David's Check Cashing logo

David's Check Cashing in Brooklyn, NY

2.3/5

David's Check Cashing Brooklyn, New York — David's Check Cashing operates 26 locations across NYC offering check cashing, money transfers, bill pay, and...

Data compiled from public sources · Rating from CreditDoc methodology

David's Check Cashing Review

David's Financial Corp. has been operating David's Check Cashing since 1957, establishing itself as a long-standing financial services provider in the New York metropolitan area. The company is licensed by the New York State Banking Department and operates under the provisions of Article IX-A of the Banking Law, indicating regulatory oversight of its operations. With 26 locations spread across the Bronx, Manhattan, Brooklyn, and Queens, the company has built a geographically accessible network serving underbanked and unbanked populations in these boroughs.

David's Check Cashing provides a suite of financial services beyond basic check cashing, including direct deposits, bill payment processing, money transfers, and various financial products and convenience services. The company offers extended hours at many locations, with some branches open until 8:00 PM on weekdays and several maintaining Sunday hours from 10:00 AM to 4:00 PM, accommodating working customers. Their single customer service phone number (800-707-5979) is consistent across all locations, centralizing access to support.

The company distinguishes itself through its long operational history spanning nearly 70 years and its deep presence in historically underserved NYC neighborhoods. The extended hours at select locations—particularly in Brooklyn (Myrtle Avenue until 8:00 PM, Flatbush until 8:00 PM) and Manhattan (West 116th Street and Amsterdam Avenue with late evening hours)—cater to working populations. Their multi-location presence allows customers to access services across boroughs, and their regulatory licensing demonstrates compliance with state banking oversight.

As a traditional check-cashing service, David's Check Cashing serves customers who lack traditional bank accounts or need quick access to funds without credit checks. However, the company's website provides minimal information about fee structures, specific terms, or competitive advantages beyond their location network and service hours. Customers should verify current fees and service terms directly, as the website does not disclose pricing information that would allow for transparent cost comparison.

Services & Features

Bill payment processing
Check cashing
Convenience services
Customer contact/support via 800-707-5979
Direct deposits
Financial products
In-location cash transactions
Money transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 26 locations across Bronx, Manhattan, Brooklyn, and Queens providing broad geographic accessibility
  • Extended hours at multiple locations including evening (until 8 PM) and Sunday service (10 AM-4 PM)
  • Licensed by New York State Banking Department with regulatory oversight under Banking Law Article IX-A
  • Operating since 1957—nearly 70-year track record in the NYC market
  • Multiple services beyond check cashing including bill pay, money transfers, direct deposits, and financial products
  • Single toll-free phone number (800-707-5979) across all locations for consistent customer service access
  • Presence in underserved neighborhoods across four NYC boroughs

Cons

  • No fee structure or pricing information disclosed on website, requiring customers to contact directly or visit in-person
  • Minimal details about specific financial products and services offered—descriptions are vague
  • Limited online presence and digital services; primarily location-based transactions
  • No information about alternative ID acceptance, check limits, or processing times
  • Website provides no customer reviews, ratings, or transparent comparison with competitors

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is David's Check Cashing legitimate?

Yes. David's Check Cashing is a registered company, headquartered in 1431 Broadway, Brooklyn, NY 11221.

Quick Facts

Headquarters
1431 Broadway, Brooklyn, NY 11221
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit David's Check Cashing

CreditDoc Diagnosis

Doctor's Verdict on David's Check Cashing

David's Check Cashing is best for NYC residents without bank accounts who need reliable check cashing, bill payment, and money transfer services with convenient neighborhood locations and extended hours. The primary caveat is the complete lack of published fee information on their website, making it essential to contact the company directly or visit a location to understand actual costs before using their services.

Best For

  • NYC residents without traditional bank accounts needing check cashing and money transfer services
  • Working individuals in the Bronx, Manhattan, Brooklyn, and Queens requiring extended evening or weekend hours
  • Customers seeking regulatory oversight and licensed financial services providers in their neighborhood
Updated 2026-04-29

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