Detroit Jewelry & Loan operates as a traditional pawn shop located at 9716 Joseph Campau Ave in Hamtramck, Michigan. The business has established itself in the local community as a source for short-term cash access through collateral-based lending. The company offers services typical of pawn operations, including collateral-based lending where customers can leverage items of value to obtain cash quickly.
As indicated by the business name emphasizing jewelry, the shop likely specializes in jewelry buying and loan services. The business maintains regular operating hours throughout the week, suggesting consistent availability to serve local customers seeking immediate liquidity. The company distinguishes itself through its location in Hamtramck's commercial corridor on Joseph Campau Avenue, a traditionally mixed-use retail district.
Operating six days per week with evening hours until 6:30 PM on weekdays provides accessibility for working customers. The direct phone line (313) 870-9902 suggests a traditional customer service model with direct personal contact available. Pawn shops serve an important niche in consumer finance for individuals researching short-term cash access with eligibility claims to verify or lengthy approval processes.
However, customers should understand that pawn loans typically carry higher interest rates than traditional lending and require surrendering physical collateral. The specific terms, interest rates, redemption periods, and loan-to-value ratios are not disclosed in available information, which is a significant limitation for consumer evaluation.
