)
Multi-location operations across U.S., UK, and Latin America
Non-recourse lending (no deficiency liability)
Online presence with pawn FAQs and how-to guides
Pawn loans secured by personal property pledges
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator and inventory search tools

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Over 3,300 retail locations across 29 U.S. states plus D.C., UK, and Latin America for accessibility
  • Non-recourse pawn loans mean no deficiency judgments if collateral sells for less than owed
  • short-term cash access payment on the spot for items purchased or pawn loans
  • Diverse collateral acceptance beyond jewelry—electronics, tools, appliances, sporting goods, instruments
  • Layaway service with affordable 10% down payment option for budget-conscious shoppers
  • Active gold, silver, and platinum buying program for short-term cash access conversion of precious metals
  • Large publicly-traded company (S&P MidCap 400 and Russell 2000) with institutional stability

Cons

  • Pawn loans carry effectively high interest rates despite low stated fees when annualized
  • Risk of losing valuable personal property if unable to redeem loan by maturity date
  • Limited transparency on website regarding specific interest rates, fees, and loan terms by location
  • Targets financially constrained consumers who may lack better lending alternatives
  • Redemption periods and specific terms not detailed on website, requiring in-store inquiry

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Arlington, TX. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 12 services including Pawn loans secured by personal property pledges, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and platinum buying for immediate cash, Layaway service with 10% down payment, Buy and sell general merchandise and collateral items, and 7 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Individuals researching emergency-cash options quickly with eligibility claims to verify or underwriting delays, People with valuable personal property (jewelry, electronics, instruments) they can temporarily pledge, Consumers seeking an alternative to payday loans, title loans, or overdraft fees, Those looking to buy merchandise or layaway items at physical retail locations.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: Over 3,300 retail locations across 29 U.S. states plus D.C., UK, and Latin America for accessibility; Non-recourse pawn loans mean no deficiency judgments if collateral sells for less than owed; short-term cash access payment on the spot for items purchased or pawn loans. Areas to consider: Pawn loans carry effectively high interest rates despite low stated fees when annualized; Risk of losing valuable personal property if unable to redeem loan by maturity date.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2916 S Cooper St, Arlington, TX 76015
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for individuals in immediate financial need who have valuable personal property to pledge as collateral and need cash with eligibility claims to verify or application delays. The primary caveat is that pawn loans carry high effective interest rates and the borrower risks losing pledged items if unable to redeem before the loan matures, making this suitable only for short-term liquidity needs backed by non-essential collateral.

Profile Signals

  • Individuals researching emergency-cash options quickly with eligibility claims to verify or underwriting delays
  • People with valuable personal property (jewelry, electronics, instruments) they can temporarily pledge
  • Consumers seeking an alternative to payday loans, title loans, or overdraft fees
  • Those looking to buy merchandise or layaway items at physical retail locations
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Arlington, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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