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Independent pawn shop in Warr Acres, Oklahoma offering short-term collateral loans, firearm sales, and a broad selection of used merchandise including electronics, jewelry, and tools.
Data compiled from public sources
Coyote Pawn is an independent, locally-owned pawn shop located at 5804 Northwest 63rd St. in Warr Acres, Oklahoma. The business operates with over 50 years of combined pawn experience among its staff and positions itself as a family-friendly alternative to larger chains in the region.
The shop offers short-term collateral loans and layaway services as its primary financial products. Beyond lending, Coyote Pawn maintains inventory across multiple categories including computers and tablets, home entertainment electronics (TVs, game systems, sound bars), jewelry (gold, silver, rings, watches), tools, musical instruments, sporting goods, and DVDs/games. The company is an authorized UPS Access Point and licensed Glock dealer, providing FFL transfers for $20 and selling new and used firearms including rifles, shotguns, and handguns, plus ammunition and self-defense items.
Coyote Pawn distinguishes itself through its independent ownership model and emphasis on a clean, well-organized store environment. The staff is described as friendly and highly-trained. Operating hours are Monday-Friday 9am-6pm and Saturday 10am-2pm, providing reasonable accessibility for a local pawn operation. The $20 FFL transfer fee is competitive for the industry.
As a traditional pawn shop, Coyote Pawn serves customers seeking quick liquidity through collateral-based loans rather than credit-based lending. The business model depends on inventory turnover and loan interest. Customers should understand that pawn loans involve risk of item loss if loans aren't repaid, and interest rates on short-term collateral loans are typically high compared to other consumer finance products.
This is state-level context for Pawn Shops consumers in Warr Acres, OK. It does not confirm that Coyote Pawn or this specific location is licensed.
State regulator
Oklahoma Department of Consumer Credit
Consumer protection
Short-term lending status: Legal
General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300
Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Coyote Pawn offers 12 services including Short-term collateral loans, Layaway services, FFL transfers ($20 fee), New and used firearm sales, Firearm-related accessories (ammunition, tasers, pepper spray), and 7 more.
Coyote Pawn has profile signals associated with People researching short-term cash access and willing to pledge personal items as collateral, Firearm buyers seeking FFL transfer services in the Oklahoma City metro area, Bargain hunters shopping for used electronics, jewelry, tools, and sporting goods, Customers seeking an alternative to chain pawn shops with local ownership.
Key strengths: Over 50 years of combined pawn experience among staff; Licensed Glock dealer with new and used firearm inventory; Competitive $20 FFL transfer fee. Areas to consider: Limited operating hours (closes at 6pm weekdays, 2pm Saturday; closed Sundays); Short-term collateral loans typically carry high interest rates, standard to pawn industry.
In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Coyote Pawn is profile signals for individuals in the Warr Acres area who are researching short-term cash access and have items of value to pledge as collateral, or who are seeking affordable used merchandise and firearm services. The primary caveat is that pawn loans involve high interest rates and the risk of losing your items if you cannot repay—this is not a substitute for traditional personal loans and should only be used for genuine short-term liquidity needs.
102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.
Profile signals: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions
Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.
Profile signals: Individuals researching short-term cash access and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items
Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.
Profile signals: Consumers who own valuable items and are researching short-term cash access with eligibility claims to verify, People seeking short-term collateral-based loans rather than unsecured debt
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