Electricians' Local 349 logo

Electricians' Local 349 in Miami, FL

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IBEW Local Union 349 is a labor union representing electricians in South Florida since 1904, offering member benefits including insurance, pension, and financial services.

Data compiled from public sources

Electricians' Local 349 Review

IBEW Local Union 349 is the International Brotherhood of Electrical Workers' local chapter serving South Florida's electrical industry for over 120 years. Established in 1904, the organization represents unionized electricians and provides comprehensive member support across the region. The union maintains active participation in major construction projects like Miami Freedom Park and organizes community events and social gatherings for members and their families.

The union offers a range of member-focused financial and insurance benefits. These include journeyman and apprentice insurance programs with separate East Coast and West Coast coverage options, retiree insurance benefits, pension plans, and online dues payment systems. Members can access a dedicated member portal for account management, insurance information, and union communications. The organization also manages an apprenticeship school and job dispatch system for members seeking work opportunities.

What distinguishes IBEW Local 349 is its deep integration into the South Florida electrical trades community and its multi-generational presence. The union combines traditional labor representation with modern member services, including online account access and text alert notifications. Their involvement in major union construction projects and community events reflects both workplace advocacy and family-oriented member engagement.

As a labor union rather than a traditional consumer finance company, IBEW Local 349 serves a listed membership base of electricians and apprentices. The website provides limited public information about specific financial product terms, rates, or eligibility requirements outside the member portal. Prospective members should contact the union directly to understand full benefits and eligibility criteria.

Services & Features

Apprentice insurance benefits (East Coast coverage)
Apprenticeship school and trade training
Collective bargaining and labor representation
Community events and family social gatherings
Job dispatch and employment placement
Journeyman insurance benefits (East Coast coverage)
Member account portal and login services
Member communication via text alerts and email
Online dues payment system
Retiree insurance and pension plans
Union officers and staff support services
West Coast insurance programs

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 120+ years of established presence serving South Florida electricians since 1904
  • Comprehensive insurance coverage for journeymen, apprentices, and retirees with regional options
  • Pension plan benefits for long-term members and retirees
  • Dedicated apprenticeship school providing trade training and education
  • Job dispatch system connecting members with employment opportunities
  • Online member portal with dues payment and account management capabilities
  • Active community engagement through organized events, social gatherings, and family activities

Cons

  • Membership limited to electricians and union-affiliated workers; not open to general public
  • Limited public information about specific financial product terms, rates, or detailed benefit structures
  • Website provides minimal details on insurance coverage specifics, pension vesting schedules, or eligibility requirements

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Miami, FL. It does not confirm that Electricians' Local 349 or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Electricians' Local 349 offer?

Electricians' Local 349 offers 12 services including Journeyman insurance benefits (East Coast coverage), Apprentice insurance benefits (East Coast coverage), West Coast insurance programs, Retiree insurance and pension plans, Online dues payment system, and 7 more.

What profile signals are listed for Electricians' Local 349?

Electricians' Local 349 has profile signals associated with Licensed electricians seeking union representation and comprehensive worker benefits, Electrical apprentices pursuing formal trade training and union membership, Retired electricians accessing pension and retiree insurance benefits, South Florida electrical contractors needing skilled union labor through dispatch system.

What are the strengths and weaknesses of Electricians' Local 349?

Key strengths: 120+ years of established presence serving South Florida electricians since 1904; Comprehensive insurance coverage for journeymen, apprentices, and retirees with regional options; Pension plan benefits for long-term members and retirees. Areas to consider: Membership limited to electricians and union-affiliated workers; not open to general public; Limited public information about specific financial product terms, rates, or detailed benefit structures.

How does Electricians' Local 349 compare to similar companies?

In the Credit Unions category, comparable providers include American Airlines Federal Credit Union, Community First Credit Union, GTE Financial Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1947
Headquarters
Miami, FL
BBB Accredited
No
Certifications
NCUA Insured Charter #67338
Visit Electricians' Local 349

CreditDoc Profile Note

Research Note on Electricians' Local 349

IBEW Local Union 349 is profile signals for electricians and apprentices in South Florida seeking union membership, comprehensive insurance benefits, pension coverage, and job placement through a longstanding labor organization. The main caveat is that membership is restricted to the electrical trades and does not serve the general public; interested individuals must qualify through employment in union electrical work.

Profile Signals

  • Licensed electricians seeking union representation and comprehensive worker benefits
  • Electrical apprentices pursuing formal trade training and union membership
  • Retired electricians accessing pension and retiree insurance benefits
  • South Florida electrical contractors needing skilled union labor through dispatch system
Updated 2026-05-14

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Quick Summary

  • Electricians' Local 349 is listed as a Credit Unions provider in Miami, FL on CreditDoc.
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