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EZPAWN in Colorado Springs, CO

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Colorado Springs, CO's EZPAWN at 1654 S Circle Dr provides fast pawn loans, buying, and trading services for the south side.

Data compiled from public sources

EZPAWN Review

EZPAWN's South Circle Drive location serves Colorado Springs residents on the city's south side at 1654 S Circle Dr. Open Monday through Friday 9 AM to 7 PM and Saturday 9 AM to 6 PM, this standalone pawn shop is a convenient neighborhood fixture in Colorado Springs, CO for those seeking short-term cash access solutions.

At this Colorado Springs location, the shop specializes in pawn loans against jewelry, electronics, tools, and other valuable items, as well as buying and selling merchandise. The team handles quick appraisals and fair loan offers. Call (719) 634-3252 to check current inventory, discuss loan terms, or ask about items you'd like to pawn or sell.

Colorado Springs residents in the south part of town should bring a valid government-issued ID when visiting this S Circle Dr location. EZPAWN focuses on accessible lending with rate claims to verify and listed terms for fast financial solutions.

Services & Features

EZ+ Rewards Program with online pawn and layaway management
Firearm loans and sales with secure storage at select locations
Gold and diamond jewelry buying with expert testing and fair pricing
Gold and precious metals buying for items of any weight or karat
Jewelry VIP Program with guaranteed loan amounts and trade-up benefits
Layaway option with 10% down payment and monthly installments
Online instant quote tool for electronics valuation
Online shop with daily new arrivals and browsing
Pawn loans on items in working condition with on-site appraisal and instant cash
Product Protection Plans for electronics and merchandise
Retail merchandise sales of pre-owned brand-name items at 25-70% discounts
Third-party financing payment plans up to 12 months

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Instant cash on the spot with eligibility claim to verify for pawn loans
  • Online Instant Quote tool provides estimated item value in seconds before visiting store
  • EZ+ Rewards Program earns points on pawn, redemption, sell, and purchase transactions
  • Expert gold and diamond jewelry buyers providing market-pricing context to compare with on-site testing
  • Wide selection of brand-name pre-owned merchandise at 25-70% below retail prices
  • Flexible payment options including 10% down layaway and third-party financing up to 12 months
  • listed firearm services with secure on-site storage and appraisal experience context

Cons

  • Pawn loans are short-term debt requiring redemption within set timeframes; non-redemption results in merchandise forfeiture
  • Loan amounts and terms determined by individual store appraisal discretion, creating variability across locations
  • Online payments not available in Arizona, Oregon, or Pennsylvania, limiting convenience for customers in those states
  • Requires customers to own items of sufficient value; not accessible to those without valuable collateral
  • Transaction fees apply to pawn loans per terms and conditions, reducing net cash received

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Colorado Springs, CO. It does not confirm that EZPAWN or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Money services context in Colorado

Short-term lending status: Restricted

General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does EZPAWN offer?

EZPAWN offers 12 services including Pawn loans on items in working condition with on-site appraisal and instant cash, Gold and diamond jewelry buying with expert testing and fair pricing, Firearm loans and sales with secure storage at select locations, Retail merchandise sales of pre-owned brand-name items at 25-70% discounts, Online instant quote tool for electronics valuation, and 7 more.

What profile signals are listed for EZPAWN?

EZPAWN has profile signals associated with Individuals researching emergency-cash options who own valuable items and can verify redemption terms within the loan period, Sellers of gold, diamonds, jewelry, or firearms seeking immediate payment from expert appraisers, Budget-conscious shoppers seeking deeply discounted brand-name pre-owned electronics, tools, and merchandise, People seeking flexible payment options through layaway or financing without traditional credit approval.

What are the strengths and weaknesses of EZPAWN?

Key strengths: Instant cash on the spot with eligibility claim to verify for pawn loans; Online Instant Quote tool provides estimated item value in seconds before visiting store; EZ+ Rewards Program earns points on pawn, redemption, sell, and purchase transactions. Areas to consider: Pawn loans are short-term debt requiring redemption within set timeframes; non-redemption results in merchandise forfeiture; Loan amounts and terms determined by individual store appraisal discretion, creating variability across locations.

How does EZPAWN compare to similar companies?

In the Pawn Shops category, comparable providers include Acme Pawn North, Acme Pawn Original, Atlantic Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1654 S Circle Dr, Colorado Springs, CO 80910
BBB Accredited
No
Visit EZPAWN

CreditDoc Profile Note

Research Note on EZPAWN

EZPAWN is profile signals for individuals researching short-term cash access who own valuable items (electronics, jewelry, firearms, tools) and can redeem loans within the required timeframe. The primary caveat is that pawn loans are short-term collateral-based transactions that do not build credit history, and non-redemption results in permanent loss of the item; customers must ensure they can afford repayment or be comfortable forfeiting collateral.

Profile Signals

  • Individuals researching emergency-cash options who own valuable items and can verify redemption terms within the loan period
  • Sellers of gold, diamonds, jewelry, or firearms seeking immediate payment from expert appraisers
  • Budget-conscious shoppers seeking deeply discounted brand-name pre-owned electronics, tools, and merchandise
  • People seeking flexible payment options through layaway or financing without traditional credit approval
Updated 2026-05-08

Similar Companies

Acme Pawn North logo

Acme Pawn North

Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.

BBB: NR

Profile signals: Individuals researching short-term cash access who have valuable collateral (jewelry, electronics, instruments, firearms), Bargain hunters seeking discounted used merchandise across multiple categories

Acme Pawn Original logo

Acme Pawn Original

Family-owned Colorado Springs pawn shop since 1976 offering collateral-based cash loans and buying/selling used merchandise across jewelry, firearms, electronics, and collectibles.

BBB: NR

Profile signals: Individuals researching short-term cash access loans against collateral they own (jewelry, firearms, instruments, electronics), Budget-conscious shoppers looking for discounted used merchandise across multiple categories

Atlantic Jewelry & Loan logo

Atlantic Jewelry & Loan

Atlantic Jewelry & Loan is a Denver pawn shop offering collateral-based loans, jewelry sales, repairs, and secondary services like check cashing and computer sales since 1991.

BBB: NR

Profile signals: Denver residents researching short-term cash access against jewelry or electronics collateral, Customers with broken jewelry who want on-site repair combined with pawn options

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Quick Summary

  • EZPAWN is listed as a Pawn Shops provider in Colorado Springs, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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