Family Tree, Inc. logo

Family Tree, Inc. in Detroit, MI

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Detroit-based nonprofit housing and financial counseling agency established in 1998, HUD-certified and MSHDA-participating, serving families through housing placement and financial empowerment programs.

Data compiled from public sources

Family Tree, Inc. Review

Family Tree, Inc. was established in 1998 as a community-focused nonprofit organization headquartered in Detroit, Michigan. The agency operates under the mission to "reinvest in community by reinvesting in our families" with core values of empowerment, enhancement, and stabilization. Over its operational history, the organization has provided housing placement for over 1,075 individuals and families, demonstrating substantial community impact in the Detroit area.

Family Tree offers a comprehensive suite of housing and financial services designed to support family self-sufficiency. Their service portfolio includes home ownership and housing placement assistance, budgeting and financial management counseling, foreclosure prevention services, emergency food and child clothing assistance, and after-school workshops for boys and girls. The organization is HUD-certified for housing counseling and participates in the Michigan State Housing Development Authority (MSHDA) program network, positioning it within the formal framework of federally-recognized housing assistance providers.

The agency distinguishes itself through its listed track record of transitioning clients to independent living, with an 80% success rate for clients achieving stable housing outcomes. Family Tree's integrated approach combines immediate assistance (emergency food, clothing) with long-term skill-building (financial management, homeownership education), reflecting a holistic understanding of family stability. The organization's partnerships with United Way and government agencies (HUD, MSHDA) indicate credibility and alignment with established nonprofit standards.

Family Tree is appropriate for Detroit-area families seeking nonprofit counseling and housing assistance. The main limitation is geographic focus to Detroit, and the website provides minimal detail about program eligibility, wait times, or specific counseling methodologies. While their 80% independent living transition rate is positive, the website does not explain measurement criteria or long-term follow-up periods. Prospective clients should contact directly for program availability and current service capacity.

Services & Features

After-school workshops for boys
After-school workshops for girls
Budgeting and financial management counseling
Child clothing assistance
Community partnership and referral coordination
Emergency food assistance
Family empowerment and skills training
Foreclosure prevention counseling
HUD-certified housing counseling
Home ownership education and assistance
Housing placement and relocation services
Transition planning to independent living

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • HUD-certified housing counselor agency with federal credibility and oversight
  • 80% success rate transitioning clients from housing assistance to independent living
  • MSHDA participating agency, integrated into Michigan's official housing assistance network
  • Serves over 1,075 families since 1998, demonstrating sustained operational track record
  • Comprehensive services spanning emergency assistance, counseling, and skills training in one organization
  • Partnerships with United Way, indicating community trust and nonprofit accreditation
  • No-cost services (free-help category), removing financial barriers to counseling

Cons

  • Website contains a non-functional contact form ("server encountered an error"), limiting online inquiry capability
  • Minimal detail on program eligibility criteria, wait times, or service capacity constraints
  • Geographic limitation to Detroit area; no indication of service area boundaries or remote counseling options
  • Limited information on specific counseling methodologies, staff credentials, or outcome measurement definitions
  • Website last updated 2020 with no recent content refresh, raising questions about current program status

State Consumer Finance Context

This is state-level context for Free Help consumers in Detroit, MI. It does not confirm that Family Tree, Inc. or this specific location is licensed.

State regulator

Michigan Department of Insurance and Financial Services

Key state rules to check

  • Payday loans (deferred presentment) capped at $600 with tiered fees: 15% first $100, 14% on $100-$200, 13% on $200-$300, etc.
  • Maximum loan term is 31 days; rollovers prohibited.
  • Borrowers limited to one payday loan at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Family Tree, Inc. offer?

Family Tree, Inc. offers 12 services including HUD-certified housing counseling, Home ownership education and assistance, Housing placement and relocation services, Budgeting and financial management counseling, Foreclosure prevention counseling, and 7 more.

What profile signals are listed for Family Tree, Inc.?

Family Tree, Inc. has profile signals associated with Detroit-area families seeking HUD-certified housing counseling and foreclosure prevention, Low-income individuals needing emergency assistance (food, clothing) combined with financial coaching, Families transitioning from homelessness or housing instability to independent living, Parents seeking after-school youth programming alongside family financial management support.

What are the strengths and weaknesses of Family Tree, Inc.?

Key strengths: HUD-certified housing counselor agency with federal credibility and oversight; 80% success rate transitioning clients from housing assistance to independent living; MSHDA participating agency, integrated into Michigan's official housing assistance network. Areas to consider: Website contains a non-functional contact form ("server encountered an error"), limiting online inquiry capability; Minimal detail on program eligibility criteria, wait times, or service capacity constraints.

How does Family Tree, Inc. compare to similar companies?

In the Free Help category, comparable providers include Central Detroit Christian, Greenpath Financial Wellness, THE DEBT SURVIVOR. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Detroit, MI
BBB Accredited
No
Certifications
HUD-Approved
Visit Family Tree, Inc.

CreditDoc Profile Note

Research Note on Family Tree, Inc.

Family Tree is profile signals for Detroit-area families seeking comprehensive, free HUD-certified housing and financial counseling combined with emergency assistance. The primary caveat is geographic limitation to Detroit and minimal website transparency about current program availability, eligibility, and operational capacity; direct contact is essential before assuming service availability.

Profile Signals

  • Detroit-area families seeking HUD-certified housing counseling and foreclosure prevention
  • Low-income individuals needing emergency assistance (food, clothing) combined with financial coaching
  • Families transitioning from homelessness or housing instability to independent living
  • Parents seeking after-school youth programming alongside family financial management support
Updated 2026-05-08

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Quick Summary

  • Family Tree, Inc. is listed as a Free Help provider in Detroit, MI on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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