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Non-profit credit counseling organization providing debt management, bankruptcy guidance, and financial education since 1991. Offers free confidential counseling with certified advisors.
Data compiled from public sources
Credit Advisors Foundation is a non-profit organization established in 1991 that specializes in helping consumers manage debt and improve financial health. Based in Omaha, Nebraska, with additional offices in Scottsdale, Arizona, and Council Bluffs, Iowa, the organization has assisted thousands of individuals in regaining control of their finances over three decades of operation.
The foundation offers comprehensive services including credit counseling, debt management plans, bankruptcy counseling, housing and rental counseling, and financial education classes. Their debt management plans consolidate multiple bills into one affordable payment, often reducing payments by up to 50%. They provide free confidential counseling from certified personal finance counselors who serve as client advocates. The organization also offers educational resources, financial publications, and speakers for presentations on credit responsibility and consumer financial issues. Multilingual support is available with professional Spanish, Korean, and Thai-speaking counselors.
Credit Advisors Foundation distinguishes itself through its commitment to quality assurance and stakeholder engagement. The organization implements a Quality Assurance Program measuring performance across all organizational levels, including input from the Board of Directors, staff, clients, creditors, regulators, and community partners. This data-driven approach ensures consistent quality service delivery. The organization's mission explicitly focuses on empowering consumers to manage finances effectively, create economic security, and achieve equality of access and opportunity.
As a legitimate non-profit provider, Credit Advisors Foundation appears well-established with clear contact information, multiple office locations, and transparent operations. However, consumers should understand that debt management plans involve working with creditors to modify terms, not eliminating debt entirely. The organization's website emphasizes free counseling, but specific details about all service fees and the typical duration of debt management programs are not prominently disclosed in available content.
This is state-level context for Free Help consumers in Omaha, NE. It does not confirm that Credit Advisors Foundation or this specific location is licensed.
State regulator
Nebraska Department of Banking and Finance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
According to CFPB data (2023-present), Credit Advisors Foundation has a 100% response rate to consumer complaints, with 66.7% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.
Credit Advisors Foundation offers 12 services including Free confidential credit counseling and budgeting, Debt management plans with payment consolidation, Bankruptcy counseling and guidance, Housing and mortgage counseling, Rental assistance counseling, and 7 more.
Credit Advisors Foundation is best suited for Consumers with multiple debts seeking consolidation into a single manageable payment, Individuals considering bankruptcy who need pre-bankruptcy counseling and guidance, Homeowners struggling with mortgage payments or facing foreclosure risks, Spanish, Korean, or Thai-speaking consumers needing culturally appropriate financial counseling.
Key strengths: Free confidential credit counseling from certified personal finance counselors; Debt management plans can reduce payments up to 50% through creditor negotiation; Long operating history since 1991 with established offices in multiple states. Areas to consider: Website lacks specific information about program fees, though counseling is stated as free; Limited geographic presence with only three office locations despite serving nationwide.
In the Free Help category, comparable providers include Credit Advisors Foundation, Family Housing Advisory Services, Inc., Family Housing Advisory Services, Incorporate. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
Credit Advisors Foundation is best for consumers with moderate to high debt loads who benefit from structured debt management plans and professional counseling to avoid bankruptcy. The main caveat is that debt management plans require creditors to agree to modified terms—success is not guaranteed for all debts, and consumers must maintain consistent payments throughout the program.
Public data from the Consumer Financial Protection Bureau
* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)
** Percentage of responses delivered within the CFPB's 15-day window
Source: consumerfinance.gov | Last checked 2026-05-22
Non-profit credit counseling foundation offering debt management plans, bankruptcy counseling, and financial education since 1991. NFCC-certified counselors help clients reduce payments up to 50%.
Best for: Consumers with multiple debts seeking legitimate non-profit counseling and structured repayment plans, Individuals considering bankruptcy who need professional guidance before filing
Non-profit housing and financial counseling organization providing free homeownership education, tenant rights assistance, financial literacy, and tax preparation services to low- to moderate-income families in Omaha.
Best for: Low- to moderate-income individuals seeking free homeownership education and first-time homebuyer counseling, Renters facing eviction who need tenant rights education and emergency rental assistance
Non-profit housing and financial counseling organization providing free homebuyer education, financial literacy, tenant rights training, and tax preparation services to low- to moderate-income families in Omaha.
Best for: First-time homebuyers from low- to moderate-income households seeking education and personalized guidance, Renters at risk of eviction needing tenant rights education and emergency rental assistance
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Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Credit Advisors Foundation and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence editorial reviews, page order, or recommendations; visible star ratings use stored Google review ratings when available. Learn more.