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Treadwell Credit Union (formerly DayMet) is a member-owned, not-for-profit credit union serving the Miami Valley with roots dating to 1957, offering checking, savings, loans, and digital banking services.
Data compiled from public sources
Treadwell Credit Union began in 1957 as a credit union built by and for General Motors employees in the Miami Valley region. The organization recently rebranded from DayMet Credit Union to Treadwell Credit Union, honoring its legacy while signaling forward momentum. As a federally-insured credit union (NCUA-insured), it operates as a member-owned, not-for-profit institution dedicated to enriching members' financial well-being through community partnership.
Treadwell offers comprehensive financial services including savings accounts, checking accounts with rewards (Trail Blazer and Gem City accounts), certificates, personal loans, mortgages, and online banking. Members gain access to 5,000+ ATMs with listed network fee context nationwide through shared branching networks. Digital services include It'sMe24/7 Online Banking, a mobile app, mobile check deposit, bill pay, and fund transfers. The credit union also provides community recognition programs like the Do Good for Dayton Award and Golden Apple Award for teachers and coaches.
Treadwell distinguishes itself through strong community ties and member benefits integrated with local partnerships. Their checking accounts include BaZing app discounts at local Miami Valley businesses, early direct deposit, cell phone protection, roadside assistance, and identity theft protection. The credit union maintains 5 physical branches in the Dayton area and operates a telephone teller service (CU Talk). Their recent rebranding emphasizes stability—operating for nearly 70 years—while modernizing services for current members.
As a credit union, Treadwell is limited to serving members who meet eligibility requirements (typically GM employees, family members, or community membership in the Miami Valley). While they offer rate claims to verify and comprehensive services, members must qualify for membership and may face fewer branch locations than large national banks. The organization's focus on community and member service is genuine, though service scope is regional rather than national.
This is state-level context for Credit Unions consumers in Dayton, OH. It does not confirm that Day-Met or this specific location is licensed.
State regulator
Ohio Department of Commerce Division of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Day-Met offers 13 services including Savings accounts and share accounts, Checking accounts (Trail Blazer and Gem City accounts with BaZing benefits), Certificates of deposit, Personal loans, Mortgages (home purchase and refinance), and 8 more.
Day-Met has profile signals associated with GM employees and their families seeking member-owned financial institution with community roots, Miami Valley residents wanting local credit union with rate claims to verify and community involvement, Members prioritizing access to nationwide ATM network and digital-first banking, Consumers valuing identity theft protection, roadside assistance, and local business discounts built into checking accounts.
Key strengths: Access to 5,000+ surcharge-free ATM locations nationwide through shared branching network; BaZing app provides discounts at local Miami Valley businesses with checking accounts; Checking accounts include early direct deposit, cell phone protection, roadside assistance, and identity theft protection. Areas to consider: Membership eligibility limited to GM employees, family members, and eligible community members in Miami Valley area; Only 5 physical branch locations in Dayton region compared to national banks with hundreds of branches.
In the Credit Unions category, comparable providers include CME Federal Credit Union, Education First Credit Union, Pathways Financial Credit Union - Grandview. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Treadwell Credit Union is profile signals for GM employees, family members, and Miami Valley community residents seeking a stable, member-owned financial institution with rate claims to verify and strong community engagement. The main caveat is that membership eligibility is restricted (primarily GM-connected), and the institution serves a regional rather than national market, making it unsuitable for consumers outside the Miami Valley requiring extensive local branch access.
CME Federal Credit Union is a member-owned financial institution founded in 1935, serving Central Ohio residents with competitive savings rates, low loan rates, and personalized service.
Google rating from 249 reviews
Profile signals: Central Ohio residents and employees seeking rate claims to verify with a community-focused financial institution, Homebuyers in Ohio looking for listed savings programs and mortgage lending
Education First Credit Union is a member-owned financial cooperative celebrating 90 years of service, offering savings, checking, loans, and financial education primarily to the educational community.
Google rating from 116 reviews
Profile signals: Education sector employees and students seeking member-owned financial services with educational focus, Consumers prioritizing financial education and seeking guidance beyond basic banking services
Ohio-based credit union offering member-focused financial services including checking, savings, loans, and digital banking solutions.
Google rating from 342 reviews
Profile signals: Ohio residents seeking member-owned banking alternatives to traditional banks, Consumers prioritizing privacy, security, and not-for-profit financial institutions
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