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Debtors Anonymous is a free 12-step fellowship for people struggling with compulsive debting, offering peer-led meetings across the Greater New York area.
Data compiled from public sources
Debtors Anonymous of Greater New York is a peer-support fellowship based on 12-step principles, designed specifically for people whose problematic relationship with unsecured debt is causing significant life disruption. The organization has been operating in the Greater New York region and uses a community-driven model rather than professional counseling or debt management services. The program offers multiple meeting formats including in-person gatherings, telephone meetings, and virtual sessions held across Manhattan, Brooklyn, Queens, Long Island, Westchester, Connecticut, and Upstate New York locations.
Members access tools including the 12 Steps, Traditions, Promises, and spiritual principles to transform their relationship with money and debt. What distinguishes Debtors Anonymous is its listed with no monthly subscription, volunteer-led structure with no professional staff, fees, or commercial debt resolution services. The organization relies on member contributions and emphasizes mutual support among people with shared experiences of compulsive debting.
Members are encouraged to attend at least six meetings to determine if the program fits their needs. The organization provides a self-assessment tool with 15 questions to help potential members evaluate whether they qualify as compulsive debtors. This approach is best suited for people who identify as having a behavioral or psychological relationship problem with debt rather than those seeking professional debt consolidation or credit repair.
A significant caveat is that this is peer support, not professional financial counseling, and members may need additional resources for concrete debt restructuring, legal issues, or bankruptcy considerations.
This is state-level context for Free Help consumers in New York, NY. It does not confirm that Debtors Anonymous or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Debtors Anonymous offers 11 services including In-person peer support meetings held across Manhattan, Brooklyn, Queens, Long Island, Westchester, Connecticut, and Upstate New York, Virtual/internet-based meetings via Zoom for remote participation, Telephone-based meetings for those unable to attend in person, 12-step framework and spiritual principles tailored to compulsive debting, Self-assessment questionnaire (15-question tool) to evaluate program fit, and 6 more.
Debtors Anonymous has profile signals associated with People who identify compulsive or behavioral spending and debting patterns requiring psychological/spiritual intervention, Individuals seeking free peer support and community connection around debt and money issues, Those in the Greater New York region looking for 12-step fellowship similar to AA or NA but focused on debt, People combining DA participation with professional credit counseling or debt management services elsewhere.
Key strengths: listed with no monthly subscription peer-led fellowship with no fees or memberships costs; Multiple meeting formats available (in-person, phone, and virtual) across seven geographic areas; 12-step spiritual framework designed specifically for compulsive debting behavior. Areas to consider: Peer support model with no professional financial advisors or certified credit counselors on staff; Not a debt consolidation or settlement service—does not negotiate with creditors or restructure debt.
In the Free Help category, comparable providers include Approved Credit Consulting, Center for NYC Neighborhoods, New Economy Project. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Debtors Anonymous is profile signals for people in the Greater New York area who recognize a compulsive or behavioral pattern in their spending and debt accumulation and seek free peer support through 12-step principles. However, members should be aware this is not a professional debt management, credit counseling, or financial restructuring service—those seeking to negotiate with creditors, consolidate debt, or repair credit should combine DA participation with services from other providers.
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