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David's Check Cashing Brooklyn, New York — David's Check Cashing operates 26 locations across NYC offering check cashing, money transfers, bill pay, and...
Data compiled from public sources
David's Financial Corp. has been operating David's Check Cashing since 1957, establishing itself as a long-standing financial services provider in the New York metropolitan area. The company is licensed by the New York State Banking Department and operates under the provisions of Article IX-A of the Banking Law, indicating regulatory oversight of its operations. With 26 locations spread across the Bronx, Manhattan, Brooklyn, and Queens, the company has built a geographically accessible network serving underbanked and unbanked populations in these boroughs.
David's Check Cashing provides a suite of financial services beyond basic check cashing, including direct deposits, bill payment processing, money transfers, and various financial products and convenience services. The company offers extended hours at many locations, with some branches open until 8:00 PM on weekdays and several maintaining Sunday hours from 10:00 AM to 4:00 PM, accommodating working customers. Their single customer service phone number (800-707-5979) is consistent across all locations, centralizing access to support.
The company distinguishes itself through its long operational history spanning nearly 70 years and its deep presence in historically underserved NYC neighborhoods. The extended hours at select locations—particularly in Brooklyn (Myrtle Avenue until 8:00 PM, Flatbush until 8:00 PM) and Manhattan (West 116th Street and Amsterdam Avenue with late evening hours)—cater to working populations. Their multi-location presence allows customers to access services across boroughs, and their regulatory licensing demonstrates compliance with state banking oversight.
As a traditional check-cashing service, David's Check Cashing serves customers who lack traditional bank accounts or need quick access to funds with eligibility claims to verify. However, the company's website provides minimal information about fee structures, specific terms, or competitive advantages beyond their location network and service hours. Customers should verify current fees and service terms directly, as the website does not disclose pricing information that would allow for listed cost comparison.
This is state-level context for Check Cashing & Money Services consumers in Brooklyn, NY. It does not confirm that David's Check Cashing or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
David's Check Cashing offers 8 services including Check cashing, Direct deposits, Bill payment processing, Money transfers, Financial products, and 3 more.
David's Check Cashing has profile signals associated with NYC residents without traditional bank accounts needing check cashing and money transfer services, Working individuals in the Bronx, Manhattan, Brooklyn, and Queens requiring extended evening or weekend hours, Customers seeking regulatory oversight and licensed financial services providers in their neighborhood.
Key strengths: 26 locations across Bronx, Manhattan, Brooklyn, and Queens providing broad geographic accessibility; Extended hours at multiple locations including evening (until 8 PM) and Sunday service (10 AM-4 PM); Licensed by New York State Banking Department with regulatory oversight under Banking Law Article IX-A. Areas to consider: No fee structure or pricing information disclosed on website, requiring customers to contact directly or visit in-person; Minimal details about specific financial products and services offered—descriptions are vague.
In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
David's Check Cashing is profile signals for NYC residents without bank accounts who need reliable check cashing, bill payment, and money transfer services with convenient neighborhood locations and extended hours. The primary caveat is the complete lack of published fee information on their website, making it essential to contact the company directly or visit a location to understand actual costs before using their services.
10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.
Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop
A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.
Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions
Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.
Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances
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