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Extra Cash Pawn operates three Oklahoma City locations offering collateral-based loans on jewelry, firearms, musical instruments, and general merchandise with same-day funding.
Data compiled from public sources
Extra Cash Pawn is a multi-location pawn shop operating in Oklahoma City with three retail locations on MacArthur Boulevard, Hefner Road, and Western Avenue. The business has been established to serve customers seeking quick access to cash through collateral-based lending arrangements. The company emphasizes a professional, clean, and secure environment as a differentiator in the pawn shop industry.
Extra Cash Pawn's primary services include short- and long-term pawn loans on a wide range of merchandise categories. They specialize in designer and custom jewelry, gold, firearms and accessories, musical instruments, and brand-name merchandise. The company also buys and sells items directly, operates an online store with curbside pickup options, and offers a MobilePawn app for customers to renew loans and make layaway payments. All three locations maintain consistent hours: Monday-Friday 9am-6pm, Saturday 9am-6pm, and Sunday 12pm-5pm.
The company distinguishes itself through claims of maintaining "the cleanest pawnshop," emphasizing a friendly and safe environment, and offering a wide variety of brand-name merchandise at discounted prices. They promote confidentiality and convenience in their lending process. The addition of an online shopping platform with curbside pickup and a mobile app for loan management represents efforts to modernize the traditional pawn shop model.
As a pawn shop, Extra Cash Pawn provides short-term liquidity through collateral-based loans rather than traditional credit products. Customers must own items of sufficient value and be willing to pledge them as collateral. The company does not disclose interest rates, fees, loan terms, or other financial details on their website, which is typical for the pawn shop category but limits transparency. This is a legitimate financial service for those needing immediate cash without credit checks, though it requires surrendering personal property temporarily or permanently.
This is state-level context for Pawn Shops consumers in Oklahoma City, OK. It does not confirm that Extra Cash Pawn or this specific location is licensed.
State regulator
Oklahoma Department of Consumer Credit
Consumer protection
Short-term lending status: Legal
General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300
Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Extra Cash Pawn offers 12 services including Pawn loans on designer and custom jewelry, Pawn loans on gold and precious metals, Pawn loans on firearms and accessories, Pawn loans on musical instruments, Pawn loans on brand-name merchandise, and 7 more.
Extra Cash Pawn is best suited for Individuals needing immediate cash who own valuable items (jewelry, instruments, firearms) and prefer to avoid credit inquiries, People seeking short-term liquidity without credit approval requirements, Customers looking to buy discounted brand-name merchandise or firearms.
Key strengths: Three conveniently located Oklahoma City stores with consistent operating hours and online shopping; Accepts wide variety of collateral including jewelry, firearms, musical instruments, and brand merchandise; Emphasizes clean, professional, and secure environment per customer testimonials. Areas to consider: Website provides no information on interest rates, fees, or loan terms, making cost comparison impossible; Pawn loans require surrendering personal property, creating risk of permanent loss if unable to repay.
In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
Extra Cash Pawn is best for Oklahoma City residents or visitors who own valuable items and need immediate cash without credit checks or underwriting delays. The primary caveat is that pawn loans require pledging personal property as collateral—if the loan is not repaid, the item is forfeited—and the website does not disclose interest rates or fees, making it impossible to assess the true cost of borrowing before visiting a location.
102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.
Best for: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions
Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.
Best for: Individuals needing immediate cash and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items
Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.
Best for: Consumers who own valuable items and need immediate cash without credit checks, People seeking short-term collateral-based loans rather than unsecured debt
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