No verified Google rating available.
Multi-location pawn shop in Oklahoma City offering collateral-based loans on jewelry, firearms, musical instruments, and general merchandise with both in-store and online shopping options.
Data compiled from public sources
Extra Cash Pawn operates three locations across Oklahoma City, positioning itself as a pawn shop offering short and long-term loans on personal items. The company emphasizes a professional, clean, and secure environment for customers seeking quick access to cash. Founded with a focus on customer service, Extra Cash Pawn has built a reputation through competitive pricing and a wide variety of merchandise categories.
The company's primary service is providing pawn loans on collateral including gold, jewelry, firearms, musical instruments, and general brand-name merchandise. Customers can also buy and sell items directly. Extra Cash Pawn offers both traditional in-store services and modern conveniences including an online shopping platform (shop.extracashpawn.com), curbside pickup, and a MobilePawn app for loan renewals and layaway payments. Their loan terms are described as flexible, with options for short and long-term arrangements.
Extra Cash Pawn distinguishes itself through operational cleanliness and professionalism—specifically highlighted as "the cleanest pawnshop" by customers. The company maintains consistent hours across all three locations (Monday-Friday 9am-6pm, Saturday 9am-6pm, Sunday 12pm-5pm) and emphasizes confidentiality in transactions. Their product categories span luxury items (designer jewelry), recreational equipment (firearms and accessories), entertainment (musical instruments), and general merchandise, creating a diverse inventory.
As a traditional pawn shop, Extra Cash Pawn's business model relies on collateral-based lending, which means customers must own items of sufficient value to qualify for loans. While the company advertises quick and convenient service, pawn loans carry inherent limitations compared to unsecured personal loans—loan amounts are capped by item value, and failure to repay results in loss of collateral. The company does not publicly disclose interest rates, terms, or specific loan conditions on their website, requiring customers to visit in person or contact locations directly for detailed loan information.
This is state-level context for Pawn Shops consumers in Oklahoma City, OK. It does not confirm that Extra Cash Gold & Loan or this specific location is licensed.
State regulator
Oklahoma Department of Consumer Credit
Consumer protection
Short-term lending status: Legal
General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300
Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Extra Cash Gold & Loan offers 10 services including Short-term collateral-based pawn loans on gold and jewelry, Long-term pawn loans on merchandise, Purchase and sale of designer and custom jewelry, Firearms and accessories buying, selling, and pawn loans, Musical instruments buying, selling, and pawn loans, and 5 more.
Extra Cash Gold & Loan is best suited for Individuals with valuable items (jewelry, instruments, firearms) who need short-term cash quickly, Customers seeking to buy discounted brand-name merchandise or specialty items, People who prefer confidential transactions and want to avoid credit checks, Those looking to renew existing pawn loans or make layaway payments through mobile app.
Key strengths: Three conveniently located Oklahoma City branches with consistent operating hours; Modern digital options including online shopping, curbside pickup, and MobilePawn app for loan renewals; Wide variety of merchandise categories: jewelry, firearms, musical instruments, and brand-name goods. Areas to consider: Loan amounts strictly limited by collateral value—not suitable for larger cash needs; No interest rates, fees, or loan terms publicly disclosed on website; requires in-person inquiry.
In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
Extra Cash Pawn is best for Oklahoma City residents with valuable collateral who need quick cash and prefer confidential transactions without credit checks. The main caveat is that loan amounts are strictly limited by item value, making this unsuitable for larger cash needs, and customers must be willing to risk losing collateral if unable to repay.
102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.
Best for: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions
Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.
Best for: Individuals needing immediate cash and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items
Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.
Best for: Consumers who own valuable items and need immediate cash without credit checks, People seeking short-term collateral-based loans rather than unsecured debt
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Extra Cash Gold & Loan and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence editorial reviews, page order, or recommendations; visible star ratings use stored Google review ratings when available. Learn more.