Employees United Federal Credit Union (EUFCU) was established on February 6, 1975, by local UFCW Union members working at Campbell Soup Supply Company. The organization was created to address the financial needs of hourly employees in the region. As a federal credit union, it operates as a member-owned, not-for-profit institution governed by a volunteer board of directors elected by members at annual meetings. Despite its historical connection to Campbell Soup, EUFCU operates independently and is not subject to Campbell Soup's operational policies.
EUFCU offers a range of core financial services typical of community credit unions. These include car loans (advertised as low as 4.5% APR), online and mobile banking platforms, ATM card access, wire transfers, bill pay services, and notary services. Members can access home banking and mobile banking options for account management. The credit union maintains physical locations and provides direct member contact options for service inquiries.
What distinguishes EUFCU is its highly restricted field of membership. Eligibility is limited to employees of specific employers: Campbell's Soup, Lamar County government, City of Paris, Paris Regional Medical Center, Lamar County Appraisal District, and Cargill, plus their family members. This employer-based membership structure is typical of occupational credit unions but significantly limits who can join. The organization explicitly maintains independence from Campbell Soup despite the historical employee base.
EUFCU appears to be a stable, traditional community credit union serving a defined membership base in the Paris, Texas area. However, potential members should note the strict eligibility requirements based on employer affiliation. The website provides limited detail about deposit products, loan terms beyond car loans, or specific rates on savings accounts, which may require direct contact to fully evaluate membership benefits.