EZ Pawn Corp New York, NY — Family-owned pawnbroker with 17 NYC locations offering collateral-based loans, jewelry appraisal, and retail sales since 1996.
Data compiled from public sources · Rating from CreditDoc methodology
EZ Pawn Corp is a family-owned pawnbroking business established in 1996 by David Kaminsky, continuing a three-generation legacy that began when his father Martin founded Gem Pawnbrokers in Brooklyn in 1947. The company operates 17 conveniently located stores throughout New York City and positions itself as a community-focused financial institution built on integrity and trustworthy transactions.
The company offers collateral-based loans where customers bring items of value for appraisal by knowledgeable loan officers, receiving cash immediately upon agreement. Their loan calculator advertises a 4% monthly rate (48% APR), with the company noting that fees are subject to change and may include storage and handling charges. For military members on active duty and dependents, they offer 36% APR in compliance with the Military Lending Act. Beyond lending, EZ Pawn Corp operates a retail business buying and selling used merchandise, particularly jewelry and electronics.
EZ Pawn Corp distinguishes itself through multi-generational family ownership, emphasis on customer service quality, and community involvement. The company partners with charities including the Kiss Cares Coat Drive and NYC AIDS Walk. They maintain an educational presence through blog content addressing pawnshop misconceptions and processes. Customer testimonials highlight competitive pricing, professional service, and knowledgeable staff, particularly regarding jewelry evaluation.
As a pawnbroker, EZ Pawn Corp serves customers needing short-term bridge loans but operates in a high-interest lending space. Borrowers should be aware that failure to reclaim pawned items results in loss of collateral, and the 4% monthly rate compounds significantly over time. The company's expansion to 17 locations and positive media coverage (CBS 2 New York, New York Times) suggest operational stability, though customers should carefully understand all fees before borrowing.
Yes. EZ Pawn Corp is a registered company, headquartered in New York, NY.
Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.
CreditDoc Diagnosis
EZ Pawn Corp is best for NYC residents facing genuine financial emergencies who have valuable collateral and understand that pawn loans are short-term solutions, not long-term financing. The critical caveat is that the 4% monthly rate (48% APR) becomes extremely expensive beyond a few months, and any failure to repay means permanent loss of your pledged item—making this suitable only for those who can realistically reclaim their collateral within weeks.
Big Daddy's Jewelry and Pawn is a Denver-based pawn shop offering collateral-based loans and jewelry/precious metals buying services.
Best for: People with immediate cash needs and valuable jewelry or items to pledge, Individuals without access to traditional credit who own collateral of value
GEM Pawnbrokers New York, NY — GEM Pawnbrokers is a 73-year-old family-owned pawnbroking business operating 28 locations across NYC and Greater NY, offe...
Best for: Individuals needing immediate cash without credit checks or income verification, People with high-value luxury items, watches, or electronics they're willing to use as collateral
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying services.
Best for: Cash-constrained consumers needing immediate funds against personal property collateral, Individuals with poor or no credit history who cannot qualify for traditional personal loans
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to EZ Pawn Corp and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.