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EZPAWN in Lakewood, CO

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Lakewood, CO's EZPAWN at 7620 W Colfax Ave offers fast cash loans on personal items with flexible terms and extended hours daily.

Data compiled from public sources

EZPAWN Review

EZPAWN in Lakewood, CO is located at 7620 W Colfax Ave, serving the Lakewood community with a standalone storefront. This Lakewood pawn shop is open Monday through Friday from 9 AM to 7 PM, Saturday 9 AM to 6 PM, and Sunday noon to 5 PM, making it convenient for locals to access short-term cash access solutions during extended hours.

At this Lakewood location, EZPAWN specializes in providing short-term cash loans in exchange for personal items like jewelry, electronics, musical instruments, and tools. Whether you need short-term funds or are looking to buy quality secondhand merchandise, the knowledgeable staff at 303-237-7296 can guide you through the process and answer questions about rates and terms.

For Lakewood residents seeking short-term cash access with eligibility claims to verify, bring a valid ID and the item you'd like to pledge or sell. EZPAWN has served Colorado customers for years with straightforward transactions, fair pricing, and a published application timing process that typically takes minutes.

Services & Features

EZ+ Rewards Program with points earning on pawns, redemptions, sales, and purchases
Firearm loans and firearm purchases with expert evaluation and secure on-site storage
Gold and diamond jewelry buying with precious metal testing for fair pricing
Instant Quote tool for electronics valuation
Jewelry VIP Program with guaranteed loan amounts and trade-up credits
Layaway with 10% down payment and monthly installment options
Online pawn extension and layaway payment management (geographic restrictions apply)
Online shop with daily new arrivals and thousands of pre-owned items
Pawn loans on items in working condition with cash disbursement
Product Protection Plans for electronics and audio/video equipment
Retail sales of pre-owned electronics, jewelry, tools, gaming equipment, musical instruments, handbags, and sneakers
Take Today payment plans through third-party financing (up to 12 months depending on eligibility)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended store hours (9 AM–7 PM most days) enable convenient access for working customers
  • Daily inventory rotation ensures fresh merchandise selection and competitive pricing (25-70% off retail)
  • Instant Quote online tool provides real-time electronics valuations without in-store visit
  • EZ+ Rewards Program offers points accumulation on pawns, purchases, and redemptions with online management
  • listed Jewelry VIP Program includes guaranteed loan amounts and 100% trade-up credit on future purchases
  • On-site secure firearm storage eliminates customer storage concerns for valuable collateral
  • Flexible payment options including layaway (10% down with monthly payments) and Take Today financing up to 12 months

Cons

  • Pawn loans carry inherent risk of item forfeiture if redemption terms are not met within specified timeframes
  • Geographic restrictions on online payment services (unavailable in Arizona, Oregon, Pennsylvania) limit accessibility for some customers
  • Firearm redemption requires background checks and additional conditions that may delay or prevent item recovery
  • Pre-owned merchandise disclaimer indicates no brand owner endorsement or affiliation, limiting consumer recourse for quality disputes
  • Limited information provided on loan terms, interest rates, fees, and redemption timelines on website — critical details require in-store consultation

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Lakewood, CO. It does not confirm that EZPAWN or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Money services context in Colorado

Short-term lending status: Restricted

General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does EZPAWN offer?

EZPAWN offers 12 services including Pawn loans on items in working condition with cash disbursement, Retail sales of pre-owned electronics, jewelry, tools, gaming equipment, musical instruments, handbags, and sneakers, Gold and diamond jewelry buying with precious metal testing for fair pricing, Firearm loans and firearm purchases with expert evaluation and secure on-site storage, Layaway with 10% down payment and monthly installment options, and 7 more.

What profile signals are listed for EZPAWN?

EZPAWN has profile signals associated with Consumers researching short-term cash access who own valuable items (electronics, jewelry, firearms, tools) they're willing to use as collateral, Budget-conscious shoppers seeking significant discounts (25-70% off) on pre-owned brand-name merchandise and willing to accept used items, Individuals with specialty items like firearms or high-value jewelry seeking expert appraisal and secure storage solutions, Layaway shoppers preferring structured payment plans with low down payments (10%) and flexible monthly installments.

What are the strengths and weaknesses of EZPAWN?

Key strengths: Extended store hours (9 AM–7 PM most days) enable convenient access for working customers; Daily inventory rotation ensures fresh merchandise selection and competitive pricing (25-70% off retail); Instant Quote online tool provides real-time electronics valuations without in-store visit. Areas to consider: Pawn loans carry inherent risk of item forfeiture if redemption terms are not met within specified timeframes; Geographic restrictions on online payment services (unavailable in Arizona, Oregon, Pennsylvania) limit accessibility for some customers.

How does EZPAWN compare to similar companies?

In the Pawn Shops category, comparable providers include Acme Pawn North, Acme Pawn Original, Atlantic Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
7620 W Colfax Ave, Lakewood, CO 80214
BBB Accredited
No
Visit EZPAWN

CreditDoc Profile Note

Research Note on EZPAWN

EZPAWN is profile signals for consumers in immediate financial need who own valuable collateral items, or budget shoppers seeking steep discounts on pre-owned merchandise. The main caveat is that pawn loans are short-term, high-cost debt with forfeiture risk—customers must understand redemption deadlines, applicable fees, and interest rates (not disclosed on website) before pledging items. This is not a credit-building or long-term financing solution.

Profile Signals

  • Consumers researching short-term cash access who own valuable items (electronics, jewelry, firearms, tools) they're willing to use as collateral
  • Budget-conscious shoppers seeking significant discounts (25-70% off) on pre-owned brand-name merchandise and willing to accept used items
  • Individuals with specialty items like firearms or high-value jewelry seeking expert appraisal and secure storage solutions
  • Layaway shoppers preferring structured payment plans with low down payments (10%) and flexible monthly installments
Updated 2026-05-08

Similar Companies

Acme Pawn North logo

Acme Pawn North

Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.

BBB: NR

Profile signals: Individuals researching short-term cash access who have valuable collateral (jewelry, electronics, instruments, firearms), Bargain hunters seeking discounted used merchandise across multiple categories

Acme Pawn Original logo

Acme Pawn Original

Family-owned Colorado Springs pawn shop since 1976 offering collateral-based cash loans and buying/selling used merchandise across jewelry, firearms, electronics, and collectibles.

BBB: NR

Profile signals: Individuals researching short-term cash access loans against collateral they own (jewelry, firearms, instruments, electronics), Budget-conscious shoppers looking for discounted used merchandise across multiple categories

Atlantic Jewelry & Loan logo

Atlantic Jewelry & Loan

Atlantic Jewelry & Loan is a Denver pawn shop offering collateral-based loans, jewelry sales, repairs, and secondary services like check cashing and computer sales since 1991.

BBB: NR

Profile signals: Denver residents researching short-term cash access against jewelry or electronics collateral, Customers with broken jewelry who want on-site repair combined with pawn options

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Quick Summary

  • EZPAWN is listed as a Pawn Shops provider in Lakewood, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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