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EZ Money Pawn is a pawn shop located in Tucson, AZ offering collateral-based loans and cash for personal items. They operate six days a week with extended hours.
Data compiled from public sources
EZ Money Pawn operates as a traditional pawn shop in Tucson, Arizona, serving the local community's short-term cash needs. The business is physically located at 903 W Irvington Rd in Tucson's 85074 zip code and maintains consistent operating hours throughout most of the week. Pawn shops like EZ Money Pawn provide a fast alternative to traditional lending by accepting personal items of value as collateral for short-term loans.
This business model has been a fixture in consumer finance for decades, particularly serving individuals who need quick access to cash with eligibility claims to verify. EZ Money Pawn's primary function is to lend money against personal property, with the understanding that customers can reclaim their items by repaying the loan plus interest and fees within a specified period. What distinguishes EZ Money Pawn from other financial services is its immediate accessibility and lack of credit requirements—customers need only have items of sufficient value.
The shop operates Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 6:00 PM, and Sunday from 11:00 AM to 5:00 PM, providing flexibility for working individuals. The business can be reached at (520) 344-8630 for inquiries about loan terms, accepted items, or current business hours. EZ Money Pawn is best suited for consumers facing unexpected financial emergencies who have items of value available and need same-day or next-day cash.
However, pawn loans typically carry high effective interest rates and carry the risk of losing personal property if the loan cannot be repaid. This service should be considered carefully as a temporary solution rather than a sustainable financial strategy, and consumers should compare terms with alternative emergency lending options before proceeding.
This is state-level context for Pawn Shops consumers in Tucson, AZ. It does not confirm that EZ Money Pawn or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
EZ Money Pawn offers 8 services including Collateral-based short-term loans using personal items as security, Cash loans against jewelry and precious metals, Immediate same-day funding without credit checks, Item appraisal and valuation services, Loan repayment and item redemption services, and 3 more.
EZ Money Pawn has profile signals associated with Individuals with unexpected emergency expenses who have items of personal value available as collateral, People with poor or no credit history who cannot qualify for traditional emergency loans, Consumers who need access to cash within hours rather than days and are willing to pay premium rates.
Key strengths: Extended weekday hours (9:00 AM - 7:00 PM Monday-Friday) accommodate working individuals; eligibility claim to verify to obtain a loan; listed funding timing available for short-term cash needs. Areas to consider: Pawn loans typically carry significantly higher effective interest rates than traditional personal loans or credit alternatives; Risk of permanent loss of personal property if loan repayment deadline is missed.
In the Pawn Shops category, comparable providers include TitleBucks Title Loans, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
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CreditDoc Profile Note
EZ Money Pawn is profile signals for individuals experiencing genuine financial emergencies who have items of value and cannot access credit through traditional means. The primary caveat is that pawn loans are expensive short-term solutions with high effective interest rates and the risk of losing personal property, making them unsuitable for ongoing or recurring financial needs.
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