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Coyote Pawn in Warr Acres, OK

3.9/5

Independent pawn shop in Warr Acres, Oklahoma offering short-term collateral loans, firearm sales, and a broad selection of used merchandise including electronics, jewelry, and tools.

Data compiled from public sources · Rating from CreditDoc methodology

Coyote Pawn Review

Coyote Pawn is an independent, locally-owned pawn shop located at 5804 Northwest 63rd St. in Warr Acres, Oklahoma. The business operates with over 50 years of combined pawn experience among its staff and positions itself as a family-friendly alternative to larger chains in the region.

The shop offers short-term collateral loans and layaway services as its primary financial products. Beyond lending, Coyote Pawn maintains inventory across multiple categories including computers and tablets, home entertainment electronics (TVs, game systems, sound bars), jewelry (gold, silver, rings, watches), tools, musical instruments, sporting goods, and DVDs/games. The company is an authorized UPS Access Point and licensed Glock dealer, providing FFL transfers for $20 and selling new and used firearms including rifles, shotguns, and handguns, plus ammunition and self-defense items.

Coyote Pawn distinguishes itself through its independent ownership model and emphasis on a clean, well-organized store environment. The staff is described as friendly and highly-trained. Operating hours are Monday-Friday 9am-6pm and Saturday 10am-2pm, providing reasonable accessibility for a local pawn operation. The $20 FFL transfer fee is competitive for the industry.

As a traditional pawn shop, Coyote Pawn serves customers seeking quick liquidity through collateral-based loans rather than credit-based lending. The business model depends on inventory turnover and loan interest. Customers should understand that pawn loans involve risk of item loss if loans aren't repaid, and interest rates on short-term collateral loans are typically high compared to other consumer finance products.

Services & Features

FFL transfers ($20 fee)
Firearm-related accessories (ammunition, tasers, pepper spray)
Jewelry buying and selling (gold, silver, watches, rings, bracelets)
Layaway services
Musical instrument sales
New and used firearm sales
Short-term collateral loans
Sporting goods sales
Tool sales
UPS Access Point services
Used computer and tablet sales
Used home entertainment electronics sales

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Over 50 years of combined pawn experience among staff
  • Licensed Glock dealer with new and used firearm inventory
  • Competitive $20 FFL transfer fee
  • Authorized UPS Access Point for additional convenience
  • Clean, family-friendly store environment
  • Broad merchandise selection across multiple categories
  • Locally owned and independent operation

Cons

  • Limited operating hours (closes at 6pm weekdays, 2pm Saturday; closed Sundays)
  • Short-term collateral loans typically carry high interest rates, standard to pawn industry
  • Risk of losing pawned items if loan is not repaid on time
  • No online shopping or remote loan application mentioned
  • Single location in Warr Acres limits accessibility for customers outside the area

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Coyote Pawn legitimate?

Yes. Coyote Pawn is a registered company, headquartered in 5804 NW 63rd St, Warr Acres, OK 73132.

Quick Facts

Headquarters
5804 NW 63rd St, Warr Acres, OK 73132
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
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CreditDoc Diagnosis

Doctor's Verdict on Coyote Pawn

Coyote Pawn is best for individuals in the Warr Acres area who need immediate cash and have items of value to pledge as collateral, or who are seeking affordable used merchandise and firearm services. The primary caveat is that pawn loans involve high interest rates and the risk of losing your items if you cannot repay—this is not a substitute for traditional personal loans and should only be used for genuine short-term liquidity needs.

Best For

  • People needing fast cash and willing to pledge personal items as collateral
  • Firearm buyers seeking FFL transfer services in the Oklahoma City metro area
  • Bargain hunters shopping for used electronics, jewelry, tools, and sporting goods
  • Customers seeking an alternative to chain pawn shops with local ownership
Updated 2026-04-29

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