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EZ Pawn Corp New York, New York — Family-owned pawnbroker chain operating 17 locations across New York City since 1996, offering collateral-based loans ...
Data compiled from public sources
EZ Pawn Corp is a third-generation pawnbroking business founded in 1996 by David Kaminsky, whose grandfather Martin established Gem Pawnbrokers in Brooklyn in 1947. The company traces its roots to post-WWII New York and has expanded to 17 conveniently located stores throughout New York City. The business maintains family operational control and emphasizes the continuity of experience context passed down across three generations of pawnbroking experience.
EZ Pawn Corp offers core pawnshop services including collateral-based loans where customers bring items of value for appraisal and short-term cash access disbursement. The company advertises a loan rate of 4% per month, with a loan calculator showing example fees. They also operate a buy/sell retail operation for jewelry, electronics, and other merchandise. The company explicitly notes it serves those in Active Duty military and their dependents under the Military Lending Act at 36% APR. Customers can receive same-day cash loans with eligibility claims to verify, typical of pawn operations.
EZ Pawn Corp distinguishes itself through emphasis on customer service quality, trained loan officers for appraisals, professional store operations, and community involvement. The company partners with charities including Kiss Cares Coat Drive and NYC AIDS Walk. They have received media coverage from CBS 2 New York and The New York Times, positioning themselves as a growing alternative to traditional lending. Leadership actively discusses serving customers seeking short-term bridge loans and bargain retail shopping.
Prospective customers should understand that pawnshop loans are secured by personal property, require item surrender, and carry monthly interest rates higher in listed context than traditional credit (4% monthly equals 48% APR). The website discloses that fees are subject to change and exclude storage, handling, and potential late fees. Like all pawn operations, this is a collateral-based lending model with redemption requirements, not unsecured personal credit.
This is state-level context for Pawn Shops consumers in New York, NY. It does not confirm that EZ Pawn Corp or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
EZ Pawn Corp offers 10 services including Pawn loans—collateral-based short-term loans against personal items, Item appraisal by trained loan officers, Immediate cash disbursement in-store (same-day), Loan agreements and documentation, Buy/sell services for jewelry, electronics, and valuables, and 5 more.
EZ Pawn Corp has profile signals associated with Consumers researching short-term cash access ($100-$1000+) within hours without credit evaluation, Individuals with valuable items (jewelry, electronics, watches) willing to use them as collateral for short-term bridge loans, People in financial emergencies who can secure reliable repayment within weeks or months, Active duty military members who qualify for the 36% APR Military Lending Act provision.
Key strengths: Immediate same-day cash with eligibility claims to verify or background verification; Three generations of family experience context in pawnbroking and valuations since 1947; 17 conveniently located stores across New York City for accessibility. Areas to consider: Monthly interest rate of 4% (48% APR) is higher in listed context than traditional personal loans or credit cards; Customers lose possession of their item during the loan period with redemption deadline requirements.
In the Pawn Shops category, comparable providers include 24hr pawn shop, A-1 Pawn Brokers, Abe Mor Diamonds. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
EZ Pawn Corp is profile signals for consumers in genuine financial emergencies who have valuable collateral and can repay within weeks, not months or years. The critical caveat is that 4% monthly interest (48% APR) makes this an expensive borrowing option compared to personal loans, credit cards, or credit union PALs—use only when speed and lack of credit review are essential, and understand that failure to reclaim the item forfeits your collateral permanently.
NYC-based pawn shop offering same-day cash for luxury watches, jewelry, diamonds, and electronics with extended hours until 2 AM on weekdays.
Profile signals: Individuals researching short-term cash access for luxury items (watches, jewelry, diamonds) without appointment hassles, Night-shift or late-evening workers who need pawn services outside standard business hours
A-1 Pawn Brokers offers collateral-based loans and direct purchases of valuables including gold, silver, diamonds, and watches with 35+ years of experience.
Profile signals: Consumers with poor or no credit history who are researching short-term cash access and may not meet traditional loan criteria, Individuals with valuable items (jewelry, watches, coins) they're willing to pledge short-term for liquidity
Family-owned diamond and jewelry buyer/seller in NYC since 1954, offering both retail purchases and consignment sales through their online platform.
Profile signals: Jewelry store owners and retailers seeking wholesale diamond inventory with personalized supplier relationships, NYC-based consumers selling inherited diamonds or jewelry who prefer local in-person evaluation
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